# Franc: Save & Invest — user reviews

> 52 indexed App Store user reviews of Franc by Franc Group Pty Ltd, rated 3.86/5 from 7 ratings.

- Source: https://appshunter.io/ios/app/franc-save-and-invest/id1276564861/reviews
- App overview in markdown: https://appshunter.io/ios/app/franc-save-and-invest/id1276564861.md
- Rating breakdown: 5★ 5 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 2

## Newest reviews (14 of 52)

### 5/5 — Are you looking for a seamless way to manage your investments

*2024-02-27, version 4.6.0*

Are you seeking a seamless way to manage your finances? Look no further than the Franc Investment App. With its user-friendly interface, this app puts you in the driver’s seat, allowing you to effortlessly track, deposit, and withdraw funds at your convenience.
Key Features:
	1.	Secure Deposits: Whether you choose to deposit funds directly through the app or via bank transfer, rest assured that your transactions are handled securely.
	2.	Investment Insights: Discover your investor profile and find the optimal balance between cash and equity investments. The app provides personalized recommendations based on your risk tolerance and financial goals.
	3.	Goal-Oriented Investing: Tailor your investments to your aspirations. Whether it’s building an emergency fund, growing your wealth, funding personal projects, planning a dream vacation, or purchasing a new car, the Franc Investment App has you covered.
	4.	Collaborative Goals: What sets this app apart is its ability to foster teamwork. You can work towards financial milestones alongside your spouse or a friend, making the journey even more rewarding.
Remember, financial empowerment begins with informed choices. Download the Franc Investment App today and take control of your financial future!

### 5/5 — Satisfied investor

*2024-02-27, version 4.6.0*

This app is so easy and convenient and what makes it more interesting is the boosts it has which makes a want to invest more as you stand a chance of earning more on top what you already have. I’d advise anyone to join this app and start investing. Be poor now and rich in the future!

### 5/5 — The power of me

*2024-02-27, version 4.6.0*

What a beautiful creation, something so vital and unique to each individual.
Excellently developed and continues to reward you with constant reminders of just how wonderful life can be.

### 5/5 — University Fees

*2022-11-08, version 3.2.0*

I started saving on Franc recently because a friend of mine advised me to and from what I could see the rates are competitive. The little that I put in already has interest, I am psyched to increase my capital🥂 to happy saving.

### 4/5 — So far so good

*2022-11-08, version 3.2.0*

The whole registration process has been super easy and the best part of Franc is the updates and education they give on improving your financial situation.

The app can be sluggish sometimes when trying to see how the markets are performing but that’s about that.

Simple, user friendly and easy to use!

### 5/5 — Making it easy

*2022-11-08, version 3.2.0*

Investing has never been easier. This app removes all the fuss, allowing me the opportunity to secure my future. 

Simple and easy to follow deposits methods allow for quick transfer of money into my investments. 

This app is well worth the 10 seconds it will take to download.

### 4/5 — JustDoit

*2022-11-08, version 3.2.0*

The app is user friendly. Easy to navigate and full of resource. It makes it easy to make investment goals and the dashboard is amazing. How I wish the development can fix the bug with regards to push notifications that keeps on popping up.

### 5/5 — Easy to use and future proof

*2022-11-08, version 3.2.0*

The app is actually easy to use and I believe it’s one that I can use for the longest time, I’ve seen my money grow over the few months I’ve been using it, I actually like the app. I would recommend it to anyone wanting to invest their money.

### 5/5 — Taking Care of Tomorrow

*2022-11-07, version 3.2.0*

I love this app. It’s simple to use and makes it easy for me to make ad-hoc and monthly contributions towards saving and investing and taking care of my financial future one step at a time.

### 5/5 — Idk a better way to invest

*2022-11-07, version 3.2.0*

I’ve signed up with Franc in less that three months, and thanks to the convenience of the app I am now a pro. The sign-up process was very sleek and easy, with zero admin🤩 fantastic right?
One feature I really enjoy about this app is that I can make deposits as little as R10, and I can withdraw and have access to my funds in just a flash…
One important thing I’ve learned with Franc is that saving is essential but not only is it essential, the most imperative thing is to name your savings, so you don’t have a chunk of savings that you can easily misuse i.e you could be saving for a car deposit, a holiday, buying your luxurious item, emergency fund, relocation essentials (if you’ll move to your own space/ apartment), registration fees,…the list could go on and on!

