# FNBT & FCB Mobile — user reviews

> 608 indexed App Store user reviews of FNBT & FCB Mobile by First Community Bancshares, Inc., rated 4.70/5 from 147,838 ratings.

- Source: https://appshunter.io/ios/app/fnbt-and-fcb-mobile/id1470617240/reviews
- App overview in markdown: https://appshunter.io/ios/app/fnbt-and-fcb-mobile/id1470617240.md
- Rating breakdown: 5★ 131,184 · 4★ 7,313 · 3★ 2,766 · 2★ 1,107 · 1★ 5,468

## What do users think of FNBT & FCB Mobile?

Overall sentiment: neutral

**Pros**

- 🚀 Fast and efficient app
- 👍 User-friendly interface
- 🔒 Robust security features
- 💡 Useful budgeting and money management tools
- 👍 Convenient mobile check deposit
- 👍 Seamless internal transfers and Zelle integration

**Cons**

- 🐛 Frequent crashes and bugs
- 🔍 Inability to search transaction history
- 🤔 Inconsistent account balance display
- 🤔 Reduced functionality compared to previous app
- 🤔 Unreliable card controls and activation
- 🤔 Lack of customer support responsiveness

**Commonly reported bugs**

- Login issues and inability to access accounts
- Incorrect account balance display
- Mobile check deposit failures
- Unresponsive app and crashes

**Most requested features**

- Restore ability to transfer between accounts
- Bring back bill pay functionality
- Improve mobile check deposit reliability
- Provide better transaction search and filtering

## Newest reviews (13 of 608)

### 4/5 — Great bank to have

*2026-08-25, version 2026.07.02*

I love the fact when you bring your account up and current the following week, they do not charge you overdraft.

### 2/5 — Issues loading

*2026-08-24, version 2026.07.02*

When I sign in it just loads and loads and finally says some message that it’s not working I have to close it and try again and usually it works the 2nd time.

### 4/5 — Load

*2026-08-21, version 2026.07.02*

It takes forever to load

### 2/5 — Disappointed

*2026-08-19, version 2026.07.02*

I don’t like the AI Helpe and also I don’t like how my car is. Keep getting locked.

### 3/5 — Technical difficulties

*2026-08-19, version 2026.04.02*

The app is convenient however to access accounts it’s in pending status for a long while .

### 2/5 — I am never allowed into the app

*2026-08-19, version 2026.04.02*

Now before you say “just login” I do and then it hits me with “please wait” it never lets me into the app. I have seriously waited for 10 consecutive minutes. And nothing. It is up to date. I thought it was just my phone being slow. But no. Every other app on my phone lets me in instantly. Including the other bank that I use. I am never allowed to look at my account. I have no idea how much money I have in my account and it’s very frustrating. What is even the point of the app if I have to call just to see what’s in my account?

### 4/5 — Bluesky1500

*2026-08-18, version 2026.04.02*

The appt takes a while to open, it lags.

### 2/5 — Slow app

*2026-08-18, version 2026.04.02*

The app is slow and sometimes I cant even log in

### 2/5 — Auto sign-in sucks

*2026-08-16, version 2026.04.02*

Facial recognition tried to attempt and confirm too many times so the app just gets stuck in loading limbo until I refuse a facial scan, then retry, then it’s fine. Too many steps for convenience I’d say. Otherwise UI is good.

### 4/5 — Everything is great but a couple things.

*2026-08-16, version 2026.04.02*

I love the fact that I can Zelle Send and receive money. I don’t like that I get charged to send my own money out to whomever I’m sending it to overall the app is great because I can see what’s going on with my account. Overdraft fees are crazy as well. Everytime I get paid I don’t see any money, not even for gas. Smh

### 2/5 — This app is extremely slow now and often fails! Used to be great!

*2026-08-16, version 2026.04.02*

This app used to be awesome, and I could do anything with it, quickly and easily. Now just loading the app to open it up is at a snails pace, a literal test to your patience!!  Sometimes the app says it cannot access your account.

I hate the app now.

### 5/5 — I love this bank they very good with old people

*2026-08-15, version 2026.04.02*

I would recomend this bank 100%

### 2/5 — App

*2026-08-15, version 2026.04.02*

HorroApp.  Never likes to connect to pace. Very annoying when we have to run a business and it’s not operational

## Most critical reviews (10 lowest-rated)

### 1/5 — Muy mala aplicación

*2026-08-21, version 2026.07.02*

Nunca deja entrar aver el saldo necesitan hacerle arreglos por qué se congela

### 1/5 — OLB

*2026-08-20, version 2026.07.02*

Takes so long to log in and see my balance and it always asks me to log in twice

### 1/5 — Login issues

*2026-08-19, version 2026.07.02*

My login won’t work half the time I have to shut down the app and restart it multiple times before anything pulls up

### 1/5 — Bugs?

*2026-08-18, version 2026.04.02*

App has been glitching lately

### 1/5 — breaks down all the time

*2026-08-18, version 2026.04.02*

i don’t understand why almost all the time the app breaks and i can’t access my bank account, can’t transfer money can’t even look at how much i have this happens way too much. please fix this ! i have to send my mother money and i can’t even do that!! this is a reoccurring thing

### 1/5 — Pésima actualización

*2026-08-18, version 2026.04.02*

Bastantes problemas para abrir la aplicación

### 1/5 — Bad app

*2026-08-15, version 2026.04.02*

App is not loading completely it stays blank out stays loading please fix issue

### 1/5 — New Update

*2026-08-14, version 2026.04.02*

The new update to both the online banking and the app has made both platforms extremely slow and glitchy. Hopefully they resolve the issue soon.

### 1/5 — Disappointed a little

*2026-08-14, version 2026.04.02*

It’s not letting me get a small loan

### 1/5 — Muy lenta

*2026-08-14, version 2026.04.02*

Tarda mucho en abrir la app y aveces ni abre

## Most praised reviews (10 highest-rated)

### 5/5 — Awesome job

*2026-08-26, version 2026.07.02*

The app is easy to use. Thank you. I have been able to balance my accounts better than in the past. I also have hope for the future.

### 5/5 — Awesome Job

*2026-08-25, version 2026.07.02*

Ever since I started banking with First National Bank I’ve had nothing but great service and treatment by the customer reps. 
Keep up the outstanding work

### 5/5 — excellent

*2026-08-25, version 2026.07.02*

Great customer service

### 5/5 — best

*2026-08-25, version 2026.07.02*

37 years in business for myself. Best Bank make the first move on giving everyone a fair chance.

### 5/5 — Banks

*2026-08-24, version 2026.07.02*

I appreciate how convenient it is to have your bank at your finger tips. Always accurate and very user friendly.

### 5/5 — Merlin

*2026-08-24, version 2026.07.02*

Excelente

### 5/5 — bank

*2026-08-20, version 2026.07.02*

love it

### 5/5 — Efficient

*2026-08-20, version 2026.07.02*

Easy to use
Easy to manage
Direct deposit is on time
Fraud prevention is on time 
Customer care is a plus plus
And they offer loans

### 5/5 — Good bank, Great App

*2026-08-17, version 2026.04.02*

Great App!

### 5/5 — Excelente banco

*2026-08-16, version 2026.04.02*

Muy buena atención al cliente

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
