# FNB Direct

> Mobile banking app for managing accounts, payments, and financial services. (iPhone/iPad app by First National Bank of Pennsylvania.)

- Source: https://appshunter.io/ios/app/fnb-direct/id524987109 (this page in markdown: same URL + `.md`)
- Developer: [First National Bank of Pennsylvania](https://appshunter.io/developer/524987112)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 51,482 App Store ratings · 249 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 144 MB
- Languages: American English, French (France), European Spanish
- Released: 2012-06-04
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fnb-direct/id524987109/reviews.md

## What is FNB Direct?

Redefining Convenience in Banking!

FNB Direct, First National Bank’s mobile banking app, makes it easier than ever to bank on the go, right from your mobile device. Quickly check account transactions and balances, manage your FNB Debit Card, deposit checks, transfer money, pay your friends (or the bills), and even locate a convenient FNB branch or ATM. 

Features:

Quick and Easy Enrollment:
Don’t have online access? Simply download the FNB Direct Mobile Banking app and enroll from your device. After you establish your User ID and Password within Mobile Banking, you can use the same login information to access Online Banking.

eStore®:
eStore is an innovative digital banking experience that enables you to shop for and buy financial products and services, and access financial education resources. Open a deposit account, apply for a consumer or small business loan or schedule an appointment to meet with one of our banking experts – just add the product to your shopping cart and checkout. You can access eStore from anywhere – via our website, through our mobile app or in branches throughout our footprint.

Direct Deposit Switch:
With Direct Deposit Switch, you can easily establish or switch your direct deposit securely within our Online and Mobile Banking services. No need to fill out any paper forms. Simply log in and make the switch. It's simple, safe and takes only minutes.

Payment Switch:
With Payment Switch, you can quickly and easily update your payment methods at top providers like Verizon, Amazon, Netflix, and more.

Credit Center:
The Credit Center provides you with access to your latest credit score, gives you an understanding of the key factors that impact your score and may even be able to save you money with special offers.

Secure Chat Support:
Enjoy the convenience of chatting with a Customer Contact Center agent without having to place a call. Simply tap the blue Chat icon in Mobile Banking to get started. Please note that the Chat feature may not be available at all times.

CardGuard™: 
You have the convenience and peace of mind to manage your FNB Debit Card through Online and Mobile Banking. Control where and how your debit card can be used by enabling or disabling your card, setting spending limits by dollar amount, restricting card usage at certain merchants by category and limiting card usage to specific geographic locations. 

Online Statements:
View or download copies of your Online Statements within Mobile Banking. 

Send Money with Zelle®:
With Zelle® and First National Bank, you can use Mobile Banking to quickly and easily send and receive money.

Advanced Biometric Security:
Securely and conveniently log in with Touch ID® (iPhone 5s or later) or Face ID® (iPhone X or later).

View Check Images & Running Balance:
You can view the front and back of checks that have cleared your account in addition to seeing your running account balance.

Make Deposits: 
Deposit your check quickly and easily by using the app to take a picture of the front and back of your check; simply enter your deposit information, center the check and we’ll take the picture for you.

Actionable Alerts: 
Customize alerts and notifications to stay on top of account activity in near real-time.

Account Information:  
View up-to-date information about your FNB accounts, including pending transactions. 

Transfer Money:  
Transfer money between your FNB accounts.

The FNB Direct app is free to install.  Message and data rates from your mobile carrier may apply. System availability and response time are subject to market conditions. For general support call our Customer Contact Center at 1-800-555-5455, Monday through Friday from 8:00 AM – 9:00 PM, or Saturday and Sunday from 8:00 AM – 5:00 PM.

Member FDIC.
Apple is a registered trademark of Apple, Inc. 
Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

## Key features

- Check account transactions and balances
- Manage FNB Debit Card
- Deposit checks
- Transfer money and pay bills
- Locate branches and ATMs
- Access financial education and products
- Secure chat support

## What do users think of FNB Direct?

Overall sentiment: neutral

**Pros**

- 🚀 Years of great service
- 🚀 Convenient and easy to use
- 🚀 Excellent customer service
- 🚀 Remote deposit works great
- 🚀 Helpful features like credit score tracking

**Cons**

- 🐛 Buggy, crashes frequently
- 🐛 Inconsistent functionality, features not always available
- 🐛 Check deposit issues, not always working
- 🐛 Slow transaction updates, balance not always accurate
- 🐛 Poor app design, small screen layout

**Commonly reported bugs**

- Login issues, password reset problems
- Deposit failures due to 'amount mismatch'
- Frequent app crashes and freezes
- Compatibility issues with older devices

**Most requested features**

- Improve transaction notifications to show details
- Allow IRA contributions directly through the app
- Integrate with more third-party apps like Venmo
- Provide clearer information on loan payments due

## Recent user reviews (10 of 249)

All indexed reviews: https://appshunter.io/ios/app/fnb-direct/id524987109/reviews.md

### 1/5 — App currently not working

*2026-08-20, version 5.31.270*

The app as of 8/19/26 is not working in the iphone.  Have to log in through actually website.  This is now two days of not working.  Tried to uninstall and re install app and that didn’t fix it.  This app is acting more like the bank these days.

