# Found: Business Banking — Banking, Bookkeeping, & Taxes

> Business banking, bookkeeping, and tax tools for small businesses. (iPhone/iPad app by Indie Technologies Inc.)

- Source: https://appshunter.io/ios/app/found-business-banking/id1477267167 (this page in markdown: same URL + `.md`)
- Developer: [Indie Technologies Inc](https://appshunter.io/developer/1477267166)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 32,592 App Store ratings · 416 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 76 MB
- Languages: American English
- Released: 2020-03-27
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/found-business-banking/id1477267167/reviews.md

## What is Found?

Small businesses love Found. With robust business checking plus smart bookkeeping and tax tools, Found simplifies your entire workflow. Track expenses, save receipts, save for taxes, send invoices, and pay contractors—all from the app. And all without costly hidden fees.⁴


FAST & EASY SIGN UP
Sign up in minutes
No credit check or minimum balance
No minimum balance or monthly maintenance fees

BUSINESS BANKING
Get paid up to 2 days early² with direct deposit
Organize, budget, and save with pockets
Create multiple virtual cards for flexible spending

SMART TAX TOOLS
See your tax estimate and auto-save for taxes
Find write-offs for easy tax savings
Auto-fill tax forms like Schedule C and 1099
Pay taxes right from the app³

BUILT-IN BOOKKEEPING & EXPENSE TRACKING
Automatically track and categorize your expenses
Save receipts digitally and add notes
Import transactions from other apps or sources
Send unlimited invoices

SAFE AND SECURE
Deposits are insured up to $250K through Lead Bank, Member FDIC¹
Lock your card at any time directly from the Found app
Stay informed with real-time transaction notifications

Disclosures
¹Found is a fintech, not a bank. Banking services provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution. The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
²Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
³Found does not provide legal or tax advice. Tax payments are available for Found Plus subscribers (for $35/month or $315/year) and Found Pro subscribers (for $80/month or $720/year) who file a Schedule C.
⁴Optional subscriptions to Found Plus for $35/month or $315/year or Found Pro for $80/month or $720/year. Discount rates may apply. There are no monthly account maintenance fees, but other fees such as transactional fees for wires, instant transfers, and ATM apply. Read Found Fee Schedule (https://found.com/legal/fee_schedule).

## Key features

- Business checking account
- Automated expense tracking
- Digital receipt saving
- Tax estimation and auto-saving
- Invoice generation
- Contractor payments
- Virtual cards

## What do users think of Found?

Overall sentiment: mixed

**Pros**

- 🚀 Seamless onboarding and account setup
- 🔒 Robust security features
- 👍 Intuitive and user-friendly interface
- 🤑 Helpful tax and expense tracking features
- 💳 Convenient debit card with cash back
- 🤝 Smooth payment processing and invoicing

**Cons**

- 🐛 Occasional app crashes and freezes
- 🕰️ Slow response times and delayed account updates
- 🚫 Limited customer support options
- 🔍 Unclear account closure policies
- 💸 Unexpected fees or account restrictions

**Commonly reported bugs**

- Delayed deposit posting
- Incorrect transaction categorization
- Unresponsive card locking feature

**Most requested features**

- Wire transfer capabilities
- Mobile check deposit
- Savings account options
- Improved dispute resolution process
- Enhanced reporting and analytics

## Recent user reviews (10 of 416)

All indexed reviews: https://appshunter.io/ios/app/found-business-banking/id1477267167/reviews.md

### 5/5 — More features PLEASE

*2026-08-22, version 2.0.24*

I have been using found for my invoicing since I can remember for my business and I love it. I don't like the fact I'm charged twice for processing and I wish you guys would give some new features.

