# Forge: Personal Finance > Independent personal finance app based on the 7 Baby Step framework. (iPhone/iPad app by Adam Groesbeck.) - Source: https://appshunter.io/ios/app/forge-personal-finance/id6760410920 (this page in markdown: same URL + `.md`) - Developer: [Adam Groesbeck](https://appshunter.io/developer/1884327855) - Category: Finance, Productivity - Price: $1.99 - Rating: 5.00/5 from 3 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 4 MB - Languages: English - Released: 2026-03-21 - Data updated: 2026-06-23 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/forge-personal-finance/id6760410920/reviews.md ## What is Forge? Forge: Personal Finance Most finance apps are built by banks, funded by ads, and designed to sell you something. Forge is none of those things. No ads. No subscriptions. No accounts. No data collection. No cloud sync. No upsells. You pay once and own it forever. Your financial data never leaves your device — not because we say so, but because we never built the infrastructure to take it. Forge is an independent app built on one belief: you are capable of building your own financial future. You just need a clear plan and honest tools to execute it. BUILT AROUND THE 7 BABY STEP FRAMEWORK The proven framework championed by Dave Ramsey, John Bogle, Warren Buffett, Suze Orman, Ramit Sethi, and Morgan Housel — the world's most trusted financial voices. 1. $1,000 Starter Emergency Fund 2. Pay Off All Debt — snowball or avalanche 3. Full Emergency Fund — 3–6 months saved 4. Invest 15% for Retirement 5. Save for College 6. Pay Off Your Home Early 7. Build Wealth & Give FEATURES Smart Budget — Zero-based and 50/30/20 budgeting. Track every dollar by category. Monthly history with year-to-date totals. Category tips show exactly what belongs where and how much to target. Debt Payoff — Add your debts and see your exact payoff date. Watch how an extra $50/mo saves you thousands in interest. Net Worth Tracker — Monthly snapshots, long-term growth charts, wealth projections out 50 years. Financial Calculators — Compound interest, mortgage, debt payoff, savings goal, emergency fund. All offline. All instant. Goals — Set savings goals with monthly contribution tracking and progress trends. Forge Insights — Personalized recommendations based on your actual numbers, not generic advice. WHY NOT THE OTHER APPS? Big banks built apps to keep you dependent. Subscription apps need your recurring payment to survive. Ad-supported apps sell your behavior to the highest bidder. Forge has none of those incentives. We make money when you buy the app once — and that's it. Steel doesn't shape itself. You apply the heat. You swing the hammer. ## Key features - 7 Baby Step framework integration - Smart budgeting (zero-based, 50/30/20) - Debt payoff tracking with projected dates - Net worth tracker with long-term projections - Offline financial calculators - Savings goal setting and tracking - Personalized financial recommendations ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/forge-personal-finance/id6760410920/reviews.md ### 5/5 — Everything I need *2026-04-01* The app is great. It’s stripped down to the essentials and I love that I don’t have to connect everything to other accounts or have a subscription ### 5/5 — Helpful!!! *2026-03-29* The thought and precision in this app goes beyond expectations. Excited to have a simple financial app that is actually helpful ### 5/5 — Awesome app! *2026-03-24* I’m seriously impressed. It’s clean, easy to use, and actually makes managing money feel simple instead of overwhelming. You can tell a lot of thought went into both the design and functionality. ## Frequently asked questions about Forge ### Does Forge have ads? No, Forge is ad-free. The app explicitly states it does not have ads, aligning with its philosophy of providing honest tools without external influence. ### How much does Forge cost? Forge costs $1.99. This is a one-time purchase, and you own the app forever, with no subscriptions or recurring fees. ### What devices is Forge available on? Forge is available on iPhone, iPad, and iPod. It is designed for Apple's ecosystem. ### Is Forge safe for all ages? Forge has an age rating of 4+, making it suitable for users of all ages. Its focus on financial literacy is beneficial for younger users learning about money management. ### How often is Forge updated? The latest version of Forge is 1.3, which was last updated on April 18, 2026. This indicates a commitment to ongoing development and improvements. ### What financial institutions does Forge support? Forge does not require any accounts or cloud sync, meaning it does not connect to financial institutions. Your financial data remains entirely on your device. ### What makes Forge different from other finance apps? Unlike apps from banks or those funded by ads, Forge is an independent, one-time purchase app with no subscriptions, data collection, or cloud sync. Its core is the 7 Baby Step framework for financial growth. ### Can I track my debts with Forge? Yes, Forge includes a debt payoff feature. You can add your debts and see your exact payoff date, with options to visualize how extra payments can save you money on interest. ## Version history (last 5 releases) ### 1.3 — 2026-04-18 v1.3 — Better control over your Net Worth • Edit Net Worth line items inline — update your balances month to month without deleting and re-adding. • Rental & investment properties — track multiple mortgages, values, and rental income from the Home step. • Other Liabilities — capture anything you owe that isn't already in Debts or your mortgage: taxes, personal loans, medical bills, settlements. As always: no accounts, no ads, no data collection. Everything stays on your device. ### 1.0.3 — 2026-03-31 - Smarter review prompts — we'll only ask for a rating after you've had time to explore - Bug fixes and performance improvements ### 1.0.2 — 2026-03-25 • Calculator tips — each calculator now shows a collapsible tip explaining what it's for • Budget method selector — choose Zero-Based or 50/30/20 budgeting on the budget page • Category tips — tap ⓘ on any budget category to see what belongs there and a spending target ### 1.0.1 — 2026-03-23 Minor bug fixes. ### 1.0 — 2026-03-21 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-23.*