### 5/5 — Great service

*2026-08-18, version 5.31.270*

The people that we speak to regarding issues or questions are so patient and they worked so well with their customers… It’s also very convenient to have control over the money that we have over this digital app so that we can keep track and know what’s available… I love this bank and this app!

### 5/5 — Easy to Use

*2026-08-18, version 5.31.270*

Easy to use. I can send money or make a payment via zelle.

### 5/5 — Excellent Bank

*2026-08-07, version 5.31.270*

This is the Best Bank

### 4/5 — Logins

*2026-08-07, version 5.31.270*

Login issues with iPhone passwords

### 5/5 — Years of satisfactory service

*2026-08-04, version 5.31.270*

I’ve been with FNB for a lot of years. They are very helpful and always kind. Thank you for being such a good bank.

### 1/5 — Estore

*2026-08-03, version 5.31.270*

I’ll give it five stars again when the estore doesn’t pop up automatically as the first thing.

### 5/5 — Best Bank

*2026-07-27, version 5.31.270*

Excellent

### 1/5 — Complete BS

*2026-07-27, version 5.31.270*

I am so fed up with all the errors and not being able to log in. App continues to not recognize my password yet continues to send codes to my cell phone . Either fix your app or I’m looking for a new bank! I’m fed up.

### 1/5 — Got so frustrated with the app I’m choosing not to open an account

*2026-07-25, version 5.31.270*

Between re-requesting data, deciding arbitrarily on a minute by minute basis on wether or not I’m allowed to apply, adding on additional accounts randomly with no way to undo, confusing directions (it once told me to click out once I had tried to wire money from another bank and return to the app. I followed these directions but the only option to “click out” cancelled the whole application with no warning). Overall the experience was so fustrating and had taken over an hour so I will not bother even opening the account

## Frequently asked questions about FNB Direct

### What can I do with the FNB Direct app?

The FNB Direct app allows you to manage your bank accounts on the go. You can check transactions and balances, deposit checks, transfer money, pay bills, manage your FNB Debit Card, and locate branches or ATMs. It also offers features like secure chat support and access to financial products and education through its eStore.

### How do I enroll in FNB Direct?

If you don't have online access, you can simply download the FNB Direct Mobile Banking app and enroll directly from your device. After setting up your User ID and Password within the mobile app, you can use the same credentials to access Online Banking.

### Is there a cost to use the FNB Direct app?

Based on the provided information, the FNB Direct app is available for free. There are no mentioned costs associated with downloading or using the core banking features of the application.

### What security features does FNB Direct offer?

The app provides advanced biometric security, allowing you to log in securely using Touch ID® or Face ID® on compatible devices. Additionally, you can manage your FNB Debit Card by enabling or disabling it, setting spending limits, and restricting usage by merchant category or geographic location.

### Can I send money to friends using this app?

Yes, the FNB Direct app supports sending and receiving money with Zelle®. This feature allows you to quickly and easily transfer funds to your friends and family directly through the mobile banking platform.

## Version history (last 5 releases)

### 5.31.270 — 2026-07-21

Minor bug fixes and improvements.

### 5.30.248 — 2026-03-24

Enhancements to the "eStore® and Account Services" tab. Minor bug fixes and improvements.

### 5.29.162 — 2025-12-09

Introducing our new Payment Switch feature!



Also includes minor bug fixes and improvements.

### 5.27.15 — 2025-07-29

Minor bug fixes and improvements.

### 5.24.42 — 2025-04-23

Minor bug fixes and improvements.

## Apps similar to FNB Direct

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [FNB Banking App](https://appshunter.io/ios/app/fnb-banking-app/id450094779) | 4.8 (9,036) | Free | Finance |

## More apps by First National Bank of Pennsylvania

- [FNB Business](https://appshunter.io/ios/app/fnb-business/id1105905139)
- [FNB Insurance](https://appshunter.io/ios/app/fnb-insurance/id1477247630)

All apps by First National Bank of Pennsylvania: https://appshunter.io/developer/524987112

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
