# FlowWise — Smart Money for Kenya

> Smart Money for Kenya (iPhone/iPad app by Wise Mutuku.)

- Source: https://appshunter.io/ios/app/flowwise/id6786050825 (this page in markdown: same URL + `.md`)
- Developer: [Wise Mutuku](https://appshunter.io/developer/6786050827)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 42 MB
- Languages: American English
- Released: 2026-08-19
- Data updated: 2026-09-08
- User reviews in markdown: https://appshunter.io/ios/app/flowwise/id6786050825/reviews.md

## What is FlowWise?

FlowWise turns your M-Pesa activity into a real budget — without you typing a single transaction.

HOW IT WORKS
The moment an M-Pesa SMS arrives, FlowWise reads it, extracts the amount, merchant, and category, and logs it automatically. No manual entry, no spreadsheets — just an accurate picture of your money as it happens.

BUILT FOR HOW KENYANS ACTUALLY SPEND
- M-Pesa auto-logging — zero typing, every transaction captured the moment it lands
- Budgets that work — weekly, monthly, or yearly limits per category, with alerts before you overspend
- AI financial coach — ask anything about your money and get personalised advice powered by Claude
- Debt tracker — see what Fuliza, bank loans, and SACCOs actually cost you, and plan your payoff
- Savings goals — set targets and track progress toward what matters: rent, school fees, a phone, land
- Bills calendar — never miss rent or KPLC again
- Group budgets — split and track spending with your Chama, family, or roommates
- Financial Health Score — a single number that tells you where you stand and what to fix

YOUR DATA, YOUR STORY
All financial data is encrypted in transit and at rest. FlowWise never sells your information, and you're always in control of what gets tracked.

Start free — upgrade anytime for unlimited transactions, AI chats, and group budgets.

Terms of Use (EULA): https://www.flowwise.co.ke/terms
Privacy Policy: https://www.flowwise.co.ke/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium - Yearly | $14.99 | per year |
| Premium - Monthly | $0.99 | per month |
| Basic - Yearly | $11.99 | per year |
| Basic -Monthly | $0.99 | per month |



## Version history (last 2 releases)

### 1.1 — 2026-09-03

Updated app preview

### 1.0 — 2026-08-19

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*