# Formulary: Budget & Sheets — Budget, bank sync, Sheets

> Budget, bank sync, Sheets (iPhone/iPad app by Cassandra Kim.)

- Source: https://appshunter.io/ios/app/formulary-budget-and-sheets/id6806517381 (this page in markdown: same URL + `.md`)
- Developer: [Cassandra Kim](https://appshunter.io/developer/6793000391)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.5 · 2 MB
- Languages: American English
- Released: 2026-09-06
- Data updated: 2026-10-10

## What is Formulary?

Formulary connects to your real bank and to your own Google Sheet, so your budget lives in an app that feels great to use and a spreadsheet you fully own.

Track spending by category, set monthly targets, and see exactly where your money goes — all synced automatically from your bank via SimpleFIN. Every transaction, category, and budget target also writes live to a Google Sheet in your Drive, with real formulas, so you always have your own portable copy of your financial data.

Subscriptions: track every recurring charge, when it renews, and when trials or promo rates expire — so nothing sneaks past you.

Savings & Investing: set goals for your Roth IRA, brokerage, or emergency fund alongside your regular budget, and see your progress right on the dashboard.

Home Screen Widget: see this month's spending at a glance, and add a transaction in one tap without opening the app.

Formulary Plus unlocks unlimited bank connections, Google Sheets sync, and premium widgets — everything else is free, forever.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Formulary Plus | $9.99 | one-time |


## Is Formulary safe?

Not enough ratings yet to assess Formulary.

## Is Formulary legit?

Formulary: Budget & Sheets appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Formulary is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-09-30

Sign in with Apple or Google, with a quick walkthrough the first time you open the app.

Bank connection is easier: guided setup, plus a demo mode so you can see it work before connecting a real account.

Create your budget Google Sheet in one tap — no more copying spreadsheet IDs.

Tap any transaction to categorize it, with an option to apply the same category to similar transactions and remember it automatically going forward.

Optional starter categories so a fresh install isn't a blank screen.

### 1.0 — 2026-09-06

No release notes.

## More apps by Cassandra Kim

- [ReadBank](https://appshunter.io/ios/app/readbank/id6793000389)
- [Calmus](https://appshunter.io/ios/app/calmus/id6797749331)

All apps by Cassandra Kim: https://appshunter.io/developer/6793000391

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*