# Fluid Finance: Digital Dollars — Free Instant Money Transfer

> Global financial super-app for free transfers, savings, and spending. (iPhone/iPad app by Fluid Finance SA.)

- Source: https://appshunter.io/ios/app/fluid-finance-digital-dollars/id1626716656 (this page in markdown: same URL + `.md`)
- Developer: [Fluid Finance SA](https://appshunter.io/developer/1594574481)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.15/5 from 13 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 102 MB
- Languages: English
- Released: 2022-06-04
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fluid-finance-digital-dollars/id1626716656/reviews.md

## What is Fluid Finance?

Fluid Finance is a FREE global financial super-app, based in Switzerland that merges traditional finance with the digital world - for the first time ever.

Fluid users can send money globally for free (and instantly), earn 4% target earning on their savings which are also fully insured, spend both traditional currencies and digital currencies using their Fluid Card, and manage all their finances in one place (in any currency, including digital currencies).

And all you need to open an account is an email address.

Fluid is more of a movement of people who believe in a better world than a company.
You can see this in our community: thousands of people from around the world invested in a better financial model. Who are helping build a fairer financial system for everyone, regardless of where you live, what you look like, or how much money you make.

You can also check out our web app, here: https://app.fluid.ch/sign-up

Accounts in the web app can also be connected to a Web3 wallet.
The functionality to connect a Web3 wallet to the mobile app is coming soon.

## Key features

- Free instant global money transfers
- 4% target earning on insured savings
- Spend traditional and digital currencies
- Manage finances in any currency
- Web3 wallet integration (web app)

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/fluid-finance-digital-dollars/id1626716656/reviews.md

### 5/5 — Fluid is Revolutionary App of the year

*2022-12-24*

For every bit of time I get to spend on this app it’s worth it! The instant money transfer to instant on ramp crypto activities are just overwhelming awesome

### 3/5 — Ok

*2022-12-07, version 1.6.5*

Yo

**Developer response:** Hey there! We appreciate your review, but would love to understand how to earn a 5 star rating.

### 5/5 — Very friendly to use

*2022-08-19, version 1.4.3*

Also for a new user into crypto, the app was easy for u to navigate, I very useful.

### 4/5 — Review

*2022-08-18, version 1.4.3*

It's amazing how I can move fiat and crypto around in this app  with less than 6 steps

### 1/5 — App is horrible so far

*2022-06-11, version 1.0.5*

App won’t even let me update/change my username! Keeps saying I exceeded the limit but I never even got to set to what I choose! Was excited for this app but if they can’t even get this simple thing right not sure I will want to trust my funds using them. This is a basic structure with any app. Disappointed

**Developer response:** Hey there! This is a fairly common issue that is easy to fix. Please shoot us a message at support@fluid.ch with relevant details. We'll be more than happy to assist you. Thanks.

### 5/5 — Review

*2022-06-07, version 1.0.3*

Been saving alot ever since I started using this. 
I really commend the Fluid finance team for such a wonderful idea.

## Frequently asked questions about Fluid Finance

### What is Fluid Finance?

Fluid Finance is a global financial super-app that merges traditional finance with the digital world. It allows users to send money globally for free, earn interest on savings, and spend using a Fluid Card.

### How secure is Fluid Finance?

While specific security measures are not detailed, the app emphasizes that savings are fully insured. Users can open an account with just an email address, and the web app supports Web3 wallet connections for enhanced security.

### What are the fees for using Fluid Finance?

Fluid Finance is free to use. Users can send money globally for free and instantly. The app does not mention any transaction fees for its core services.

### What is the earning rate on savings with Fluid Finance?

Fluid Finance offers a 4% target earning rate on savings. These savings are also fully insured, providing a secure way to grow your money.

### What devices does Fluid Finance support?

Fluid Finance is available on iPhone, iPad, and iPod. The web app also offers additional functionality, including Web3 wallet connectivity.

### How often is Fluid Finance updated?

The latest version of Fluid Finance is 1.11.0, which was last updated on February 20, 2023. This indicates regular updates to improve functionality and security.

### Can I connect a Web3 wallet to Fluid Finance?

Currently, Web3 wallet connectivity is available for the Fluid Finance web app. Functionality to connect a Web3 wallet to the mobile app is planned for a future release.

### What is the age rating for Fluid Finance?

Fluid Finance has an age rating of 4+, making it suitable for a wide range of users. This suggests it is designed for general accessibility and ease of use.

## Version history (last 1 release)

### 1.11.0 — 2023-02-20

Bug fixes and improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
