# FMF Bank — user reviews

> 10 indexed App Store user reviews of FMF Bank by Farmers & Merchants Bank (IN), rated 4.80/5 from 418 ratings.

- Source: https://appshunter.io/ios/app/fmf-bank/id1583278699/reviews
- App overview in markdown: https://appshunter.io/ios/app/fmf-bank/id1583278699.md
- Rating breakdown: 5★ 375 · 4★ 26 · 3★ 6 · 2★ 3 · 1★ 8

## Most critical reviews (10 lowest-rated)

### 1/5 — WiFi

*2025-08-22*

Bank can’t get frontier to work in the banking app which is a pain when your trying to transfer money or anything thing else in your account you are forced to use cellular connection.

### 1/5 — Transfers

*2025-08-16*

Transfers should be automatic like all other bank apps

### 2/5 — Banking

*2021-09-23*

It takes twice as long for my money to get transferred. My check isn’t deposited and it’s 10am. With the other app, it was instantaneously at 8am.

**Developer response:** Pulley1998- Please consider revising your rating as the transfer time and deposit times have nothing to do with the app itself.  If you have noticed a lag in transfer times it has to do with when the incoming file from the Feferal Reserve arrives which is out of our hands.  
Thank you!

### 5/5 — Like everything about it except I cannot see who I wrote my checks to

*2026-05-07*

See first paragraph

### 5/5 — Check images

*2026-04-26*

I would like to see my checks that I write and checks that I deposit.  Is this a possibility?

### 5/5 — Customer service

*2025-04-11*

Everyone at this bank is extremely polite and extremely helpful

### 5/5 — Great Bank

*2025-03-05*

I have been with Farmers & Merchants Bank for more than 20 years. The people there are fabulous. They are all extremely polite. Very nice people they go out of their way to help you. That’s what I call a good bank.

### 5/5 — No IT team!

*2025-02-28*

Unable to login with my app, my laptop, off Wi-Fi or on Wi-Fi. Tried to contact the bank several times, but their bookkeeping department said there was no issue on their end. They have no IT team and will not put in a trouble ticket with the company that manages their website. They did mention there are several other people With the same issue. I am completely unable to access my account, which is very inconvenient since I’m out of town currently and it’s a local bank only. Bank representatives were very nice, but there is not a good process in place for this situation.

### 5/5 — A+ mobile

*2024-11-21*

Awesome feature from a great bank.

### 5/5 — Great update

*2021-09-21*

This update was very much needed. The previous version was very outdated and the new version adds a very nice new touch and some very nice new features.

**Developer response:** Thank you for the positive review!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*