# Franklin AI: Financial Advisor — Budget, Save & Track Spending > AI financial advisor for personalized spending analysis and money management. (iPhone/iPad app by Franklin AI LLC.) - Source: https://appshunter.io/ios/app/franklin-ai-financial-advisor/id6753879722 (this page in markdown: same URL + `.md`) - Developer: [Franklin AI LLC](https://appshunter.io/developer/1845420733) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 4.94/5 from 16 App Store ratings · 11 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 43 MB - Languages: English - Released: 2025-11-06 - Data updated: 2026-06-11 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/franklin-ai-financial-advisor/id6753879722/reviews.md ## What is Franklin AI? Your Personal AI Financial Advisor Franklin AI analyzes your spending to deliver hyper-personalized financial advice. No generic tips just insights based on YOUR money. What Franklin Reveals: Subscriptions draining your account Cash flow patterns you've never noticed Product recommendations and more Ask Anything, Get Real Answers "How much do I really spend on food?" "Can I afford this purchase right now?" "How do I improve my credit score?" "Why am I always broke by the 25th?" Franklin answers instantly using your actual transaction history like having a financial analyst in your pocket. Why You Need This: 75% of Americans can't answer basic questions about their spending. Franklin fixes that. Our AI spots patterns, catches problems early, and helps you make smarter money decisions before they become regrets. Franklin AI also consolidates all your financial information in one place. Easily discover how much you spend on certain categories. Track spending against your budget and look up past transaction details. Bank-Level Security We use enterprise-grade encryption and the same technology to link bank accounts as Venmo and Robinhood. Your data stays protected. Example Franklin AI questions and answers from REAL users. How much did I spend on clothing? Based on your transaction history from the beginning of 2024, you have spent $9,574.52 on clothing and accessories across 82 transactions. So far this year, your spending in this category is $454.28, which includes your recent purchase at Brooks Brothers. Franklin supports VoiceOver, Dynamic Type, and iOS accessibility features. Legal: Please see https://meetfranklin.ai/terms and https://meetfranklin.ai/privacy for our full terms and conditions and privacy policy including our end user licensing agreement. ## Key features - Personalized spending analysis - Subscription identification - Cash flow pattern detection - Budget tracking - Transaction history lookup - Bank-level security ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Basic Monthly Subscription | $19.99 | per month | | Basic Quarterly Subscription | $37.49 | per 3 months | | Basic Annual Subscription | $119.99 | per year | ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/franklin-ai-financial-advisor/id6753879722/reviews.md ### 5/5 — Great app! *2026-02-17* This helps me keep track of my finances and connecting multiple accounts shows me what my kids are secretly up to!! ### 5/5 — Pretty impressed *2026-02-14* I’m pretty impressed so far. I was worried about linking my bank and card info but it’s all done through plaid so feels really secure. I like that it puts all my spending in one place. Surprisingly user friendly and insightful… it did call me out for my TikTok shop addiction tho 🙈😩 ### 5/5 — 2 thumbs up *2026-01-28* Super helpful. All my account and spending info in 1 app. The visuals are great and make everything so easy to follow and understand. If I need additional info or advice, I just ask Franklin AI. In just a few weeks, I have been able to cut back on overspending and saved much more than the subscription fee. This app is a keeper. ### 5/5 — Good app *2026-01-25* For the first time, I understood why my spending changed without charts or spreadsheets. Franklin explained it like a human. ### 5/5 — Great for tracking *2026-01-19* This app is great for anyone looking to get a hold of their finances. Especially after the holidays I had to budget and this broke down where I was spending all my unnecessary money. I would highly recommend to anybody trying to do the same! ### 4/5 — Solid app *2026-01-14* Solid app could use rerouting, it is kind of difficult to stroll around the app it took me a bit to figure out but overall it is a solid app deserves 4.5 stars ### 5/5 — Game-changer for staying on top of money *2026-01-09* I didn’t realize how much mental energy I was spending just keeping track of my money until I started using this app. It quietly organizes everything in the background and makes it really obvious where things are drifting off track. The insights are actually useful (not just generic tips), and I’ve already cleaned up a few subscriptions and spending habits. It feels like having a simple, always-on financial sanity check. ### 5/5 — Would def recommend *2026-01-07* This app is so helpful. It really helps me with budgeting and seeing what I'm spending to much money on. Great idea ### 5/5 — So helpful and easy to use *2026-01-06* I was shocked by what I learned in 20 minutes of using this app. It has changed my spending and I refer to it several times a week. Game changer! ### 5/5 — Very useful *2025-12-01* This app is amazing. Much better than my bank app. First it is automated so I don’t have to go deep into the app to find my new charges. Most importantly, I get feedback on my expenses. Advice to make less expensive purchases. To make new purchases that add new features to what I bought and some interesting suggestions on new adventures. ## Frequently asked questions about Franklin AI ### What kind of financial advice does Franklin AI offer? Franklin AI offers hyper-personalized advice based on your unique spending patterns, identifying subscriptions draining your account, revealing cash flow trends, and providing product recommendations. It answers specific questions about your spending and financial health. ### How secure is my financial data with Franklin AI? Franklin AI employs bank-level security with enterprise-grade encryption, utilizing the same technology as major financial apps like Venmo and Robinhood to protect your data. Your financial information remains protected. ### What are the subscription options for Franklin AI? Franklin AI offers a Basic Monthly Subscription for $19.99/month with a 7-day free trial, a Basic Quarterly Subscription for $37.49/quarter with a 7-day free trial, and a Basic Annual Subscription for $119.99/year with a 7-day free trial. ### Is Franklin AI available on all Apple devices? Franklin AI is currently supported on iPhone and iPod devices. It also supports iOS accessibility features like VoiceOver and Dynamic Type. ### How does Franklin AI help me understand my spending? Franklin AI analyzes your transaction history to show you exactly how much you spend on specific categories, like clothing or food, and identifies patterns you might not have noticed. This helps you gain clarity on your financial habits. ### Can I ask Franklin AI specific questions about my finances? Yes, you can ask Franklin AI specific questions such as 'How much do I really spend on food?' or 'Can I afford this purchase right now?' and receive instant answers based on your actual transaction history. ### How often is Franklin AI updated? The latest version of Franklin AI is 3.2.25, and it was last updated on March 20, 2026. This indicates a commitment to regular updates and improvements. ### What is the age rating for Franklin AI? Franklin AI has an age rating of 4+, making it suitable for a wide range of users. This suggests content is generally appropriate for younger audiences as well as adults. ## Version history (last 5 releases) ### 4.1.2 — 2026-06-10 Bug fixes ### 4.0.0 — 2026-05-28 Enhanced financial reasoning. ### 3.2.25 — 2026-03-20 Bug fixes ### 3.2.24 — 2026-03-18 Bug fixes. User interface enhancements. ### 3.2.23 — 2026-03-16 App check cyber security enhancement. Bug fixes. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*