# Fold : Envelope Budget > Fold : Envelope Budget (iPhone/iPad app by Alex Le bolc'h.) - Source: https://appshunter.io/ios/app/fold-envelope-budget/id6801852208 (this page in markdown: same URL + `.md`) - Developer: [Alex Le bolc'h](https://appshunter.io/developer/6795992550) - Category: Utilities, Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 11 MB - Languages: American English, French (France), German (Germany), Italian, Japanese, European Portuguese, European Spanish - Released: 2026-10-02 - Data updated: 2026-10-11 - User reviews in markdown: https://appshunter.io/ios/app/fold-envelope-budget/id6801852208/reviews.md ## What is Fold? Fold brings the proven power of zero-based envelope budgeting right to your iPhone, designed with an elegant tactile paper aesthetic and total local privacy. Stop guessing where your money went at the end of the month. Give every single euro or dollar a clear job before you spend it. WHY FOLD? ZERO-BASED ENVELOPE BUDGETING Divide your monthly budget into clear, purposeful envelopes: Groceries, Leisure, Rent, Subscriptions, or Savings Goals. Instantly see your real Safe to Spend balance at any moment. SMART RECURRING CHARGES & SUBSCRIPTION AUDIT Recurring fees quietly eat away at your savings. Fold tracks renewal dates, schedules alerts before you get billed, and spots Zombie subscriptions you rarely or never use so you can cancel them on time. INSTANT ADJUSTMENTS & REBALANCING Overspent on dining out? Easily rebalance surplus funds from another envelope with one tap to keep your overall budget balanced. 100% OFFLINE & PRIVATE Your financial data belongs strictly to you. Fold requires no cloud account, connects to no third-party bank servers, and contains zero trackers. Everything stays securely on your device with SwiftData and local biometric lock (Face ID). CLEAR ANALYTICS & HOME SCREEN WIDGETS Understand your spending trends across 6 months, view breakdown donuts, and keep your remaining daily budget visible at a glance with native iOS widgets. KEY FEATURES: Zero-based budgeting with dynamic allocation checks Visual envelope deck with quick expense entry Subscription and fixed contract manager with trial expiration alarms Rollover envelopes and multi-asset investment tracking Extra income & bonus handling Native iOS Interactive Widgets Complete privacy: offline storage, zero tracking Conditions d'utilisation (EULA) : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Politique de confidentialité : https://www.vesparysstudio.fr/politique-de-confidentialite.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Fold Pro Mensuel | $1.99 | per month | | Fold Pro Annuel | $9.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Fold Pro Lifetime | $17.99 | one-time | | Pourboire Café | $1.99 | one-time | | Pourboire Croissant | $3.99 | one-time | | Pourboire Pizza | $17.99 | one-time | | Pourboire Pizza | $8.99 | one-time | ## Version history (last 4 releases) ### 1.3 — 2026-10-07 This update brings major enhancements to give you total clarity over your money: - Simplified Expense Management: Easily edit any transaction, move it to another envelope, reassign bank accounts, or delete entries directly from a unified sheet. - Smarter Subscription & Bill Alerts: Cleaner and more concise reminder notifications before your bills are charged, with zero truncation on your lock screen. - Clearer Subscriptions View: Redesigned row layout with dedicated timing badges to eliminate clutter and duplicate status tags. - Extended Catalog & Custom Icons: Expanded support for energy, cloud, and hosting providers, along with manual icon and color pickers for any custom service. - Bank Account Linking: Associate bank accounts and brokers directly with your incomes, envelopes, and investment holdings. - 50/30/20 Rule Analysis: Track your essential expenses (50%), discretionary spending (30%), and savings & investments (20%) directly inside the analytics dashboard. - Performance & UI Polish: Smoother swipe interactions, improved tap-to-dismiss behavior, and bug fixes across the app. ### 1.2 — 2026-10-05 In this update, Fold elevates your budget management with powerful tools for your savings and investments: - Savings & Investment Envelopes: Dedicated tracking for initial capital, progress goals, and a streamlined quick-deposit sheet. - Smart Brand Recognition: Automatic logo detection for utility and telecom providers (EDF, Bouygues Telecom, Orange, Free, SFR, Engie, TotalEnergies). - Enhanced Form Experience: Interactive validation with clear visual highlights for missing required fields when adding an envelope, expense, or subscription. - Analytics & Forecasts: Month-by-month historical navigation, enriched end-of-cycle projections, and complete localization. - Performance refinements and visual polish throughout the app. ### 1.1 — 2026-10-04 Enhanced Envelope Linking: seamlessly attach subscriptions and recurring charges directly from envelope cards. Smarter Subscriptions: added popular app presets, automatic billing cycle anticipation, and clean amount formatting. Improved Zero-Based Balance: extra income and bonuses are now immediately factored into your envelope allocations. Accurate Analytics: spending trends and monthly averages now strictly reflect active periods. Performance improvements and UI refinements throughout the app. ### 1.0.0 — 2026-10-02 No release notes. ## More apps by Alex Le bolc'h - [DayDrop](https://appshunter.io/ios/app/daydrop/id6803894990) - [Aegio](https://appshunter.io/ios/app/aegio/id6806563659) - [Kros](https://appshunter.io/ios/app/kros/id6806824837) - [Kairon: Gamified Focus Timer](https://appshunter.io/ios/app/kairon-gamified-focus-timer/id6808979104) - [Proof : Rental Protector](https://appshunter.io/ios/app/proof-rental-protector/id6816422795) All apps by Alex Le bolc'h: https://appshunter.io/developer/6795992550 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*