# FP Budget: Checkbook Register — Financial Planner & Expense

> Financial planner categorizing spending into investment, spending, and waste. (iPhone/iPad app by Monelyze Inc..)

- Source: https://appshunter.io/ios/app/fp-budget-checkbook-register/id1643664029 (this page in markdown: same URL + `.md`)
- Developer: [Monelyze Inc.](https://appshunter.io/developer/1086641918)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 3 MB
- Languages: Japanese
- Released: 2022-09-12
- Data updated: 2026-08-14
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/fp-budget-checkbook-register/id1643664029/reviews.md

## What is FP Budget?

"FP Budget" is an app to improve the way you spend your money by classifying the money you spend into "investment", "spending", and "waste". It not only displays your assets and income/expenses, but you can improve your finances because you reduce wasting and increase investment.

FP Method
• Investment
Investment is when the value is more than what you paid.

• Spending
Spending is when the value is equal to what you paid.

• Waste
Waste is when the value is less than what you paid.

Function
- FP Method
- Simple and intuitive charts
- Lock screen & home widgets
- Easy input from templates
- Dark mode
- Basic customization including currency, language, text size, etc.

Premium
- iCloud sync
- Full charts
- Section period

1 week free trial
*Prices may vary depending on your country/region.
*Prices and free trials are subject to change. Please check within the app.

Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. After purchase, manage your subscriptions in App Store Account Settings. Any unused portion of a free trial period, will be forfeited when the user purchases a subscription

Terms of Use: https://monelyze.app/en/terms
Privacy Policy: https://monelyze.app/en/privacy

## Key features

- FP Method for spending classification
- Intuitive charts and graphs
- Lock screen and home widgets
- Easy input from templates
- Dark mode
- Customization options

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium - Monthly | $4.99 | per month |
| Premium - Annual | $49.99 | per year |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/fp-budget-checkbook-register/id1643664029/reviews.md

### 5/5 — Mark

*2025-05-28*

Join

### 1/5 — hard to read

*2023-08-30*

Notes are hard to read due to font size and color grey.
HARD TO USE

### 5/5 — Great app to monitor spending and income

*2023-07-13*

Probably the best expense and incoming tracking app out there that is practical, in the sense that it classifies the expenses into Spending, Waste and Investments. This “in the face insight” automatically nudges you to minimise the waste and increase the investments and be financially self sufficient monetarily, which is after all the ultimate goal of financial planning. Truly great concept here !! Really loved the graphs although would have liked the option of displaying both pie charts and bar graphs as well. It tracks income as well. I like the simplicity of this app where there is no need to manage accounts and keep transferring between them to accurate manage balances which is a pain when you got multiple accounts. Some suggestions to further improve could be: 1) Budgeting feature for expenses across one or combination of categories and flexible time frame for budgeting including custom time period 2) Although there is a template for ease of entering frequently occurring transactions, would be nice to have provision for repeating transaction with several flexible frequencies and a start and end date for this setup. 3) Option to choose between emojis or icons since some I prefer using emojis over the icons for categories 4) Payees and Payer fields  would be useful if kept as optional and reference them in the reports to drill down further 5) Goals for Savings and Investment to reach a certain amount by a specific date ?  And may be point to note that for Indian App Store perhaps the subscription cost might be a touch on higher side considering the purchasing power parity and cost of similar apps. This price seems fine for a lifetime subscription instead of the annual one.
Overall a great app that will track expense and income and actually nudge you to invest more which ultimately makes us better manage our money !! Thanks and keep up the good work !! 🙏🏻👍🏻😊

**Developer response:** Thank you for your very enthusiastic review!
We will continue to improve😊

## Frequently asked questions about FP Budget

### What is the FP Method in FP Budget?

The FP Method categorizes your money into 'investment' (value gained is more than paid), 'spending' (value equals paid), and 'waste' (value less than paid). This helps users understand their financial habits and make improvements.

### What features are included in the free version of FP Budget?

The free version offers the core FP Method, simple charts, lock screen and home widgets, easy input from templates, dark mode, and basic customization for currency, language, and text size.

### What are the benefits of the Premium subscription for FP Budget?

Premium unlocks advanced features like iCloud sync for data backup and access across devices, full charts for deeper analysis, and section period for more detailed financial reviews.

### How does FP Budget handle subscriptions and free trials?

FP Budget offers a 7-day free trial for its Premium subscription. Subscriptions are charged to your iTunes account and automatically renew unless canceled 24 hours before the current period ends. You can manage subscriptions in your App Store Account Settings.

### Is FP Budget available on multiple devices?

Yes, FP Budget supports iPhone, iPad, and Mac devices, allowing for a consistent financial management experience across your Apple ecosystem.

### How often is FP Budget updated?

The app was last updated on December 12, 2025, indicating active development and support. Specific update frequency is not detailed, but recent updates suggest ongoing improvements.

### What is the pricing for FP Budget subscriptions?

FP Budget offers monthly and annual Premium subscriptions. The monthly plan is $4.99 and the annual plan is $49.99, both including a 7-day free trial. Prices may vary by region.

### Does FP Budget have ads?

No, FP Budget does not contain advertisements. The app is free to download and use, with optional premium features available through subscription.

## Version history (last 5 releases)

### 1.2.2 — 2025-12-12

Fixed minor bugs.

### 1.2.1 — 2022-12-13

Fixed minor bugs.

### 1.2.0 — 2022-11-22

Fixed minor bugs.

### 1.1.2 — 2022-11-10

Fixed minor bugs.

### 1.1.1 — 2022-10-25

iPadOS 16 now supported!
Fixed minor bugs.

## Apps similar to FP Budget

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Checkbook Register & Ledger](https://appshunter.io/ios/app/checkbook-register-and-ledger/id1565109843) | 4.8 (128) | Free | Finance |
| [EveryDollar: Budget Management](https://appshunter.io/ios/app/everydollar-budget-management/id942571931) | 4.7 (83,978) | Free | Finance |
| [Monefy: Money Tracker](https://appshunter.io/ios/app/monefy-money-tracker/id1212024409) | 4.7 (6,604) | Free | Finance |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,387) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance |
| [Monthly Budget Planner – BASE](https://appshunter.io/ios/app/monthly-budget-planner-base/id6478205894) | 4.8 (34) | Free | Finance |

## More apps by Monelyze Inc.

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- [Plain Note: Notes Widget](https://appshunter.io/ios/app/plain-note-notes-widget/id1478542921)
- [Schedule Planner - Mix](https://appshunter.io/ios/app/schedule-planner-mix/id1525744153)

All apps by Monelyze Inc.: https://appshunter.io/developer/1086641918

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*
