# Foldz: Envelope Budget App — Simple private expense tracker

> Simple private expense tracker (iPhone/iPad app by Jia Ci Cho.)

- Source: https://appshunter.io/ios/app/foldz-envelope-budget-app/id6760553296 (this page in markdown: same URL + `.md`)
- Developer: [Jia Ci Cho](https://appshunter.io/developer/1884939759)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2026-04-09
- Data updated: 2026-06-09
- User reviews in markdown: https://appshunter.io/ios/app/foldz-envelope-budget-app/id6760553296/reviews.md

## What is Foldz?

Stop overcomplicating your budget. Start using envelopes.

Foldz is perfect for people who want a simple, private alternative to complex budgeting apps.

Foldz brings the cash envelope method to your iPhone. Divide your income into envelopes, spend from them, and see exactly where your money goes — all without creating an account or sharing a single byte of data.

Your data never leaves your device.

No cloud.
No accounts.
No tracking.
Period.

HOW IT WORKS

1. Add your income for the period
2. Create envelopes for each spending category (Groceries, Transport, Coffee, Fun — whatever you need)
3. Tap an envelope to log a spend using quick-tap amounts
4. Watch your remaining balance update in real time
5. When an envelope runs out, decide: stop spending or move money from another envelope

That’s it.

No bank linking.
No complicated categories.
No 47-step setup.

BUILT FOR HOW YOU ACTUALLY SPEND

• Quick-tap spending — Tap +1, +5, +10, +20, +50, or +100 to build your spend amount faster than typing
• Break envelope protection — Spending more than what’s left? Foldz warns you and offers to transfer from another envelope
• Period navigation — Browse past and future budget periods to review your spending history
• Recurring income — Set it once and your income auto-fills each period
• Multiple budget periods — Monthly budgeting included free. Weekly and bi-weekly available with Premium

PRIVACY IS NOT A FEATURE — IT'S THE FOUNDATION

Foldz collects nothing.

No analytics.
No crash reporting.
No advertising IDs.
No servers.

Your budget data is stored locally on your device in a file only your phone can read.

We don’t know your name.
We don’t know how much you earn.
We don’t know what you spend on.

And we want to keep it that way.

FOLDZ PREMIUM

Foldz is fully functional for free with monthly budgeting. Premium unlocks:

• Weekly and bi-weekly budget periods — align to your pay cycle
• Choose your week start day (Monday or Sunday)
• Export transactions to CSV for spreadsheet analysis
• Support independent, privacy-first development

Pricing

Foldz Premium is available as:
• $4.99/month
• $29.99/year
• $79.99 one-time lifetime purchase

Payment is charged to your Apple ID account at confirmation of purchase.

Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your Apple ID account settings.

Privacy Policy:
https://www.sparkbytdigital.com/apps/foldz/privacy/

Terms of Use:
https://www.sparkbytdigital.com/apps/foldz/terms/

Support:
https://www.sparkbytdigital.com/apps/foldz/support/

Download Foldz and take control of your spending — privately.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Foldz Premium Monthly | $4.99 | per month |
| Foldz Premium Yearly | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Foldz Lifetime Premium | $79.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-04-09

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*