# FMB-Mobile 2.0 > Mobile banking app for managing personal and business accounts with advanced features. (iPhone/iPad app by Farmers and Merchants Bank of Long Beach.) - Source: https://appshunter.io/ios/app/fmb-mobile-20/id1461710427 (this page in markdown: same URL + `.md`) - Developer: [Farmers and Merchants Bank of Long Beach](https://appshunter.io/developer/573354411) - Category: Finance, Business - Price: Free - Rating: 4.73/5 from 1,766 App Store ratings · 370 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 31 MB - Languages: English, Portuguese, Chinese, Spanish, Chinese - Released: 2019-04-28 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/fmb-mobile-20/id1461710427/reviews.md ## What is FMB? Securely and easily manage your accounts 24/7. With a streamlined login, custom interface, and long list of advanced features, Farmers & Merchants Bank makes banking on-the-go as simple as possible. Key Features • View real-time online activity • Check balances, transfer funds, and pay bills • Manage multiple accounts • Deposit checks and immediately view images1,2 • Place stop payments (fees apply) • View eStatements and eNotices • Set up email and text alerts1 Manage Your Personal Accounts • Send money with Zelle®3 • Access your credit score with Savvy Money • Track finances using Personal Financial Management (PFM) tools upon enrollment • Transfer funds to other financial institutions Manage Your Business Accounts • Real-time online activity reports • Manage users and their roles and permissions • Manage recipients and subsidiaries • Transfer funds between eligible accounts and financial institutions • Utilize the information reporting tool • Generate reports • Approve transactions • Upload ACH files • Pay bills and taxes • Process wire transfers and ACH transactions Customize Settings • Group/Sort Accounts • Add Account Nicknames • Enable Touch ID®4, Face ID®4 or four-digit PIN • Change login/password • Enable text banking1 • Customize Account Alerts1 • Update contact information Contact Us • Find an F&M Office or ATM • Contact the F&M Client Care Center at (866) 437-0011 • Send secure messages • Report a debit or credit card lost or stolen. Security Farmers & Merchants Bank uses best-in-class security services such as HTTPS, TLS encryption, PIN or password access, biometrics and application time-out when devices are not in use. Only devices that you personally enroll in the service can access account information. None of this information is ever stored on the devices, including check images. If the devices are lost or stolen, you can disable service through F&M Online Banking or by calling (866) 437-0011. Terms, Conditions and Limitations may apply. 1. F&M Bank does not charge for these services, however, your wireless carrier may charge you for fees related to this service. 2. Availability of your deposited funds is based on F&M's hold policies, are subject to verification and are not available for immediate withdrawal. 3. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 4. Touch ID® and Face ID® are trademarks of Apple Inc., registered in the U.S. and other countries. Certain eligibility requirements, limitations, restrictions and other terms and conditions may apply. Some features of FMB-Mobile are available for eligible clients and accounts only. Farmers & Merchants Bank is a Member FDIC and an Equal Housing Lender. ## Key features - View real-time account activity - Transfer funds and pay bills - Mobile check deposit - Send money with Zelle® - Access credit score - Business account management - Customizable alerts ## What do users think of FMB? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Efficient banking features - 🔒 Secure app - 💡 Convenient mobile check deposit - 👍 User-friendly interface - 🚀 Smooth and fast performance - 👍 Excellent customer service - 💡 Integrated Zelle for easy money transfers **Cons** - 🐛 Occasional app crashes - 🐛 Difficulty finding accounts for transfers - 🐛 Delayed credit card payment updates - 🐛 Inconsistent mobile check deposit functionality **Commonly reported bugs** - Login screen freezes - Incompatibility issues with older devices **Most requested features** - Add two-factor authentication - Expand transaction history and net worth tracking - Improve bill pay functionality and usability ## Recent user reviews (10 of 370) All indexed reviews: https://appshunter.io/ios/app/fmb-mobile-20/id1461710427/reviews.md ### 5/5 — Easy to use app *2026-08-22, version 4.0.260400* This app is very easy to use. A lot of financial apps make it hard to find things, but this app has everything at my finger tips. I also like that I receive immediate notifications when I enter an incorrect password. ### 5/5 — App Review *2026-08-10, version 4.0.260400* Great! ### 5/5 — TNC review *2026-08-10, version 4.0.260400* Works awesome ### 5/5 — Exceptional Bank, Exceptional App *2026-08-10, version 4.0.260400* Everything about this bank is top notch from the way they treat their customers to the way they protect our money. The app is easy to navigate and comes with great security. I highly recommend both. ### 5/5 — Simple *2026-08-08, version 