# Ford Interest Advantage — FIA

> Mobile access for Ford Credit demand note investors to manage accounts and transactions. (iPhone/iPad app by FORD MOTOR CREDIT COMPANY LLC.)

- Source: https://appshunter.io/ios/app/ford-interest-advantage/id695169829 (this page in markdown: same URL + `.md`)
- Developer: [FORD MOTOR CREDIT COMPANY LLC](https://appshunter.io/developer/695169832)
- Category: Finance
- Price: Free
- Rating: 4.88/5 from 8 App Store ratings · 61 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 40 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2013-09-24
- Data updated: 2026-06-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ford-interest-advantage/id695169829/reviews.md

## What is Ford Interest Advantage?

Conveniently and securely access your Ford Interest Advantage demand note information anytime, anywhere.  This mobile app is for investors of Ford Credit's demand note program, a type of registered security.

The Ford Interest Advantage app features:

•  Access to your note 24/7
•  Face ID
• Manage balance and transactions
• Self-service bank profiles and PW reset/user-id
• Schedule transfers via ACH/Wires
• Online bill payment
• Invest with Remote Capture
•Access statements, 1099's and confirmations
• Secure messaging

Important Information for Investors

The Notes issued under the Ford Interest Advantage Program are unsecured debt obligations of Ford Motor Credit Company LLC.  They are not insured by the Federal Deposit Insurance Corporation, they are not guaranteed by Ford Motor Company, and they do not constitute a bank account.  Ford Interest Advantage is not a money market mutual fund.  As an investment in the debt of one company (Ford Credit), the Notes do not meet the diversification or investment quality standards for money market funds set forth in the Investment Company Act of 1940.

The Notes available through Ford Interest Advantage are issued by Ford Motor Credit Company LLC and are offered only in the United States.  This does not constitute an offer to sell or solicitation to invest in the Notes in any jurisdiction in which such offer or solicitation is not authorized, or to any person to whom it is unlawful to make such offer or solicitation in any such jurisdiction.  U.S. citizens and resident aliens with U.S. Taxpayer ID (e.g. Social Security number) may apply.

Ford Credit has filed a registration statement (including a prospectus) with the Securities and Exchange Commission relating to the offering of Ford Interest Advantage Notes.  Before you invest, you should read the prospectus in the Registration Statement and the other documents Ford Credit has filed with the SEC for more complete information about Ford Credit and the Ford Interest Advantage Note program.  The documents may be obtained free of charge through EDGAR on SEC website https://www.sec.gov/cgi-bin/browse-edgar company=ford%20motor%20credit&CIK=&filenum=&State=&SIC=&owner=include&action=getcompany.  Alternatively, Ford Credit will send you a prospectus upon request by calling 1-800-462-2614.

## Key features

- 24/7 account access
- Face ID authentication
- Balance and transaction management
- Bank profile management
- ACH/Wire transfer scheduling
- Online bill payment
- Statement access

## Recent user reviews (10 of 61)

All indexed reviews: https://appshunter.io/ios/app/ford-interest-advantage/id695169829/reviews.md

### 5/5 — New and Much Improved!

*2025-10-29, version 4711722217.0.250900*

Wow!  This new app and customer experience is so much better than the previous one. So much functionality at my fingertips. Modern and easy to use. Ford has great interest rates too. I’ll be making more investments soon.

### 5/5 — New Update is Fantastic!

*2025-10-29, version 4711722217.0.250900*

much better

### 5/5 — Thank god for the update

*2025-10-28, version 4711722217.0.250900*

I was unable to log into the app. I went on the app store to investigate and it needed to be updated. The difference between the app before this update and now is quite literally night and day. It was barely usable before, with extremely limited features and lack of user friendliness. There was barely any functions to it before— basically all you could do was look at your notes and account balance. Now, it’s way better. There’s face ID, you can see the password as you type it in rather than being dots, and there’s multiple tabs on the bottom to do different things. It also overall looks better visually, more modern, and more similar to my other banking app. Also, before, the app “get help” feature was literally useless and all it had was 2 FAQs and a link to a broken website with ads. I’m happy that the app was updated to provide a better user experience and makes it easy to check my account.

### 5/5 — Quick Review

*2025-10-27, version 4711722217.0.250900*

The app has all the functions I need and I have the ability to transfer funds within the app experience.

### 1/5 — I’m going to be moving banks

*2025-01-18, version 4711722216*

So my account was locked out because it only gave me a couple try’s to enter my complicated password which the app doesn’t let me view the characters to make sure I entered it correctly. 

So my account is locked. They give me a number to call, it’s Friday and they aren’t open until Monday. 

I get an email saying I can go online and unlock my account, when I try to do so they reject my email and password again. 

As soon as I get access to my money again, I’m going to start looking for a new bank to work with. I don’t appreciate I’m locked out of my money for four days and they are rejecting my email even though it’s the same address that their message was sent to. 

