# FNBCT Mobile > Mobile banking app for personal financial management and transactions. (iPhone/iPad app by The First National Bank of Central Texas.) - Source: https://appshunter.io/ios/app/fnbct-mobile/id6451453762 (this page in markdown: same URL + `.md`) - Developer: [The First National Bank of Central Texas](https://appshunter.io/developer/868937150) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,958 App Store ratings · 27 written reviews indexed - Age rating: 4+ - Requires: iOS 18.4 · 174 MB - Languages: American English, European Spanish - Released: 2023-09-17 - Data updated: 2026-09-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/fnbct-mobile/id6451453762/reviews.md ## What is FNBCT Mobile? FNBCT Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBCT Mobile: •Set up alerts so you know when your balance drops below a certain amount •Make payments, whether you’re paying a company or a friend •Transfer money between your accounts •Deposit checks in a snap by taking a picture of the front and back •Reorder your debit card or turn it off if you’ve misplaced it •View and save your monthly statements •Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices. ## Key features - Set up balance alerts - Make payments to companies and friends - Transfer money between accounts - Deposit checks via photo - Manage debit cards (reorder/turn off) - View and save monthly statements - Find branches and ATMs ## What do users think of FNBCT Mobile? Overall sentiment: negative **Pros** - 💡 Visually appealing app design - 👍 Debit cards still work well **Cons** - 🐛 App crashes and fails to load - 🐛 Deposit system issues - 🤔 Notifications are less useful than before - 🤔 Lack of balance display after transactions **Commonly reported bugs** - App won't open on older devices - Deposit process requires multiple photo attempts - Notifications send duplicate transactions **Most requested features** - Higher mobile deposit limit - Restore previous notification system - Display account balance after transactions ## Recent user reviews (10 of 27) All indexed reviews: https://appshunter.io/ios/app/fnbct-mobile/id6451453762/reviews.md ### 5/5 — Best bank ever *2026-08-08, version 3.36.0* Luv their app! ### 5/5 — Best Bank Ever!! *2026-07-28, version 3.36.0* We love FNBCT! We have banked with them for 20+ years and they have been beyond excellent! John Low and the staff are wonderful! ### 5/5 — App Won’t Open Now *2026-07-17, version 3.36.0* app stopped working because it needed an update. I ran the update and now the app won’t even open. ### 5/5 — Great banking app *2026-07-02, version 3.35.0* This app really helps navigate online banking processes without being a hassle, it’s easy to exchange money and manage multiple accounts which isn’t something I’ve seen with much larger banks ### 5/5 — fnbct *2026-06-12, version 3.35.0* fnbct app is terrific i was in florida and with Edith Garcia’s help was able to make a mobile deposit saving time and $$$. John Low Edith Garcia and the Entire fnbct staff is 5 star performers everyday!!! ### 5/5 — Awesomeness *2026-01-20, version 3.30.0* Awesome ### 3/5 — Sketchy *2025-09-02, version 3.26.2* This app has trouble doing mobile deposits. Many times I need to bring the check in to complete my deposit. ### 5/5 — Love this Bank *2025-07-09, version 3.24.0* Love how easy this app is to use ### 5/5 — Love our bank *2025-05-07, version 3.22.0* We are so pleased with the Gatesville location! The people are so knowledgeable and welcoming. It’s rather comforting knowing that one of the officials used to come to our house when he was a kid and hang out with our son! Whatever you need they can assist. This is certainly where everyone should bank..at least we think so! ### 5/5 — Beth Holiman *2025-04-16, version 3.22.0* Easy to use. Works as intended. Love it! ## Frequently asked questions about FNBCT Mobile ### What can I do with this mobile banking app? This app allows you to manage your finances by setting up balance alerts, making payments to companies or friends, transferring money between your accounts, and depositing checks by taking a picture. You can also reorder or turn off your debit card, view and save monthly statements, and find nearby branches and ATMs. ### How secure is this app? The app prioritizes security by allowing you to secure your account with a 4-digit passcode or biometric authentication on supported devices. This helps protect your financial information and transactions. ### Is this app free to use? Yes, the application is free to download and use. While the app itself is free, it does contain advertisements. ### What are the main features for managing my money? Key features for money management include the ability to set up custom alerts for your account balance, make payments and transfers, and deposit checks remotely using your device's camera. You can also manage your debit card and access your financial statements. ### Can I use this app to find bank locations? Yes, the app includes a feature to help you find branches and ATMs near your current location. This makes it convenient to access physical banking services when needed. ## Version history (last 5 releases) ### 3.37.0 — 2026-08-19 Version 3.37.0 • Bug fixes and performance improvements ### 3.36.0 — 2026-07-16 Version 3.36.0 • Bug fixes and performance improvements ### 3.35.0 — 2026-06-10 Version 3.35.0 • Bug fixes and performance improvements ### 3.34.1 — 2026-05-22 Version 3.34.1 • Bug fixes and performance improvements ### 3.34.0 — 2026-05-18 Version 3.34.0 • Bug fixes and performance improvements ## Apps similar to FNBCT Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Educators Credit Union](https://appshunter.io/ios/app/educators-credit-union/id1446598614) | 4.8 (1,124) | Free | Finance | | [Extraco eBank](https://appshunter.io/ios/app/extraco-ebank/id1491516388) | 4.4 (1,691) | Free | Finance | | [First Central Credit Union](https://appshunter.io/ios/app/first-central-credit-union/id956268146) | 3.2 (17) | Free | Finance | | [Alliance Bank Central Texas](https://appshunter.io/ios/app/alliance-bank-central-texas/id586851345) | 4.8 (57) | Free | Finance | | [TFNB - Your Bank for Life](https://appshunter.io/ios/app/tfnb-your-bank-for-life/id573394112) | 3.8 (17) | Free | Finance | | [GENCO FCU Mobile](https://appshunter.io/ios/app/genco-fcu-mobile/id1165545141) | 4.6 (643) | Free | Finance | ## More apps by The First National Bank of Central Texas - [The First Mobile](https://appshunter.io/ios/app/the-first-mobile/id868937147) All apps by The First National Bank of Central Texas: https://appshunter.io/developer/868937150 ## Related topics [fnbct mobile](https://appshunter.io/ios/topics/fnbct-mobile) · [1st national bank texas](https://appshunter.io/ios/topics/1st-national-bank-texas) · [1st national bank of texas](https://appshunter.io/ios/topics/1st-national-bank-of-texas) · [central national bank tx](https://appshunter.io/ios/topics/central-national-bank-tx) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*