# Formation CU

> Mobile banking app for account access, transaction review, and fund transfers. (iPhone/iPad app by Louisiana USA Federal Credit Union.)

- Source: https://appshunter.io/ios/app/formation-cu/id6752036062 (this page in markdown: same URL + `.md`)
- Developer: [Louisiana USA Federal Credit Union](https://appshunter.io/developer/865596946)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 116 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 116 MB
- Languages: American English
- Released: 2025-09-18
- Data updated: 2026-09-01
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/formation-cu/id6752036062/reviews.md

## What is Formation CU?

Access your accounts when and where you want right in the palm of your hand.  It’s fast, secure and free to access your accounts anytime, anywhere.  You have access to check your balances and transfer money...while you are on the go!

Features:

• Check your account balances.
• Review recent transactions.
• Transfer funds between your accounts.
•Click on forgot password to change your password.

Federally insured by NCUA

## Key features

- Check account balances
- Review recent transactions
- Transfer funds between accounts
- Password reset functionality
- Secure account access

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/formation-cu/id6752036062/reviews.md

### 5/5 — Thank you!

*2026-08-18*

Very, very easy!!!!! Thank you so much. 😻❤️😻❤️😻❤️😻❤️😻

### 1/5 — Online banking sucks!

*2026-02-04*

I due online banking with all my accounts and this is the worse!

## Frequently asked questions about Formation CU

### What can I do with Formation CU?

Formation CU allows you to check your account balances, review recent transactions, and transfer funds between your accounts directly from your mobile device. It provides fast and secure access to your financial information anytime, anywhere.

### Is Formation CU free to use?

Yes, Formation CU is free to access and use for managing your accounts. There are no charges for downloading or using its core banking features.

### What devices does Formation CU support?

Formation CU is available for iPhone and iPod devices. The app is designed for iOS mobile platforms.

### How secure is Formation CU?

The app is designed to be fast and secure, providing convenient access to your accounts. It is federally insured by NCUA, indicating adherence to financial security standards.

### How often is Formation CU updated?

The latest version of Formation CU is 25.2.100, and it was last updated on February 25, 2026. This indicates regular updates to maintain functionality and security.

### Does Formation CU have ads?

Yes, Formation CU contains advertisements. Users may encounter ads while using the application.

### How do I change my password in Formation CU?

If you need to change your password, you can click on the 'forgot password' option within the app. This will guide you through the process of resetting your password.

### What is the age rating for Formation CU?

Formation CU has an age rating of 4+. This means it is suitable for users aged 4 and above.

## Version history (last 5 releases)

### 26.1.31 — 2026-08-26

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.101 — 2026-04-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.35 — 2025-10-20

New updates are regularly released to improve your mobile banking experience. Our latest release includes several new and enhanced card management and spend insight features.  Turn on automatic updates to make sure your app is always current.

### 25.1.30 — 2025-09-18

No release notes.

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## More apps by Louisiana USA Federal Credit Union

- [Formation Credit Union](https://appshunter.io/ios/app/formation-credit-union/id1588134753)

All apps by Louisiana USA Federal Credit Union: https://appshunter.io/developer/865596946

## Related topics

[formation credit union](https://appshunter.io/ios/topics/formation-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
