# Fluid card — Manage your account on the go

> Mobile application for managing financial accounts and transactions. (iPhone/iPad app by NewDay Ltd.)

- Source: https://appshunter.io/ios/app/fluid-card/id1364730352 (this page in markdown: same URL + `.md`)
- Developer: [NewDay Ltd](https://appshunter.io/developer/903335384)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 21 App Store ratings · 118 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 171 MB
- Languages: American English
- Released: 2018-04-22
- Data updated: 2026-09-11
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/fluid-card/id1364730352/reviews.md

## What is Fluid card?

Manage your account anywhere, anytime, with our secure mobile app. Free
to download now, we have lots of features to enable you to manage your
account easily:

- View your latest balance and available credit limit
- View your latest transactions, including transactions that are still pending
- Make a payment on your account
- Set up or manage your Direct Debit
- Manage your statement preferences
- Update your contact details
- Get in contact with us and view our FAQs

Registered for Online Account Manager already?

If you’re registered for Online Account Manager already then you’ll be able
to use these details to login. No need to re-register!

Not Registered for Online Account Manger?

If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand:

- Last name
- Date of birth
- Postcode
- Your card details OR your account number

## Key features

- View balance and credit limit
- Track transactions
- Make payments
- Set up Direct Debit
- Manage statement preferences
- Update contact details

## What do users think of Fluid card?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use app and interface
- 💳 Simple payment process
- 🔒 Good security features
- 📱 Well-designed app layout
- 💰 Flexible credit options
- 🎯 Clear transaction tracking
- ⭐ Responsive customer service
- 🚀 Fast payment processing
- 📊 Transparent statements
- 🔄 Balance transfer options

**Cons**

- 🐛 Frequent app crashes and errors
- 🔐 Login issues and access problems
- 💸 High interest rates
- ⚠️ Payment processing failures
- 📉 Poor credit limit decisions
- 🚫 Inconsistent standing order functionality
- 😤 Unresponsive customer service
- 💔 Unfair fee structure
- 🔴 App update problems
- 📱 Device compatibility issues

**Commonly reported bugs**

- App won't open or load
- Login fails with 'something went wrong' error
- Face ID authentication not working
- Payment recorded but not reflected in account
- App times out during login
- Standing orders not executing
- App crashes after updates
- iPhone 7 compatibility issues
- Payment decline without clear reason
- Frozen card button disappears from interface
- OTP not being sent for login verification

**Most requested features**

- Save debit card details for future payments
- Display payment due date prominently
- Show interest breakdown in app
- Alternative login method (passcode option)
- Better balance transfer functionality
- More 0% balance transfer offers for existing customers
- PIN retrieval option in app
- Clear information on charges and payment dates
- Improved standing order management

## Recent user reviews (10 of 118)

All indexed reviews: https://appshunter.io/ios/app/fluid-card/id1364730352/reviews.md

### 5/5 — Good card

*2026-08-26*

Had a Fluid card now for several years and I have also found it to be a useful backup to every day life. Regular credit increases as long as you are staying within the limits of your card and an easy to use app as well.

**Developer response:** Hi 
That’s great to hear! Thank you for taking the time to share your support. 
Mera

### 5/5 — Exceptional

*2026-07-26, version 2026.29.3*

Fluid have been excellent in helping me manage my finances

### 5/5 — A Credit Card You Can Rely On

*2026-07-08*

My Review:
I’ve had a great experience with the Fluid Card. What I appreciate most is that they believed in me and gave me the opportunity to build my credit. As a responsible cardholder, I’ve always managed my account carefully, and the flexibility the card offers has been excellent.

The card is widely accepted wherever I travel, making it convenient to use both in the UK and abroad. The app is easy to use, payments are straightforward, and overall the service has been reliable.

Thank you, Fluid, for trusting me, and after building credibility this is the second time of increase. I highly recommend this card to anyone looking for a flexible and dependable credit card.

**Developer response:** Thank you for sharing your positive experience with the card! We're thrilled to hear that you find the card widely accepted and the app easy to use. We appreciate your recommendation and will pass your feedback along to the team - Steve

### 5/5 — Excellent company!

*2026-07-01, version 2026.27.1*

Brilliant service. 5 stars!!