### 5/5 — Great Biz Banking

*2026-08-20, version 2.0.24*

I was searching for a good business banking account and I unfortunately messed up my personal credit when I was younger. That said as I rebuild it, it was hard to find a  "regular" Bank that was willing to help me open a checking account. I then turned to apps such as Found and its competitors. I looked at all of them and, no pun intended, but I found that Found was certainly the app for me. Very happy with my choice. Features are as simple as when I receive a payment I can delegate which portion of it goes to taxes vs my primary business account vs my owner pay, which I pay myself out of into my "regular bank account". It's great. I highly recommend it to anyone starting a new business that might have trouble with a regular bank, and frankly even if you don't have issues with the regular bank, I still would recommend found.

### 5/5 — Amazing!

*2026-08-20, version 2.0.24*

Absolutely love this! Able to keep track of everything and have cards for specific people if needed

### 3/5 — Electronics transfers

*2026-08-20, version 2.0.24*

Electronic transfer don’t transfer through. Messed up checks coming in

### 5/5 — I love app

*2026-08-18, version 2.0.24*

It’s very easy to use and the banking system is phenomenal thus far. I’m a newcomer only a month in but I like what I see

### 1/5 — Terrible is what they don’t tell u

*2026-08-17, version 2.0.24*

I’ve been waiting like 2-3months for my account update my funds been locked on my account for so long and there’s no phone support so all this is is me waiting on a email back to back then they never have any information

### 5/5 — A phenomenal banking app for the entrepreneurs of the world

*2026-08-15, version 2.0.24*

A phenomenal banking app for the entrepreneurs of the world

### 5/5 — Excellent

*2026-08-15, version 2.0.24*

Love it

### 1/5 — Super easy for new business person

*2026-08-15, version 2.0.24*

This is a very easy way for anyone to start a business account

### 2/5 — Found bank account

*2026-08-15, version 2.0.24*

Confusing at times

## Frequently asked questions about Found

### What does this app do?

This app provides business checking, smart bookkeeping, and tax tools specifically designed for small businesses. It helps users manage their entire financial workflow, including tracking expenses, saving receipts, estimating and saving for taxes, sending invoices, and paying contractors.

### What are the key features of this app?

Key features include a business checking account with early direct deposit, automated expense tracking and categorization, digital receipt saving, tax estimation and auto-saving for taxes, invoice generation, contractor payments, and the ability to create virtual cards for flexible spending.

### Is this app free to use?

The app offers a free sign-up with no monthly maintenance fees. However, advanced features like tax payments are available through optional subscriptions to Found Plus or Found Pro. Other transactional fees for services like wires and instant transfers may apply.

### What are the use cases for this app?

This app is ideal for small business owners who need to manage their finances efficiently. It can be used for everyday banking, tracking business expenses, sending invoices to clients, paying freelancers or contractors, and preparing for tax season by estimating tax liabilities and finding potential write-offs.

### Is my money safe with this app?

Yes, deposits are insured up to $250,000 through Lead Bank, Member FDIC. The app also offers security features like the ability to lock your card directly from the app and real-time transaction notifications to keep you informed about your account activity.

## Version history (last 5 releases)

### 2.0.24 — 2026-07-24

Minor bug fixes and improvements.

### 2.0.23 — 2026-06-29

Minor bug fixes and improvements.

### 2.0.22 — 2026-06-09

Minor bug fixes and improvements.

### 2.0.20 — 2026-05-21

Minor bug fixes and improvements

### 2.0.19 — 2026-03-13

Minor bug fixes and improvements

## Apps similar to Found

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Lili - Business Banking](https://appshunter.io/ios/app/lili-business-banking/id1447800744) | 4.6 (6,946) | Free | Finance |
| [Amex Business Blueprint™](https://appshunter.io/ios/app/amex-business-blueprint/id681998448) | 4.8 (8,526) | Free | Finance |
| [ANNA Business Account & Tax](https://appshunter.io/ios/app/anna-business-account-and-tax/id1333008275) | 3.9 (10) | Free | Finance |
| [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,635) | Free | Finance |
| [Mercury \| Bank Differently](https://appshunter.io/ios/app/mercury-bank-differently/id1491984028) | 4.9 (12,537) | Free | Finance |
| [U.S. Bank Mobile Banking](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623) | 4.8 (2,082,851) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*