# FNBC Mobile Banking

> Mobile banking app for account access, alerts, and fund transfers. (iPhone/iPad app by FNBC Bank.)

- Source: https://appshunter.io/ios/app/fnbc-mobile-banking/id561930129 (this page in markdown: same URL + `.md`)
- Developer: [FNBC Bank](https://appshunter.io/developer/561930132)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,112 App Store ratings · 29 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.1 · 133 MB
- Languages: American English, European Spanish
- Released: 2012-10-02
- Data updated: 2026-08-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/fnbc-mobile-banking/id561930129/reviews.md

## What is FNBC Mobile Banking?

FNBC Mobile Banking is the ultimate on-demand service. With it, users can access their account information 24/7 from any mobile phone with either text messaging, Mobile Web access or through a downloadable APP (application). Receive alerts, view accounts, and even transfer funds whenever you need to, wherever you happen to be.

## Key features

- 24/7 account access
- Receive alerts
- View account balances
- Transfer funds
- Mobile Web access
- Text messaging access
- Downloadable app

## What do users think of FNBC Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Friendly customer support
- 🚀 Easy to use mobile banking

**Cons**

- 🐛 Frequent login issues
- 🐛 App crashes and downtime
- 🐛 Delayed transaction updates
- 🐛 Unreliable notification system

**Commonly reported bugs**

- Login credentials not validating
- App not compatible with older devices
- Website and app not functioning on weekends

**Most requested features**

- Ability to customize account names
- Instant transaction alerts
- Dark mode option

## Recent user reviews (10 of 29)

All indexed reviews: https://appshunter.io/ios/app/fnbc-mobile-banking/id561930129/reviews.md

### 1/5 — Bad

*2025-12-16, version 26.7.3*

New enroll process is just terrible

### 1/5 — Edited review about new version

*2025-12-03, version 26.7.3*

This is an edit to reflect the new version of the app that launched in 2025.   

This new version is atrocious.  The UI is ugly and bloated.  I’m fairly young and tech savvy,  I can only imagine the confusion this new app is causing their older or less tech savvy clients.   The layout of things is weird and confusing to navigate. 

Im also very annoyed they changed the notification system.  They use to allow custom push notifications in the app that I could set up to notify me of any transactions amount over my threshold, or balance lower than my set threshold.  Now it only send a text at a certain time of the day.  I’ll get a text typically the next day, alerting me of a transaction.  That’s worthless.  No point in having that if it’s not going to be instant.     This new version has made me consider switching banks entirely.

### 1/5 — App always down

*2025-10-19, version 24.2.60*

Why is this app always down? So frustrating to rely on a service you can’t use.

### 1/5 — Login bugs abound

*2024-12-06*

This review is going to be strictly about the app itself and not with the bank.

The app UI is decent enough, but login is very very buggy.  Several times a month it will give an “unable to validate credentials” error.  I use faceID to login but I also get the same error when typing in my credentials. I was told that it can happen when signal is lacking (this in itself is an issue that should be fixed) but it often does it when I’m on wifi as well. I have family and friends that use this bank and have mentioned having similar issues. 

My one criticism of the bank itself is that they always seem to place the blame on the user and their device, which is why I am leaving this review instead, so maybe the actual techs will see it.

### 5/5 — FNBC

*2024-07-09, version 23.2.10*

Your app needs an update. It is not logging me in at all!

### 1/5 — Technical errors every night

*2023-12-18*

There are technical errors all the time when trying to access this app at night. I work night shift and consistently am able to access my mobile banking through the app.

### 4/5 — 👍🏻

*2023-01-26, version 22.2.40*

Does a good job but I’d like to be able to change the names of my accounts from the app instead of having to use the website.

### 1/5 — Disappointed

*2022-12-23, version 22.2.40*

When I first got my account I got the app and started using the online banking feature. At first it was super convenient and worked really well. Eventually I got a new phone and I had forgot my password so I had to reset my password. It was a long process but that makes sense it should be a secure process. Once I got the new password I logged in as able to use the app again with no problems. After some time the app stopped working entirely. I called multiple times and nobody is able to help me eventually they told me just to use the website. Using the website is less convenient but it was working then as I needed to deposit a check from my phone I realize that I couldn’t do that using the website it has to be done through the app I called again and they said that the app was working although it’s not working on my end. Nobody really knows what’s going on but I just can’t seem to get the app to work.