### 5/5 — Anonymous user

*2026-05-05, version 2026.19.1*

Fantastic credit provider

### 1/5 — Muhammad khan

*2026-04-17, version 2026.16.3*

Every time i am opening it it become errors .. its a headace for me now

### 5/5 — My credit limit

*2026-04-01, version 2026.14.1*

A very good approach , very Exellent

### 5/5 — Fuss free

*2026-02-06, version 2026.6.1*

Got this to transfer balances to, its everything you want, easy to get on with, safe and the app is great.

### 5/5 — Great card

*2026-01-16, version 2026.3.1*

From day one this has been an excellent card and company. Lots of offers on 0% balance transfers. Very pleased.

### 1/5 — Bad

*2026-01-08*

I had a payment due on the 31st December.  Paid in full on the 27th.  App records payment…but does not update.  The app asks me to pay again the due monthly payment….the one I literally just paid.  Then I start getting phone calls from fluid telling me I haven’t paid.  But I have.  The transfer went through before the due date, it’s recorded in the app and it’s recorded at my bank.  Now I’m fighting over a bill I already paid.  Pretty terrible experience really.

**Developer response:** We're really sorry to hear about your experience with this payment. Due to data protection I'm unable to look into this and advise further on what has caused this but would recommend that you get in touch with our friendly Customer Service Team, so we can investigate this for you. You can reach them on: 0333 414 1090 - Steve

## Frequently asked questions about Fluid card

### What can I do with the Fluid card app?

The app allows you to manage your financial account on the go. You can view your latest balance and available credit limit, track transactions (including pending ones), make payments, set up or manage Direct Debits, and update your contact details.

### Is the Fluid card app free to download?

Yes, the app is free to download. While the app itself is free, the description indicates it has ads, suggesting a 'free with in-app purchases' or 'ad-supported' model. Specific in-app purchase details are not provided.

### How do I log in to the Fluid card app?

If you are already registered for Online Account Manager, you can use those login details to access the app without needing to re-register. If you are not registered, you can register directly through the app using your last name, date of birth, postcode, and either your card details or account number.

### What information do I need to register for the app?

To register for the Online Account Manager through the app, you will need your last name, date of birth, postcode, and either your card details or your account number. This information is used to verify your identity and set up your account.

### Can I manage my statements and contact details through the app?

Yes, the app provides features to manage your statement preferences and update your contact details. This allows you to keep your information current and control how you receive your statements.

## Version history (last 5 releases)

### 2026.36.1 — 2026-09-02

Bug fixes and Optimisations

### 2026.35.1 — 2026-08-25

Bug Fixes and Optimisations

### 2026.34.1 — 2026-08-20

Bug fixes and optimisations.

### 2026.33.2 — 2026-08-13

Bug fixes and optimisations.

### 2026.32.1 — 2026-08-11

Bug fixes and optimisations.

## Apps similar to Fluid card

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,579) | Free | Finance |
| [Varo Bank: Online Banking](https://appshunter.io/ios/app/varo-bank-online-banking/id1517676784) | 4.9 (233,473) | Free | Finance |
| [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,659) | Free | Finance |
| [GO2bank: Mobile banking](https://appshunter.io/ios/app/go2bank-mobile-banking/id1534345772) | 4.8 (63,754) | Free | Finance |
| [Current - Mobile Banking](https://appshunter.io/ios/app/current-mobile-banking/id1077366211) | 4.8 (196,365) | Free | Finance |
| [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,581,116) | Free | Finance |

## More apps by NewDay Ltd

- [Debenhams credit card](https://appshunter.io/ios/app/debenhams-credit-card/id904654044)
- [Wallis Card](https://appshunter.io/ios/app/wallis-card/id907463067)
- [Dorothy Perkins Card](https://appshunter.io/ios/app/dorothy-perkins-card/id907465210)
- [Aqua credit card](https://appshunter.io/ios/app/aqua-credit-card/id1059355733)
- [marbles card](https://appshunter.io/ios/app/marbles-card/id1071873266)
- [opus card](https://appshunter.io/ios/app/opus-card/id1072434014)

All apps by NewDay Ltd: https://appshunter.io/developer/903335384

## Related topics

[fluid credit](https://appshunter.io/ios/topics/fluid-credit)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*