Instead of having all that money as one chunk of money that I’ll mostly spend on adding a little more that enough items on my shopping cart🙈 
It’s safer to split or name each category.

This is the best decision I’ve made towards my financial goals…

### 5/5 — Easy Money Tings

*2022-11-07, version 3.2.0*

The app has a fantastic and simple UI but the app’s capabilities are fat beyond simple. 

The goal based saving systems works wonderfully, and as a someone new to investing this app is a great step to move towards more complex investing!

### 5/5 — Franc

*2022-11-07, version 3.2.0*

I love the franc app, it’s an easy money management account. I can easy manage my account and my son’s account. I also love the fact that now I can make a deposit into my son’s account without having to log on his profile

### 5/5 — Rating

*2022-11-07, version 3.2.0*

Best app ever , easiest way especially for the youth to save and lock their funds for a certain time period through this app and gaining interest on the savings with different unit funds and EFts ! I recommend it alot

### 5/5 — Simple & Excellent

*2022-11-07, version 3.2.0*

I really love the idea behind simple savings and Franc has taken this concept to a new level. I have watched some educational video on the app and really learnt a lot while saving my money in an efficient manner. Really love the service!

## Most critical reviews (10 lowest-rated)

### 1/5 — No service

*2025-11-19, version 5.12.0*

The customer service has to be the worst. I have been attempting to withdraw since last week Friday. I was being sent to a chatbot that did not understand the issue before I eventually led to the WhatsApp line. I got help from the agent  who was as helpful as chat box. Yoh Yoh I am so defeated. I was ignored on WhatsApp I go to Franc then I’m told to not speak to them on two platforms. So where do I get help. Ngathi im begging for my money sana . I’m begging for my money 😭😭😭😭

### 1/5 — Be careful of all the hidden fees

*2024-10-20, version 5.4.0*

This app seems simple and user-friendly, but there are hidden fees and limits. They have withdrawal limits within a ‘goal’ and charge for transferring money within the same goal. I had to add more money just to meet the minimum withdrawal, only to lose it to fees. I’m still unable to close my account because I need a specific balance to transfer and withdraw everything. Support has been unhelpful, repeating the same advice that the app won’t allow me to follow.

### 1/5 — Rubbish app

*2023-09-11, version 4.0.0*

Rubbish app. Has too many bugs. Money takes too long to be processed and withdrawn + the fees to make the process quicker are higher compared to other apps like SatrixNow. Franc wanted to charge me R40 to make the process faster but on SatrixNow they only charge 0.2%

This app is clearly still in its developmental stage. I suggest finding somewhere better to put your money until they get their act together and fix their bugs

### 1/5 — No Dividends

*2021-11-10, version 2.4.3*

Invested in the Satrix Top 40 through the platform for close to a year, I was meant to receive dividends in every quarter that the ETF paid them out. However, no dividends were paid into my account. They claim the dividends were reinvested by buying additional shares for me, but the numbers didn’t add up. They could not provide evidence of their claims, and the app also doesn’t have a function to let you track exactly how those dividends were handled. Daylight robbery in my opinion. Rather stick to a more transparent platform like Easy Equities

### 1/5 — Loved the app but then...

*2021-04-15, version 1.1.1*

I have been using the Franc app for quite a bit now and everything went pretty smoothly! Got excited to invest with them! Until I started struggling to get into my account... the app just kicks me out when I try to log in and then when I try to reset my password with the hopes of managing something it keeps telling me there’s something wrong with my internet connection even though I’m connected just fine. I hope this will get resolved soon!

### 1/5 — Improve your onboarding process

*2020-06-18, version 0.7.6*

Onboarding process is too long and forces a new user to answer a bunch of questions that could easily be asked at a later stage. 

Why does a new user have to fill in their age, income and set some goals before even being allowed to explore the app?

Questionnaire ends in being asked to sign up/sign in and, upon doing so, I’m subjected to this questionnaire again, which ends in a request to sign in! Deleted the app after completing this unnecessary questionnaire for the second time.

### 2/5 — I Can’t believe this

*2025-03-05, version 5.7.0*

I’ve been using Franc for about a year and was enjoying it when making deposits but now that I am wanting to withdraw a large sum of money it’s taking such a long time just to transfer money within a goal and it said it would take 3-5 days. It’s been 5 days now and it’s still “processing”! On top of that everyday I go into the account the amount of money I have left dropped little by little! Im gonna withdraw it all because of this!