I will accept a lower interest rate for 24/7 customer service, and website that works properly, FDIC insurance

### 1/5 — Horrible

*2023-08-02, version 4681129555*

In this day and age, they must have tried really hard to make an app this bad, but they did succeed in doing so.

### 1/5 — Worst Banking App On the Market

*2022-10-27, version 5.0.1*

You know it’s one of a kind when support says to use your phone browser as the solution.  Security is so strong I can’t answer the automated questions produced by some tool based on my life background, and no one can reset the app to let me try again. <insert heart emoji here>

The positive is I will save more due to frustrations with the app, and money will be safe since I can’t log in myself from the app.

### 1/5 — This is app is Read Only, provides no functionality

*2022-10-14, version 5.0.1*

I have a FIA account. I know this is not a Ford Credit app or FordPass app, so I’m not confused. For Ford Interest Advantage account owners, this app is only good for viewing your accounts balance and maybe depositing checks, but I’ve never tried that. You can’t transfer funds between accounts, like you can on the website. 

Also, the app forces you to login with a password, every time. You cannot use face recognition. So on top of being functionally useless, it’s difficult to use as well. 

It seems like people have been complaining about this app for many years, with no improvement. So if you have a Ford interest advantage account, recognize that you will only be able to check balances and not much else.

### 2/5 — App is pretty useless

*2022-04-11, version 5.0.1*

I wanted to believe that the new updates to the app would make it better.  I’ve never read so many negative reviews on any financial app.  I understand why.  I went in to make a financial deposit investment today which worked fine, but when I wanted to see any history or any details on my account it doesn’t work! At all!About the only thing you can get is the balance on your account. No details.  it’s hard to believe that they’re posing this as a functional app. I wondered why I didn’t know about it before now, and I guess I understand why they don’t market it. It just simply doesn’t work!

### 1/5 — Ford Interest Advantage

*2022-02-18, version 5.0.1*

Terrible, can’t see your statements, interest rate.  My linked accounts show up so I can’t transfer in or out.  About all you can do is look at transactions.  But even then you can’t specify which ones.

## Frequently asked questions about Ford Interest Advantage

### What does the Ford Interest Advantage app do?

The Ford Interest Advantage app provides investors with secure and convenient access to their Ford Credit demand note information. It allows users to manage their account balance, view transactions, schedule transfers, and access important financial documents like statements and 1099s.

### What are the key features of the Ford Interest Advantage app?

Key features include 24/7 access to your note, Face ID for secure login, the ability to manage your balance and transactions, self-service for bank profiles and password resets, scheduling ACH/Wire transfers, online bill payment, and access to statements, 1099s, and confirmations.

### Is the Ford Interest Advantage app free to use?

Yes, the Ford Interest Advantage app is free to download and use. The application is designed to provide investors with convenient access to their existing Ford Credit demand note program information without any additional cost.

### Who is the Ford Interest Advantage app intended for?

This app is specifically for investors of Ford Credit's demand note program. These notes are unsecured debt obligations of Ford Motor Credit Company LLC and are offered only in the United States to U.S. citizens and resident aliens with a U.S. Taxpayer ID.

### How can I get more information about the Ford Interest Advantage Notes?

You can obtain more complete information about Ford Credit and the Ford Interest Advantage Note program by reading the prospectus filed with the Securities and Exchange Commission. You can access these documents for free through EDGAR on the SEC website or by calling 1-800-462-2614 to request a prospectus.

## Version history (last 5 releases)

### 4711722218.0.260400 — 2026-06-19

Our app features a modern look, intuitive navigation, strong security and functionality to make managing your note online convenient and easy.  This app includes the capability to schedule transfers like ACH and wires, pay bills with bill payment, and self-service tools for updating bank profiles, resetting passwords, and recovering your User ID.  you can set custom alerts, view all investor statements and 1099s, use Face ID or passcode for quick sign-in, and make real-time address changes.

### 4711722217.0.250900 — 2025-10-27

Discover the all-new app experience! Our redesigned app features a modern look, improved navigation, stronger security, and expanded functionality. New capabilities include payments and transfers (ACH and wire transfers), bill pay, and self-service tools for updating bank profiles, resetting passwords, and recovering your User ID. You can set custom alerts, view all investor statements and 1099s, use Face ID or passcode for quick sign-in, and make real-time address changes.

### 4711722216 — 2024-04-10

This update is to provide the latest security certificate updates.

### 4681129555 — 2023-04-25

This update is to meet several behind the scenes security and certificate parameters for Ford Interest Advantage IOS/Apple app

### 4673556158 — 2023-01-24

This update includes Ford Credit branding updates and a security certificate update.

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## More apps by FORD MOTOR CREDIT COMPANY LLC

- [Ford Credit](https://appshunter.io/ios/app/ford-credit/id1523100320)

All apps by FORD MOTOR CREDIT COMPANY LLC: https://appshunter.io/developer/695169832

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-20.*
