# Fort Knox Bank — High-Security Savings.

> High-security savings account with advanced fraud protection and identity verification. (iPhone/iPad app by Austin Capital Bank SSB.)

- Source: https://appshunter.io/ios/app/fort-knox-bank/id6738101825 (this page in markdown: same URL + `.md`)
- Developer: [Austin Capital Bank SSB](https://appshunter.io/developer/1041069880)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 13 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 74 MB
- Languages: American English
- Released: 2025-07-23
- Data updated: 2026-06-03
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/fort-knox-bank/id6738101825/reviews.md

## What is Fort Knox Bank?

Fort Knox Bank is the world’s first high-security savings account — an entirely new category of savings designed to protect the millions of Americans who fall victim to bank fraud every year. Whether you’re saving for the future or managing your funds more effectively, Fort Knox Bank was engineered to secure your funds from increasingly sophisticated fraud and scams. 

 

 

Key Features: 

 

Industry-first Intelligent Closed-Loop™ Protection.  

 

Our proprietary patent-pending technology limits deposits and withdrawals to the same verified external funding source. In Protected™ Status, the only place your money can go is back to where it came from.  

 

 

Active Account Cloak™ shields you from bad actors.  

 

Fort Knox Bank savings account numbers are never exposed to third parties or external payment systems. Additionally, Fort Knox Bank account numbers are alphanumeric with special characters and are incompatible with any external funds transfer or payment system. 

 

 

CLEAR® The Secure Identity Platform.  

 

No passwords to steal or guess. Fort Knox Bank leverages CLEAR®, the secure identity platform, to ensure only you can access your account—no passwords required.  

 

 

Suspicious activity? Lockdown™ status activated. 

 

If suspicious activity is detected, your account immediately enters Lockdown™ status—automatically freezing all incoming and outgoing transfers to protect your funds. 

 

 

Customized Security Zones. 

 

Fort Knox Bank contains multiple defined security zones from login to funds transfers. Within these zones, you can configure your own security measures - for instance, requiring a Microsoft Authenticator soft token or a YubiKey physical token - and more.  

 

 

No Instant Withdrawals. 

 

No instant withdrawals. Ever. Scams rely on speed to drain accounts before their victims notice, whereas every Fort Knox Bank withdrawal remains pending for two business days allowing you ample time to review and confirm each transaction. 

 

 

No links. No QR codes. Ever.  

 

No links or QR codes will be included in our transactional communication — these are the primary tools used in phishing scams for account takeovers.  

 

 

If it’s not .Bank, it’s not us.  

 

Our .Bank domain confirms you’re on a verified and secure banking website — and not a lookalike fraud site. Only regulated banks that meet strict security standards are allowed to use a .Bank domain.  

 

 

The Blacklist™. 

 

Fort Knox Bank has a proprietary Blacklist™ of payment apps, banks, credit unions and neobanks with excessive risk profiles that cannot be linked to a Fort Knox Bank account for your protection. 

 

 

Post-Quantum Encryption. 

 

Fort Knox Bank incorporates cutting-edge post-quantum cryptographic algorithms to safeguard account data from future quantum computing threats. 

 

 

We’re an FDIC-Insured Bank, Not a Fintech. 

 

Fort Knox Bank is a division of Austin Capital Bank, a Federal Deposit Insurance Corporation (FDIC) insured independent community bank headquartered in Austin, Texas. As the bank behind Fort Knox Bank, we’ve been recognized as a national leader in financial services technology, security, and innovation. Our banking platforms have over 1 million users nationwide.

## Key features

- Intelligent Closed-Loop™ Protection
- Active Account Cloak™
- CLEAR® Secure Identity Platform
- Lockdown™ status
- Customized Security Zones
- No Instant Withdrawals
- Post-Quantum Encryption

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/fort-knox-bank/id6738101825/reviews.md

### 5/5 — Real security without extra hassle

*2025-08-27*

Been using Fort Knox for about three months to park our emergency fund. I check it a couple times a week and setup a recurring deposit to move a set amount after payday. What stands out most is I can customize login and transfer zones by requiring CLEAR facial sign-in, an authenticator app or a YubiKey. I chose the YubiKey which is very cool and hyper secure. They have Closed-Loop Protection which restricts money in and out which lowers my anxiety. Setup was straightforward. Tip for new users: spend five minutes customizing the security zones - worth it. Small wish: a few more in-app tool tips for first timers. Overall very happy. Nothing like this anywhere.