### 3/5 — Underwhelmed

*2021-08-19, version 2.1.0*

I was ready to do with business with Franc but the app hinders my capacity to do so.

Steady high speed internet connection, and yet I struggle with the loading times in the app. I try to change goal settings and it fails to load. The biometric log in takes too long to appear. 
(The App is just slow)

### 4/5 — Great app mediocre investing

*2024-02-27, version 4.6.0*

App is very convenient. Great for keeping money separate from your bank.
The investment fees however are high looking at transactions and when investing conservatively it takes from your investment value. Will get better nett returns from bank savings. Have not tried investing in more aggressive funds in the long term. Allan Gray is a great asset manager with adequate funds.

### 4/5 — Overall convenient app for beginners

*2023-10-11, version 4.1.0*

It’s a really convenient app - works well and is a good start for beginners. I am a beginner but I have done my research and in my opinion the fees are high and many. They charge 1% per year which is taken on a monthly basis excluding brokerage and transaction costs . You have a better chance of growing your money (especially if it’s not much) on other platforms such as Easy Equities but the issue there is you manage your own investments but you can put your own money in a Satrix40 or Allan Gray Cash Fund.

## Most praised reviews (10 highest-rated)

### 5/5 — First time investor

*2025-09-08, version 5.11.0*

It’s great app and easy to work with and seeing my money grow everyday encourages me to continue to leave my money on the Franc app and not to mention the interests I get every month ☺️ it’s amazing.

### 5/5 — Watch your money grow

*2025-02-25, version 5.6.0*

I love the fact that you can watch your savings grow in real time. The app is easy to use and simple to understand. It does take a while for the funds to reflect, but the moment it does, your money is instantly invested.

### 5/5 — I absolutely love this app

*2025-02-24*

Started on the app not so long ago and i love that it is so easy to invest and save through this app. Its easy to navigate and there’s so much to invest in and grow.

**Developer response:** We're so happy to hear that you're enjoying the app and finding it easy to invest and save.

### 5/5 — State of the art investment app

*2025-02-24, version 5.6.0*

Investing and saving has been  so easy for all type of investors, be it beginners, immediate and fully fledged ones. It also offers an opportunity to invest in domestic and global diversified portfolio.

### 5/5 — Amazing app for people like me

*2025-02-24, version 5.6.0*

I am new investor and Franc has made things easy for me, so happy to a safe space to put my emergency fund and invest with no brainer 🎊🎉🥳Waiting for a Tax Free Savings Account to available so i can save tax free with Franc

### 5/5 — Easiest way to save!

*2025-02-24, version 5.6.0*

I have used Franc for almost four years and have been super impressed by my ability to save, mostly thanks to this app and the information they share. The app is user-friendly and depositing and withdrawing money is quick and easy.

### 5/5 — Excellent Communication and functionality

*2025-02-24, version 5.6.0*

I downloaded the Franc Investment App last year and I must say that it is the most convenient and safe investment platform. The withdrawal process is smooth and the money will be in the account exactly on the date stated, if I experience any technical difficulties the team is quick on response and resolving an issue. My money is safe with Franc, no anxiety whatsoever. I just regret not joining the Franc family sooner however I am here now and happy. Go Franc, Go!! Love it here.

### 5/5 — User friendly app

*2024-03-03, version 4.6.0*

The franc app is by far the best I have used for investing . It is user friendly including the beginners and it categorises your goals to short, mid and long term which encourages you fulfil your goal and have a clear direction for each goal. The withdrawal process is very simple and it happens at a blink of an eye, you are allowed to withdraw just how much you need and leave the rest to continue investing so yeeeeey. I would encourage anyone to join franc app if they are looking for an easy legit platform to invest on.

### 5/5 — Good for beginners

*2024-02-27, version 4.6.0*

It is a very convenient app that you can invest on without worrying where your money is going. I like the fact that its calculate all the possible returns you can get if you invest in certain years or category . Its user friendly and easy to navigate i can recommend it to someone with no knowledge about investing and the person can get through it with ease .

### 5/5 — Great beginner friendly investing app

*2024-02-27, version 4.6.0*

The biggest plus about this app is its user friendliness, the app itself is fantastic and easy to use. It also uses easy terms to understanding investment and savings. 

Only thing I was was better is the ability to create more than one shared savings goal. Other than that, great app!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
