# Folioz — Personal Ledger

> Personal finance ledger app for clear money management and expense tracking. (iPhone/iPad app by Toki Ren.)

- Source: https://appshunter.io/ios/app/folioz/id6757133007 (this page in markdown: same URL + `.md`)
- Developer: [Toki Ren](https://appshunter.io/developer/1864785809)
- Category: Finance, Education
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 9 MB
- Languages: American English, French (France), German (Germany), Japanese, Korean, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2026-01-19
- Data updated: 2026-08-24
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/folioz/id6757133007/reviews.md

## What is Folioz?

Folioz is a modern personal finance app designed to help you understand and manage your money with clarity.

Instead of hiding your finances behind complex charts or opaque summaries, Folioz is built around a personal ledger concept inspired by double-entry bookkeeping. Every transaction is clearly recorded, making your financial situation transparent and easy to reason about.

Whether you want to track daily expenses, manage accounts and assets, or simply understand where your money is going, Folioz provides a clean and structured foundation for long-term personal finance.

Key Features

• Personal Ledger System  
Record income, expenses, and transfers in a clear, ledger-based format inspired by double-entry bookkeeping.

• Expense & Income Tracking  
Organize transactions by accounts and categories to understand how money flows through your finances.

• Account & Balance Management  
Track balances across cash, bank accounts, credit cards, and other accounts with consistency and accuracy.

• Structured & Minimal Design  
A calm, focused interface designed to reduce noise and help you concentrate on what matters.

• Flexible for Everyday Use  
Suitable for simple household budgeting as well as more structured personal finance workflows.

Designed for Clarity

Folioz is not about chasing trends or overwhelming you with features.  
It is built for people who want a clear, honest view of their finances, based on structure rather than guesswork.

The ledger-based approach makes it easier to:
• Understand how transactions affect your balances  
• Review past financial decisions  
• Build sustainable money habits over time  

Privacy First

Your financial data belongs to you.

• Data is stored locally on your device  
• No account registration required  
• No ads and no tracking  
• No selling or sharing of personal data  

Folioz is designed to respect your privacy while giving you full control over your financial records.

Who Is Folioz For?

• Anyone looking for a simple, reliable expense tracker  
• Users who prefer structure over automation  
• People interested in long-term financial awareness  
• Those who value clarity, privacy, and thoughtful design  

Start Building Financial Clarity

Folioz gives you a solid foundation to understand your money — clearly, calmly, and on your own terms.

Download Folioz and take control of your personal ledger today.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Personal ledger system
- Expense and income tracking
- Account and balance management
- Structured and minimal design
- Privacy-first data storage
- No ads or tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Folioz Pro (Monthly) | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Folioz Pro (Lifetime) | $7.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/folioz/id6757133007/reviews.md

### 5/5 — 完璧でした！

*2026-07-03*

レビューへのレス、ありがとうございます、完璧でした！
他のアプリだと今一歩届いていないところを全て網羅していました！

---旧レビュー---
デザインもいいし、さまざまな科目も設定しやすいし、日々の入力もしやすい！
収入とか、口座間のやりとりも簡単に仕分けできたら完璧なんです…

**Developer response:** レビューと、記念すべき『第1号』の温かいコメントをいただき、本当にありがとうございます！開発者として大変嬉しく、大きな励みになります！

ご要望いただいた「収入」や「口座間のやりとり」の仕分けについてですが、実は現在のバージョンでも対応しております！

当アプリは最初、手軽に入力できるようデフォルトで「イージーモード（費用と支払元のみ選択）」になっております。

【入力の切り替え方法】
新規仕訳入力画面の右上にある「保存」ボタンのすぐ隣のボタンを押していただくとモードが切り替わり、貸方・借方の両方に資産科目（銀行口座や現金など）を含む、すべての科目をご自由に選択できるようになります！

これにより、口座間の資金移動（資産 / 資産）や、収入（資産 / 収益）も完璧に仕分けしていただけます。

ぜひお試しいただき、もし分かりにくい点などがあればまたいつでも教えてください。メール(tokir.dev@gmail.com)でのお問い合わせや、こういう機能を入れてほしいというリクエストも受け付けております。これからもアプリをより良くしていきますので、今後ともよろしくお願いいたします！

### 4/5 — ほぼ完璧！！

*2026-06-13*

デザインもいいし、さまざまな科目も設定しやすいし、日々の入力もしやすい！
収入とか、口座間のやりとりも簡単に仕分けできたら完璧なんです…

## Frequently asked questions about Folioz

### What is the core concept behind Folioz?

Folioz is built around a personal ledger concept, inspired by double-entry bookkeeping. This means every transaction is clearly recorded, making your financial situation transparent and easy to understand.

### How does Folioz handle user data privacy?

Folioz prioritizes privacy by storing all financial data locally on your device. It does not require account registration, has no ads or tracking, and does not sell or share personal data.

### Does Folioz have ads?

No, Folioz is designed to be ad-free. The app explicitly states 'No ads and no tracking' to ensure a focused user experience.

### What are the subscription options for Folioz?

Folioz offers a 'Folioz Pro' subscription plan. This is available on a monthly basis for $1.99, with a 3-month free trial period.

### What devices is Folioz compatible with?

Folioz is currently supported on iPhone devices. It is designed for iOS users looking for a personal finance management tool.

### How often is Folioz updated?

The latest version of Folioz is 1.5.1, and it was last updated on June 13, 2026. This indicates a relatively recent update, suggesting ongoing development and support.

### Can Folioz be used for simple budgeting?

Yes, Folioz is flexible for everyday use and is suitable for simple household budgeting as well as more structured personal finance workflows.

### What is the age rating for Folioz?

Folioz has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals managing allowances or learning about finances.

## Version history (last 5 releases)

### 1.7 — 2026-07-24

iCloud同期時のウィジェット残高更新を改善し、ちらつきや一時的不一致を修正しました。
仕訳一覧の日次小計ヘッダーを改善し、小計ラベルのローカライズを追加しました。
損益・キャッシュフロー対象外の明細で、0ではなく元の金額を表示するよう改善しました。

### 1.6 — 2026-07-05

Improved save performance for new and edited entries.
Reduced the post-save freeze after journal updates.

### 1.5.1 — 2026-06-13

Added support for Hong Kong Dollar (HKD).

### 1.5 — 2026-05-19

Added Balance Widget, Info popovers throughout Settings, and a Cash Flow display mode in the Journal list.
Improved Holdings to show cost basis, market value, and unrealized P&L for instruments and currencies.
Scheduled entries now show debit/credit account names for easier identification.

### 1.4 — 2026-03-30

Added support for Simplified Chinese and Spanish
Accounts across multiple journal entries can now be bulk replaced
Added more tutorials
Added new features via swipe right, such as "Duplicate to this date"

## Apps similar to Folioz

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Cacao Ledger](https://appshunter.io/ios/app/cacao-ledger/id6762229692) | 5.0 (1) | Free | Finance |
| [QuackBooks: AI Bookkeeper](https://appshunter.io/ios/app/quackbooks-ai-bookkeeper/id6738389045) | — | Free | Finance |
| [BeanGo: Beancount Ledger](https://appshunter.io/ios/app/beango-beancount-ledger/id6760289753) | — | Free | Finance |
| [My Balance Sheet - Wealth View](https://appshunter.io/ios/app/my-balance-sheet-wealth-view/id6755234946) | — | $1.99 | Finance |
| [朵茉記帳](https://appshunter.io/ios/app/id6759225969) | — | Free | Finance |
| [Coinlog: Ledger & Budget](https://appshunter.io/ios/app/coinlog-ledger-and-budget/id6748836615) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
