# Four Points FCU Card Controls

> Mobile app for managing credit/debit card transactions and security. (iPhone/iPad app by Four Points Federal Credit Union.)

- Source: https://appshunter.io/ios/app/four-points-fcu-card-controls/id1586826593 (this page in markdown: same URL + `.md`)
- Developer: [Four Points Federal Credit Union](https://appshunter.io/developer/991322283)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 85 MB
- Languages: English
- Released: 2021-11-07
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/four-points-fcu-card-controls/id1586826593/reviews.md

## What is Four Points FCU Card Controls?

Protect your card by sending transaction alerts and giving the ability to define when, where and how your cards are used. Simply download the app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.

Alerts Ensure Safe, Secure Card Usage

Alerts for PIN and signature transactions can be set up to keep you informed of your card usage and help you quickly detect unauthorized or fraudulent activity. This app can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.

Location-Based Alerts and Controls

The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.

Usage Alerts and Controls

Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.

Card On/Off Setting

When the card is “on,” transactions are allowed in accordance with your usage settings. When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.

Additional Capabilities

This app also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:

• Real-time balance inquiries
• Locating ATMs

Key Benefits

• All cardholders can receive alerts to monitor transactions and protect their accounts
• You can actively manage your money and take charge of your card usage
• Parents can remotely control and monitor their children’s spending
• Businesses can ensure spending policy compliance

## Key features

- Real-time transaction alerts
- Location-based transaction controls
- Spending limits by category
- Card on/off switch
- Balance inquiries
- ATM locator


## Frequently asked questions about Four Points FCU Card Controls

### How does Four Points FCU Card Controls protect my card?

Four Points FCU Card Controls protects your card by sending real-time transaction alerts, allowing you to set spending limits, and enabling location-based controls. You can also instantly turn your card on or off to prevent unauthorized use.

### Can I set specific rules for where my card is used with Four Points FCU Card Controls?

Yes, you can use the 'My Location' control to restrict transactions to merchants within a certain GPS range or the 'My Region' control to define specific cities, states, or zip codes where transactions are permitted.

### Does Four Points FCU Card Controls allow me to set spending limits?

Yes, Four Points FCU Card Controls allows you to establish spending limits for transactions up to a certain dollar value and can decline transactions that exceed your defined thresholds. You can also monitor spending by specific merchant categories.

### How can I disable my card if it's lost or stolen using Four Points FCU Card Controls?

You can immediately disable your card by using the 'Card On/Off Setting' within the app. When the card is 'off,' no purchases or withdrawals will be approved until you turn it back 'on'.

### What types of transactions can be monitored with Four Points FCU Card Controls?

Four Points FCU Card Controls allows you to monitor various transaction types, including in-store purchases, e-commerce transactions, mail/phone orders, and ATM transactions. You can also monitor spending across specific merchant categories like gas stations, restaurants, and groceries.

### Does Four Points FCU Card Controls have ads?

No, Four Points FCU Card Controls is ad-free, meaning you will not encounter any advertisements while using the application.

### What devices is Four Points FCU Card Controls available on?

Four Points FCU Card Controls is available for iPhone and iPod devices. It is designed for iOS users seeking to manage their finances on the go.

### How often is Four Points FCU Card Controls updated?

The latest version of Four Points FCU Card Controls is 6.2.1, and it was last updated on September 11, 2025. This indicates regular updates to ensure functionality and security.

## Version history (last 5 releases)

### 6.2.1 — 2025-09-11

• Security and performance improvements
• Bug fixes

### 6.0.13 — 2024-09-24

Minor bug fixes and enhancements

### 5.70.2 — 2023-08-23

Minor bug fixes and enhancements

### 5.63.4 — 2023-03-22

Minor bug fixes and enhancements.

### 5.61.1 — 2023-01-25

Minor bug fixes and security enhancements.

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## More apps by Four Points Federal Credit Union

- [Four Points Federal CU](https://appshunter.io/ios/app/four-points-federal-cu/id1446347482)

All apps by Four Points Federal Credit Union: https://appshunter.io/developer/991322283

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*
