# FortBudget: Envelope Budget — Private Zero-Based Planner

> Private, local, zero-based budget tracker with CSV import/export and encrypted backups. (iPhone/iPad app by Gustavo Payano Vasquez.)

- Source: https://appshunter.io/ios/app/fortbudget-envelope-budget/id6796013476 (this page in markdown: same URL + `.md`)
- Developer: [Gustavo Payano Vasquez](https://appshunter.io/developer/1880392926)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: American English, Brazilian Portuguese, Latin American Spanish
- Released: 2026-08-18
- Data updated: 2026-10-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/fortbudget-envelope-budget/id6796013476/reviews.md

## What is FortBudget?

Give every dollar a plan you can see.

Build a monthly envelope budget, record spending, and review your ledger without connecting a bank or creating an account. Add transactions by hand or import compatible UTF-8 CSV files. Your budget is encrypted and stored on your device.

YOUR FIRST BUDGET MONTH IS FREE
New customers get one account, their first budget plan, and plan versus actual for free through the end of the month they start in, and never less than 30 days. The Home and Budget tabs show how many free days are left.

ONE PURCHASE. NO SUBSCRIPTION.
When the free month ends, a one-time Lifetime Pro purchase keeps budgeting going: adding transactions, planning new budget months, and adding accounts. Apple shows the current price in your currency before you buy, and Restore Purchase is always available. Lifetime Pro also includes unlimited accounts, new crypto accounts, unlimited CSV rows per import, savings goals, a cash-flow calendar, twelve-month trends, balance history, and custom-date reports.

ALWAYS FREE
Even after the free month, without buying anything you can:
- See and edit the transactions you already saved
- Rename or archive categories, and archive accounts
- Export your ledger to CSV
- Save and restore passphrase-protected, encrypted backups
- Delete your data, and lock the app with Face ID or your passcode

ALREADY A FORTBUDGET CUSTOMER?
If you downloaded FortBudget before version 1.1, you keep your original free features, including up to three active accounts. A previous Lifetime Pro purchase restores at no charge.

YOUR BUDGET, IN YOUR HANDS
- Plan spending by category with a zero-based monthly budget
- Keep a clear record of income and expenses
- Import compatible CSV transactions and export your ledger
- Save passphrase-protected, encrypted local backups wherever you choose

APPLE WATCH
FortBudget for Apple Watch works with the iPhone app:
- See what is available to spend and what is ready to assign
- Check how much is left in each budget category
- Add a quick expense: turn the Digital Crown for the amount, and the category you used last is already selected
- Add the "Available to spend" complication to your watch face
Expenses you add on the watch go to your iPhone ledger, and wait on the watch while your iPhone is out of reach. Only totals and category names reach the watch; your ledger stays on your iPhone. Adding expenses from the watch follows the same free-month and Lifetime Pro rules as the iPhone app.

Keep your own numbers in front of you, with no bank connection or recurring subscription.

Terms of Use: https://gusdigitalsolutions.com/fortbudget/terms/
Privacy Policy: https://gusdigitalsolutions.com/fortbudget/privacy/

## Key features

- Private budget tracking
- Manual transaction entry
- CSV import and export
- Zero-based monthly budgets
- Encrypted local backups
- No bank linking or sign-up

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| FortBudget Pro Lifetime | $29.99 | one-time |


## Is FortBudget safe?

Not enough ratings yet to assess FortBudget.

## Is FortBudget legit?

FortBudget: Envelope Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for FortBudget is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/fortbudget-envelope-budget/id6796013476/reviews.md

### 5/5 — Awesome budgeting app

*2026-08-28*

This app helped me save money!

### 5/5 — Great budgeting app!

*2026-08-28*

I love managing my money!

## Frequently asked questions about FortBudget

### How does FortBudget ensure my financial data is private?

FortBudget is designed with privacy by design. It does not connect to any banks, requires no sign-up, and all your financial records stay on your device unless you explicitly export them. There are no third-party analytics or trackers used.

### Can I import my existing financial data into FortBudget?

Yes, FortBudget allows you to import compatible UTF-8 CSV transaction history. This data can be exported from your bank or spreadsheet software, enabling you to move your data freely into the app.

### What are the benefits of the optional Pro version of FortBudget?

The optional Pro version of FortBudget is a one-time purchase that unlocks unlimited accounts, unlimited CSV rows per import, twelve-month trends, balance history, and custom-date reports. This provides enhanced features for users who need more advanced financial tracking.

### How does FortBudget handle backups?

FortBudget offers encrypted local backups. It exports passphrase-protected .fortbudgetbackup files encrypted with SQLCipher. You choose where to save or share each backup, and the passphrase cannot be recovered by FortBudget, ensuring your backup security.

### What devices does FortBudget support?

FortBudget is currently supported on iPhone devices. The app was released on August 18, 2026, with version 1.0.

### Is FortBudget free to use?

FortBudget is free to download and use with its core features. There is an optional Pro version available as a one-time purchase for users who want access to advanced features like unlimited accounts and extended trend analysis.

### What is the update frequency for FortBudget?

FortBudget was last updated on August 18, 2026, with version 1.0. As it is a new release, future update frequency will depend on developer plans and user feedback.

### What age rating does FortBudget have?

FortBudget has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content.

## Version history (last 2 releases)

### 1.1 — 2026-10-26

New customers now get their first budget month free, with at least 30 days to plan a budget and compare it with real spending. After that, a one-time Lifetime Pro purchase keeps budgeting going. There is no subscription.

Already using FortBudget? You keep your original free features, and a previous Lifetime Pro purchase restores at no charge.

Also in this update:
- New: FortBudget for Apple Watch. See what is available to spend, check your categories, and add a quick expense from your wrist
- The last setup step shows when your free month ends and the Lifetime Pro price before the month starts
- Transactions you already saved stay editable, and export, backup, and data deletion stay free
- Restore Purchase now says clearly when there is no purchase to restore

### 1.0 — 2026-08-18

No release notes.

## Apps similar to FortBudget

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Budget Daily](https://appshunter.io/ios/app/budget-daily/id6755091517) | 5.0 (1) | Free | Finance |
| [Pocket Budget Planner](https://appshunter.io/ios/app/pocket-budget-planner/id6757169075) | — | Free | Finance |
| [Expense Tracker - ExpenseKit](https://appshunter.io/ios/app/expense-tracker-expensekit/id6749931385) | — | Free | Finance |
| [FinFlow: Expenses & Budget App](https://appshunter.io/ios/app/finflow-expenses-and-budget-app/id6789467480) | — | Free | Finance |
| [Moniy: Budget Tracker](https://appshunter.io/ios/app/moniy-budget-tracker/id6798183384) | — | Free | Finance |
| [Spendi: Expense Tracker](https://appshunter.io/ios/app/spendi-expense-tracker/id6760630364) | 5.0 (2) | Free | Finance |

## More apps by Gustavo Payano Vasquez

- [IronLog: Gym Workout Tracker](https://appshunter.io/ios/app/ironlog-gym-workout-tracker/id6759731114)
- [SPARK: Workout Partners](https://appshunter.io/ios/app/spark-workout-partners/id6759849553)
- [HungRecover: Drink Tracker](https://appshunter.io/ios/app/hungrecover-drink-tracker/id6766139744)
- [GridCrush: Block Puzzle](https://appshunter.io/ios/app/gridcrush-block-puzzle/id6768498037)
- [SwingIQ: Golf Scorecard](https://appshunter.io/ios/app/swingiq-golf-scorecard/id6789969705)

All apps by Gustavo Payano Vasquez: https://appshunter.io/developer/1880392926

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*