# FNB Waterloo

> Mobile banking app for managing accounts, transfers, and check deposits. (iPhone/iPad app by First Waterloo Bancshares, Inc..)

- Source: https://appshunter.io/ios/app/fnb-waterloo/id1434103433 (this page in markdown: same URL + `.md`)
- Developer: [First Waterloo Bancshares, Inc.](https://appshunter.io/developer/530752142)
- Category: Finance
- Price: Free
- Rating: 4.64/5 from 1,154 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 105 MB
- Languages: English
- Released: 2018-09-14
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fnb-waterloo/id1434103433/reviews.md

## What is FNB Waterloo?

Bank conveniently and securely with First National Bank of Waterloo Mobile Banking. Now you can manage your finances anytime, anywhere – from your mobile device. 

Manage Your Accounts:
•	Check account balances
•	View recent transactions, including check images
•	Transfer money between accounts
•       Deposit Checks
•	Deposit checks by snapping a picture of each check 
•	View deposit history in the app 

Getting started is easy. Simply download the app and sign on with your user credentials. For more information, about First National Bank of Waterloo mobile services, please visit https://www.fnbwaterloo.com or call us at 618-939-6194. 

*Carrier’s data rates may apply

## Key features

- Check account balances
- View recent transactions
- Transfer money between accounts
- Deposit checks by snapping a picture
- View deposit history

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/fnb-waterloo/id1434103433/reviews.md

### 1/5 — Get better

*2026-06-14, version 26.1.310*

goes out way too often, doesn’t show balance after transactions like it used to.

### 1/5 — No horizontal view

*2026-05-13, version 26.1.310*

Since the last update, we can’t view horizontally on our iPad.  Our iPad cover props it up horizontally, not vertically which is the only way the ap can be viewed.

### 4/5 — New app features

*2026-02-08, version 25.1.324*

The new app is not good

### 1/5 — App update

*2025-12-24, version 25.1.324*

Very slow or doesn’t work at all. No dark mode

### 1/5 — Not user friendly

*2025-12-10, version 25.1.324*

Ever since they rebuilt the app it is horrible to use now. It used to be so easy to navigate and now it’s slow, clunky, and is much more difficult to navigate. They really should just go back to the old design.

### 1/5 — Terrible

*2025-12-09, version 25.1.324*

The app update disconnected all my 3rd party apps and now I can’t reconnect because PLAID says my credentials are incorrect but I can login to online banking using the desktop application. When I contact the bank for support no one has any answers or any information on how to get in contact with PLAID.

### 1/5 — Super slow

*2025-11-29, version 25.1.324*

Website is super slow and clunky since the upgrade.

### 1/5 — Yellow is not your color.

*2025-11-29, version 25.1.324*

Yellow is very hard to see, and should be used sparingly, especially when it’s against WHITE. It’s an accent color - it shouldn’t be your primary one. 

Not a fan of recent update. Completely unrecognizable from before, and icons are smaller. Wonderful, they’re both hard to see due to lack of contrast AND their size. 

And can we talk about the disclosures we must accept prior to using the new version? No, really let’s talk about it - I copy/pasted it into ChatGPT, asking it to parse for anything untoward or remotely “grey area”…it *crashed* because it told me the query was too long. 

If ChatGPT cannot read your disclosure…one must ask, why in the world is it so long, and what’s buried in there? 

Seriously considering offloading the app and using desktop only. Updates have gotten progressively worse over the last few years.

### 1/5 — Don’t

*2025-11-26, version 25.1.324*

Worst experience I’ve ever had with any bank

### 5/5 — Problems

*2025-02-26, version 24.2.60*

I get locked out of my account very frequently even with using the iPhone saved passwords. It constantly pops up with a messaged when I sign in sometimes I am able to still get through other times not.

## Frequently asked questions about FNB Waterloo

### What can I do with this banking app?

This app allows you to manage your bank accounts conveniently from your mobile device. You can check your account balances, view recent transactions including check images, and transfer money between your accounts. It also supports depositing checks by simply taking pictures of them.

### How do I get started with the app?

Getting started is straightforward. You simply need to download the app and then sign on using your existing user credentials for online banking. If you need further assistance or more information about the mobile services, you can visit the bank's website or call them directly.

### Is there a cost to use this mobile banking app?

The application itself is free to download and use. However, your mobile carrier's data rates may apply for usage. There are no in-app purchases or subscription fees mentioned for accessing the core banking features.

### What if I have questions about my account or the app?

For any questions regarding your account or the mobile banking services, you can find more information on the First National Bank of Waterloo's official website. Alternatively, you can call the bank directly at 618-939-6194 for personalized assistance.

## Version history (last 5 releases)

### 26.1.310 — 2026-04-29

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.370 — 2026-03-17

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.324 — 2025-11-20

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date

### 25.1.32 — 2025-08-27

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-02-12

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by First Waterloo Bancshares, Inc.

- [FNB Waterloo Business](https://appshunter.io/ios/app/fnb-waterloo-business/id1434108049)

All apps by First Waterloo Bancshares, Inc.: https://appshunter.io/developer/530752142

## Related topics

[1st national bank of waterloo](https://appshunter.io/ios/topics/1st-national-bank-of-waterloo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