### 5/5 — @SelfHelpOils 💜

*2022-12-15, version 22.2.40*

I love the ease of online banking for my essential oils business, Self Help Oils, LLC. I am too busy changing lives while creating an income to have to stop by my local branch to make deposits. It’s so easy to snap a pic & enjoy the rest of my day from wherever I am!

### 1/5 — Customer service

*2022-09-12, version 22.1.100*

Not a company for me I’ve been with them for years and the service gets worse every year. They freeze my account on a weekly basis because I use my business debit card to much. To many other banks to choose from thanks but my money will be useable elsewhere.

## Frequently asked questions about FNBC Mobile Banking

### What can I do with the FNBC Mobile Banking app?

The app allows you to access your account information 24/7 from any mobile phone. You can receive alerts, view your account balances, and transfer funds whenever you need to, from wherever you are.

### How can I access my accounts with this service?

You can access your accounts through multiple methods: text messaging, Mobile Web access, or by downloading the dedicated app. This provides flexibility depending on your preference and device capabilities.

### Is there a cost to use FNBC Mobile Banking?

The provided information indicates the app is ad-supported. While there is no direct purchase cost mentioned, users may incur standard data charges from their mobile carrier for using the service.

### What devices are compatible with FNBC Mobile Banking?

The service is designed to be accessible from any mobile phone. This includes devices with text messaging capabilities, Mobile Web browsers, and those that can download the dedicated application.

### What are the main benefits of using this mobile banking service?

The primary benefit is on-demand access to your financial information and the ability to perform transactions like fund transfers anytime, anywhere. Receiving alerts also helps you stay informed about your account activity.

## Version history (last 5 releases)

### 26.7.3 — 2025-10-20

New app with great features to go along with our core upgrade.

### 24.2.60 — 2025-01-22

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-07-17

Bug fixes and performance improvements

### 23.2.10 — 2024-01-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 23.1.70 — 2023-08-28

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to FNBC Mobile Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [FNB Izard County](https://appshunter.io/ios/app/fnb-izard-county/id1578942990) | 4.8 (319) | Free | Finance |
| [West Plains Bank and Trust Co](https://appshunter.io/ios/app/west-plains-bank-and-trust-co/id1630256299) | 4.9 (1,332) | Free | Finance |
| [Bank of Cave City](https://appshunter.io/ios/app/bank-of-cave-city/id6443922485) | 4.9 (310) | Free | Finance |
| [Mobile First](https://appshunter.io/ios/app/mobile-first/id828534641) | 4.8 (4,396) | Free | Finance |
| [FNBC B&T Mobile Banking](https://appshunter.io/ios/app/fnbc-b-and-t-mobile-banking/id877773892) | 2.5 (24) | Free | Finance |
| [cfbankco](https://appshunter.io/ios/app/cfbankco/id6450190303) | 4.9 (385) | Free | Finance |

## More apps by FNBC Bank

- [FNBC Mobile Business Banking](https://appshunter.io/ios/app/fnbc-mobile-business-banking/id1487847215)
- [FNBC Debit Card Hub](https://appshunter.io/ios/app/fnbc-debit-card-hub/id1581394070)

All apps by FNBC Bank: https://appshunter.io/developer/561930132

## Related topics

[fnbc mobile banking](https://appshunter.io/ios/topics/fnbc-mobile-banking) · [fnbc bank](https://appshunter.io/ios/topics/fnbc-bank) · [fnbc](https://appshunter.io/ios/topics/fnbc) · [fnbct mobile](https://appshunter.io/ios/topics/fnbct-mobile) · [fncbank mobile](https://appshunter.io/ios/topics/fncbank-mobile) · [fnb fontanelle mobile](https://appshunter.io/ios/topics/fnb-fontanelle-mobile)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*