### 5/5 — This is what I’ve been looking for!

*2025-07-26*

To have a bank that literally does everything it can to protect my money in this environment of fraud is incredibly comforting. The initial process to set up my account was intuitive and relatively easy considering how much security they have built into the app.  To put my money somewhere that is so secure AND get this interest rate is amazing.I have never felt more secure than I do with Fort Knox.

### 5/5 — Fantastic

*2025-07-24*

Downloaded and deposited. Nice knowing nobody/nothing can hack in!

## Frequently asked questions about Fort Knox Bank

### What makes Fort Knox Bank's security unique?

Fort Knox Bank features industry-first Intelligent Closed-Loop™ Protection, ensuring funds only return to the verified source. It also uses Active Account Cloak™ to prevent account number exposure and leverages CLEAR® for passwordless identity verification.

### How does Fort Knox Bank protect against scams?

The app prevents scams by having no instant withdrawals, with all transactions pending for two business days. It also avoids using links or QR codes in communications, common phishing tools, and uses a verified .Bank domain.

### What happens if suspicious activity is detected?

If suspicious activity is detected, Fort Knox Bank automatically activates Lockdown™ status, freezing all incoming and outgoing transfers to immediately protect your funds.

### Can I customize security settings with Fort Knox Bank?

Yes, Fort Knox Bank offers Customized Security Zones where you can configure your own security measures, such as requiring a Microsoft Authenticator soft token or a YubiKey physical token.

### Is Fort Knox Bank FDIC-insured?

Yes, Fort Knox Bank is an FDIC-Insured Bank and a division of Austin Capital Bank, a Federal Deposit Insurance Corporation member.

### Does Fort Knox Bank have ads?

Yes, this application contains advertisements.

### What devices does Fort Knox Bank support?

Fort Knox Bank is currently supported on iPhone.

### How often is Fort Knox Bank updated?

The latest version of Fort Knox Bank is 1.0.8, and it was last updated on March 24, 2026.

## Version history (last 5 releases)

### 1.0.8 — 2026-03-24

What’s New in Version 1.8.0
We’ve made several improvements to security and usability to make Fort Knox even more reliable.
This update includes:
• Improved sign-in and account recovery experience
• Enhancements to passkey enrollment and authentication
• Better reliability for identity verification flows
• UI improvements across key account screens
• Performance optimizations
• Bug fixes and stability improvements

### 1.0.7 — 2026-02-25

Fort Knox v1.7.0 adds Recurring Withdrawals (set up, manage, edit/cancel) and improves Secure Withdrawal scheduling by clearly showing when transfers will execute. It also increases the opening deposit limit to $10,000, makes deposit hold timing easier to understand, speeds up iOS OTP entry with autofill and fewer paste steps, and includes UI polish + bug fixes.

### 1.0.6 — 2025-12-29

Fort Knox Bank is the world’s first high-security savings account — an entirely new category of savings designed to protect the millions of Americans who fall victim to bank fraud every year. Whether you’re saving for the future or managing your funds more effectively, Fort Knox Bank was engineered to secure your funds from increasingly sophisticated fraud and scams.

### 1.0.5 — 2025-11-20

Fort Knox Bank is the world’s first high-security savings account — an entirely new category of savings designed to protect the millions of Americans who fall victim to bank fraud every year. Whether you’re saving for the future or managing your funds more effectively, Fort Knox Bank was engineered to secure your funds from increasingly sophisticated fraud and scams.

### 1.0.4 — 2025-10-22

Fort Knox Bank is always getting better. 
We're frequently updating the app in order to give you the best experience. Turn on auto updates to ensure you always have the latest version.


This update includes:
- Minor bug fixes and improvements.

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## More apps by Austin Capital Bank SSB

- [Austin Capital Bank](https://appshunter.io/ios/app/austin-capital-bank/id1041069881)
- [Austin Capital Bank-Business](https://appshunter.io/ios/app/austin-capital-bank-business/id1229751491)
- [HomeVantage Now](https://appshunter.io/ios/app/homevantage-now/id1445449149)
- [Austin Capital Bank](https://appshunter.io/ios/app/austin-capital-bank/id6752038024)

All apps by Austin Capital Bank SSB: https://appshunter.io/developer/1041069880

## Related topics

[fort knox bank](https://appshunter.io/ios/topics/fort-knox-bank) · [austin capital bank ssb](https://appshunter.io/ios/topics/austin-capital-bank-ssb) · [fort knox](https://appshunter.io/ios/topics/fort-knox)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-03.*
