# FlowMoney: Budget & Finance > Personal finance tracker with budgeting, analytics, and tax estimates for US self-employed. (iPhone/iPad app by Aleksandr Gvozdkov.) - Source: https://appshunter.io/ios/app/flowmoney-budget-and-finance/id6761924489 (this page in markdown: same URL + `.md`) - Developer: [Aleksandr Gvozdkov](https://appshunter.io/developer/1892103392) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 5 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 33 MB - Languages: English - Released: 2026-04-24 - Data updated: 2026-06-26 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/flowmoney-budget-and-finance/id6761924489/reviews.md ## What is FlowMoney? FlowMoney helps you take control of your personal finances with intuitive expense tracking, smart analytics, and budget management. Designed for US freelancers, gig workers, and self-employed professionals. Key Features: • Track income and expenses effortlessly • Set and manage budgets with ease • Visual analytics and spending insights • US state-by-state tax estimates for 1099 / self-employed income • Savings goals with progress tracking • FlowAI money assistant for personalized insights • Optional secure bank connection (Teller) — or add transactions manually • Secure cloud sync across devices • Simple, user-friendly interface Whether you're saving for a goal, managing monthly expenses, tracking quarterly taxes, or building better financial habits — FlowMoney makes it easy. — Subscription — FlowMoney is free to use with optional FlowMoney Pro subscription for advanced features. Payment will be charged to your Apple ID at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage and cancel your subscription in your Apple ID Account Settings after purchase. — Legal — Terms of Use (EULA): https://tryflowmoney.com/terms Privacy Policy: https://tryflowmoney.com/privacy ## Key features - Expense tracking - Budget management - Visual spending insights - US tax estimates - Savings goals - AI money assistant - Secure bank connection ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | FlowMoney Pro | $9.99 | per month | | FlowMoney Pro | $79.00 | per year | ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/flowmoney-budget-and-finance/id6761924489/reviews.md ### 5/5 — Aslan *2026-05-01, version 1.1.1* Goood, tax ))) ### 5/5 — Good *2026-04-27, version 1.0.1* 👍🏼👍🏼👍🏼 ### 5/5 — Simple, sleek, and effective *2026-04-27, version 1.0.1* Finally, an app that isn't overcomplicated! I love the minimalist design and how easy it is to set up categories. The charts are super helpful for tracking my spending habits without feeling overwhelmed. 5 stars! ## Frequently asked questions about FlowMoney ### What is FlowMoney? FlowMoney is a personal finance app designed to help users track expenses, manage budgets, and gain insights into their spending habits. It offers features like tax estimates for self-employed individuals and savings goal tracking. ### Is FlowMoney free to use? FlowMoney offers a free version with core features. An optional 'FlowMoney Pro' subscription unlocks advanced functionalities, with pricing details available in the app's subscription section. ### What are the subscription options for FlowMoney Pro? FlowMoney Pro is available via subscription with options for monthly ($9.99/P1M) or yearly ($79.00/P1Y) plans, both including a 7-day free trial. You can manage your subscription in your Apple ID Account Settings. ### How secure is FlowMoney? The app provides optional secure bank connection through Teller and emphasizes secure cloud sync across devices. Users can also choose to add transactions manually if they prefer not to link bank accounts. ### Does FlowMoney offer tax assistance for freelancers? Yes, FlowMoney provides US state-by-state tax estimates specifically for 1099 and self-employed income. This feature helps users better manage their tax obligations. ### What devices is FlowMoney available on? FlowMoney is available on iOS devices and supports secure cloud sync across them. The app is rated for ages 4 and up. ### How often is FlowMoney updated? The latest version of FlowMoney is 1.5.0, last updated on June 13, 2026. Updates typically include new features, bug fixes, and performance improvements. ### What do users like most about FlowMoney? Based on its 5.0-star rating from 5 reviews, users likely appreciate its intuitive interface, comprehensive tracking features, and the specific utility for self-employed individuals regarding tax estimates. ## Version history (last 5 releases) ### 1.5.0 — 2026-06-13 NEW: Financial Health Score — a 0-100 score computed from 5 factors: tax readiness, deduction capture, income diversification, consistency, and tracking habit. Tap the card for a full breakdown with personalized tips. NEW: Income Pulse — a smart forecast of next week's earnings with confidence level, a 5-week trend chart, and a digest of last week (income, tax set aside, miles, days worked). NEW: Monday-morning weekly report notification — your week in numbers, delivered automatically. All insights are computed on your device. Your income data never leaves your phone. ### 1.3.10 — 2026-05-27 Schedule SE — Self-Employment Tax Calculator: calculate your SE tax from Schedule C net profit, see the live breakdown (SS tax + Medicare), and export a PDF. The deductible half of SE tax reduces your AGI on Form 1040. ### 1.3.6 — 2026-05-21 NEW: Schedule C Auto-Generator (Pro). Build your year-end IRS Form 1040 Schedule C worksheet PDF from your FlowMoney income and expenses — perfect for handing to your CPA or filling in TurboTax / FreeTaxUSA. SSN and EIN are entered fresh per generation, embedded into the PDF, and never stored. Plus tax estimate refinements and stability polish across the Tax tab. Thanks for using FlowMoney. ### 1.3.5 — 2026-05-14 NEW: Multi-state tax tracker. FlowMoney now remembers which US states (or Canadian provinces) you worked in across the tax year and shows you days, allocated income, and an estimated state tax breakdown per state. A traveling nurse, consultant, or rideshare driver who crosses state lines no longer has to guess. Manual override built in for the months before you installed FlowMoney. No new permissions, no background tracking. Open the app once an hour while you travel and we remember the rest. ### 1.1.0 — 2026-05-01 Fixed dashboard so your real income and expenses show up cleanly: as soon as you add your first entry or connect a bank, the on-boarding sample data steps aside automatically. No more mixed-up totals. Plus minor stability tweaks under the hood. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*