# FOCUS Bank, Banking App

> Mobile banking app for managing accounts, transfers, bill pay, and check deposits. (iPhone/iPad app by Focus Bank.)

- Source: https://appshunter.io/ios/app/focus-bank-banking-app/id789874885 (this page in markdown: same URL + `.md`)
- Developer: [Focus Bank](https://appshunter.io/developer/789874888)
- Category: Finance
- Price: Free
- Rating: 4.83/5 from 1,119 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 113 MB
- Languages: English
- Released: 2014-01-28
- Data updated: 2026-09-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/focus-bank-banking-app/id789874885/reviews.md

## What is FOCUS Bank, Banking App?

Now FOCUS Bank online banking customers can manage your money anytime, anywhere – from your mobile device including iPhone and iPad – And it’s FREE!  With FOCUS Bank Mobile Banking you can conveniently and securely:
•Check account balances
•View transactions
•Transfer money
•Pay bills
•Deposit checks
•Set-up alerts
•Send and receive money via email & text messages
•Find ATMs and branch locations
How to get started:
Visit www.focusbank.com for instructions on enrolling in Mobile Banking today.  
Your security is our priority – 128 bit encryption masks your sensitive information, password is required each time you log on and “picture and pass phrase” are displayed to protect against “phishing”.
Note:  Connectivity and usage rates may apply.  Contact your cell phone carrier for details.  
FOCUS Bank – Member FDIC

## Key features

- Check account balances
- View transactions
- Transfer money
- Pay bills
- Deposit checks
- Set-up alerts
- Send/receive money via email/text

## What do users think of FOCUS Bank, Banking App?

Overall sentiment: negative

**Pros**

- 🚀 Convenient mobile banking
- 👍 Flexible and accountable
- 👍 Simple and user-friendly app

**Cons**

- 🐛 Frequent crashes
- 🐛 Login issues
- 🐛 Unreliable transaction history
- 🚫 Lack of essential features (card locking, tap to pay)

**Commonly reported bugs**

- Crashes and login problems
- Missing transaction history
- Incompatibility with some devices

**Most requested features**

- Piggy bank feature for budgeting
- Face recognition login improvement

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/focus-bank-banking-app/id789874885/reviews.md

### 4/5 — Request for Description Entry

*2026-05-26, version 25.2.100*

I’d like to request a description text box when transferring between accounts using the mobile app. Many times, I like add details to my transfers, but I have to log in on a computer or through Safari to be able to do this. Thank you!

### 1/5 — Usability

*2026-05-09, version 25.2.100*

Constantly having issues with logging in on the app. It shouldn’t be a hassle to log into your app and to see your account balance

### 1/5 — Worst app I have seen

*2026-04-07, version 25.2.100*

This app is great when it works but that is rare. It worked fine for a while then just suddenly stops working. That’s a scary thing when you get used to monitoring your account and then notifications just stop showing up. I can make changes and it works for a day or so then stops again.

### 1/5 — Crash often

*2025-06-13, version 24.2.51*

I love the bank itself but this app is awful. It crashes all the time or it won’t let me log in. Please resolve this. Hire a new developer.

### 1/5 — Long time customer

*2025-05-02, version 24.2.51*

There are huge gaps in my history . Say I  get a notification on the 30th and then when I go to check the app there’s nothing there for the 30th there’s missing days I can never get it to reload until days and days later.

### 1/5 — Focus Bank App

*2023-10-17*

The cards don’t have tap to pay. The app alerts you in the EVENING time of any transactions. You CANT lock your card. After this week I’m switching banks.

### 5/5 — Great Home Town Bank

*2022-01-03, version 21.2.70*

Focus and their app allows for flexibility and accountability you just can’t get from national banks.

### 1/5 — Terrible app

*2020-08-04, version 20.1.20*

This is the worst banking app I have ever used. It is always crashing and usually takes 3 or 4 attempts to get signed in. And other times you can log in at all.

### 5/5 — Convenient

*2020-08-02, version 20.1.20*

..

### 5/5 — Mobile face recognition

*2019-11-27, version 19.2.40*

I cannot get my face recognition to work! Has in the past, but it keeps going off!

## Frequently asked questions about FOCUS Bank, Banking App

### What can I do with the FOCUS Bank mobile banking app?

The app allows you to manage your money anytime, anywhere. You can check account balances, view transactions, transfer funds between accounts, pay bills, and deposit checks directly from your mobile device. It also offers features like setting up alerts and sending/receiving money via email and text messages.

### Is the FOCUS Bank mobile banking app free to use?

Yes, the app is free to download and use for FOCUS Bank online banking customers. However, please note that connectivity and usage rates may apply, so it's advisable to contact your cell phone carrier for details.

### How do I get started with the FOCUS Bank mobile banking app?

To get started, you need to be an existing FOCUS Bank online banking customer. Visit www.focusbank.com for instructions on enrolling in Mobile Banking. Once enrolled, you can download and log in to the app using your online banking credentials.

### Is my financial information secure with the FOCUS Bank app?

Yes, your security is a top priority. The app uses 128-bit encryption to mask your sensitive information. A password is required for each login, and a 'picture and pass phrase' feature is displayed to protect against phishing attempts.

### Can I deposit checks using the app?

Yes, the app allows you to conveniently deposit checks directly from your mobile device. This feature saves you a trip to the branch or ATM, making managing your finances even easier.

## Version history (last 5 releases)

### 26.1.20 — 2026-06-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-11

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.32 — 2025-09-10

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-27

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by Focus Bank

- [FOCUS Bank Business Mobiliti](https://appshunter.io/ios/app/focus-bank-business-mobiliti/id1457845922)

All apps by Focus Bank: https://appshunter.io/developer/789874888

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