4.0.260400* Everything is on the front page. Easy to find everything you need, including your FICO score ### 5/5 — Great app *2026-08-07, version 4.0.260400* This app makes things simple ### 5/5 — I Love my bank!! *2026-08-06, version 4.0.260400* F&M was where I deposited my very first paycheck when I was just 15 years old! I’ve watched them grow and expand in more ways than one. I am very proud to be a longtime customer of 40+ years! Oh, and if you’re ever in downtown Long Beach, please stop in at the Pine Avenue branch and admire the beauty of the interior and exterior of their original building. You will be pleasantly surprised. Customer is King at F&M; they treat you like family <><><> ### 5/5 — Easy to use *2026-08-05, version 4.0.260400* This is one of my favorite apps. I use it everyday. ### 5/5 — app *2026-08-05, version 4.0.260400* good ### 5/5 — Rate *2026-08-04, version 4.0.260400* No problems ## Frequently asked questions about FMB ### What can I do with this banking app? This app allows you to securely manage your personal and business banking accounts 24/7. You can view real-time account activity, check balances, transfer funds, pay bills, deposit checks, send money with Zelle®, and access your credit score. Business users can also manage users, permissions, and process transactions like wire transfers and ACH. ### Is this app free to use? Yes, the application is free to download and use. While the bank does not charge for these services, your wireless carrier may charge fees related to data usage or text alerts. ### What are the key features for personal banking? For personal accounts, you can view real-time online activity, check balances, transfer funds, and pay bills. The app also supports mobile check deposits, sending money with Zelle®, accessing your credit score with Savvy Money, and tracking finances with Personal Financial Management tools. ### How secure is this mobile banking app? The app employs best-in-class security services including HTTPS and TLS encryption, PIN or password access, and biometrics (Touch ID®, Face ID®). Account information is not stored on devices, and you can disable service remotely if a device is lost or stolen. ### Can I manage business accounts with this app? Yes, the app offers extensive features for business account management. This includes real-time activity reports, user management with roles and permissions, managing recipients and subsidiaries, processing wire transfers and ACH transactions, generating reports, and approving transactions. ## Version history (last 5 releases) ### 4.0.260400 — 2026-06-15 Feature enhancements and bug fixes ### 3.0.251100 — 2026-03-10 Feature enhancements and bug fixes ### 3.0.250400 — 2025-06-10 Feature enhancements and bug fixes ### 2.0.5902 — 2024-04-09 Feature enhancements and bug fixes ### 2.0.5728 — 2023-01-20 F&M Bank is pleased to introduce an improved mobile banking experience. In addition to a sleeker, more user-friendly design, new features include: • Access Operation S.A.F.E. anti-fraud tips from the main menu • Looking for a Branch or ATM? Find one under Locations in the main menu • Manage Debit Card Alerts under the Services menu by navigating to the F&M card alerts site • Find Help, Disclosures, and Contact Us under the new Resources menu ## Apps similar to FMB | App | Rating | Price | Category | | --- | --- | --- | --- | | [Farmers & Merchants Bank MD](https://appshunter.io/ios/app/farmers-and-merchants-bank-md/id1502569856) | 4.8 (214) | Free | Finance | | [F&M Bank EZ Banking](https://appshunter.io/ios/app/f-and-m-bank-ez-banking/id6446647070) | 4.8 (3,883) | Free | Finance | | [F&M Bank (OH, IN, MI)](https://appshunter.io/ios/app/f-and-m-bank-oh-in-mi/id1049863173) | 4.8 (1,789) | Free | Finance | | [FMB Advantage Mobile](https://appshunter.io/ios/app/fmb-advantage-mobile/id6479729537) | 4.9 (788) | Free | Finance | | [GoFM Mobile](https://appshunter.io/ios/app/gofm-mobile/id6746804349) | 2.4 (12) | Free | Finance | | [First Merchants Mobile App](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118) | 4.8 (27,899) | Free | Finance | ## Related topics [farmers and merchants bank](https://appshunter.io/ios/topics/farmers-and-merchants-bank) · [the farmers and merchants bank](https://appshunter.io/ios/topics/the-farmers-and-merchants-bank) · [farmer and merchant bank](https://appshunter.io/ios/topics/farmer-and-merchant-bank) · [fmb](https://appshunter.io/ios/topics/fmb) · [fmb banking](https://appshunter.io/ios/topics/fmb-banking) · [fmb advantage mobile](https://appshunter.io/ios/topics/fmb-advantage-mobile) · [farmers and merchants bank of sc](https://appshunter.io/ios/topics/farmers-and-merchants-bank-of-sc) · [farmer and merchants bank](https://appshunter.io/ios/topics/farmer-and-merchants-bank) · [merchant check](https://appshunter.io/ios/topics/merchant-check) · [fmb bank](https://appshunter.io/ios/topics/fmb-bank) · [farmers and merchants bank and trust](https://appshunter.io/ios/topics/farmers-and-merchants-bank-and-trust) · [merchant farmer](https://appshunter.io/ios/topics/merchant-farmer) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*