# Foldly — Envelope Budgeting

> Foldly — Envelope Budgeting (iPhone/iPad app by 焜元 施.)

- Source: https://appshunter.io/ios/app/foldly-envelope-budgeting/id6762366267 (this page in markdown: same URL + `.md`)
- Developer: [焜元 施](https://appshunter.io/developer/1891890686)
- Category: Finance
- Price: $4.99
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: English
- Released: 2026-04-24
- Data updated: 2026-06-01
- User reviews in markdown: https://appshunter.io/ios/app/foldly-envelope-budgeting/id6762366267/reviews.md

## What is Foldly?

STOP PAYING MONTHLY FOR A BUDGET APP.

Foldly is the envelope budgeting app that costs $4.99 once — not $14.99 every month.

ENVELOPE BUDGETING, MADE SIMPLE.
Split your income into envelopes (Groceries, Dining, Transport…). Spend from each. When an envelope is empty, you stop. No spreadsheets. No mental math.

2-STEP QUICK LOGGING.
Tap the + button → Pick an envelope → Enter the amount. That's it. Two taps and a number. Logging an expense takes under 5 seconds.

PACE WARNINGS.
Foldly calculates how fast you're spending relative to how many days are left in the month. Spending too fast? You'll see a warning before it's too late.

CARRY FORWARD.
Underspent last month? That balance rolls into next month automatically. Overspent? Foldly deducts it from your next month's budget.

MONTHLY ARCHIVES + CSV EXPORT.
Every month is archived with full transaction history. Export any month (or all history) as a clean CSV for your records or your accountant.

100% OFFLINE. ZERO TRACKING.
No server. No account. No sync. No analytics. Your financial data lives on your iPhone and nowhere else. Period.

WHY FOLDLY?
• YNAB charges $14.99/month ($180/year)
• Foldly charges $4.99 once — forever
• Same core method. Fraction of the price. Zero complexity.


## Version history (last 2 releases)

### 1.0.1 — 2026-05-23

Added App Store screenshots showcasing envelope budgeting workflow.

### 1.0 — 2026-04-24

No release notes.

## More apps by 焜元 施

- [Dose — Coffee Calculator](https://appshunter.io/ios/app/dose-coffee-calculator/id6761918583)
- [Fern — Gratitude Journal](https://appshunter.io/ios/app/fern-gratitude-journal/id6762043913)
- [Cinder — Anger Journal](https://appshunter.io/ios/app/cinder-anger-journal/id6762045227)
- [PawCadence — Pet Grooming](https://appshunter.io/ios/app/pawcadence-pet-grooming/id6762366155)
- [TideLog — Aquarium Tracker](https://appshunter.io/ios/app/tidelog-aquarium-tracker/id6762366581)

All apps by 焜元 施: https://appshunter.io/developer/1891890686

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*