# Frec: Tax-aware investing — user reviews > 20 indexed App Store user reviews of Frec by Frec Markets, Inc, rated 4.90/5 from 37 ratings. - Source: https://appshunter.io/ios/app/frec-tax-aware-investing/id6505110202/reviews - App overview in markdown: https://appshunter.io/ios/app/frec-tax-aware-investing/id6505110202.md - Rating breakdown: 5★ 36 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 1 ## What do users think of Frec? Overall sentiment: positive **Pros** - 👍 Beginner friendly and easy to use - 👍 Incredible customer service - 💰 Maximizes investment returns - 👍 Easy to navigate app - 💰 Saves thousands in taxes - 👍 Seamless and responsive - 💰 Low fees and portfolio line of credit rate - 👍 Intuitive and allows self-management - 👍 Sleek and simple to manage portfolio - 👍 Effective for passive investing ## Newest reviews (10 of 20) ### 5/5 — Absolutely Obsessed! *2025-03-05, version 0.1.9* Obsessed with Frec! It’s easy to use and I can see my losses harvested. Also like variety of indices provided. ### 5/5 — Amazing *2025-03-05, version 0.1.9* Stop letting the IRS steal your money! ### 5/5 — Self Managed Account *2025-02-21, version 0.1.9* Unbelievably intuitive platform and really allows you to take investing into your own hands! Financial and investing literacy is so vital and it’s nice to get hands on practice and experience doing it myself! ### 5/5 — Trusted and Effective Product *2025-02-12, version 0.1.8* I’ve always been into direct indexing but it felt like one of those things only available through an advisor. Frec makes it easy though. I was skeptical at first, but after a few months, i’m sold. the app makes it super simple to customize my portfolio, and the tax loss harvesting is great (hoping to buy a house soon and excited to offset the gains here) Keep it up Frec! ### 5/5 — Sleek and easy *2025-02-11, version 0.1.8* Been loving the new app. It’s simple and makes managing my portfolio a lot easier. Team is also very helpful and responsive. ### 5/5 — Great Team, Great Product *2025-02-09, version 0.1.8* Very impressed so far with the ease of direct indexing via Frec. The team has been easy to work with and knowledgeable ### 5/5 — Fantastic tool for passive investing *2025-02-05, version 0.1.8* Frec is an awesome product. Been using it for almost a year. Super effective as tracking the S&P 500 and harvesting losses. Def recommend. ### 5/5 — Simple and effective *2025-02-05, version 0.1.8* Love how simple it was to setup an account and the visibility of all the activities. The UI looks clean and simple! Good job! ### 5/5 — Great! *2024-12-19* Love how the Frec team put all the greatness of thier product accessible to mobile. Setting up recurring transfers is a breeze. Now I can see stock performance on the go of my portfolio! ### 5/5 — So glad there’s an app! *2024-12-18, version 0.1.1* Love Frec and it’s great to be able to use the app instead of having to log into the website ## Most critical reviews (10 lowest-rated) ### 5/5 — Beginner Friendly and easy to use *2025-03-07, version 0.1.9* I hate dealing with taxes when it comes to investing! Frec helped me save on taxes and i think it looks a lot better than the competitors. Super user friendly !! ### 5/5 — The best *2025-03-06, version 0.1.9* Incredible customer service, low fees and a crazy low portfolio line of credit rate 5 stars! ### 5/5 — Great way to maximize your investment returns! 💰 *2025-03-06, version 0.1.9* I’ve been using Frec for a few years now and it’s saved me thousands of dollars in taxes. The app is so easy and seamless to use, and their customer support is extremely responsive and friendly. I love Frec! 💙 ### 5/5 — Easy investing *2025-03-06, version 0.1.9* Love the product, love the app! Appreciate the ease of starting a joint account with someone else ### 5/5 — Game changer *2025-03-06, version 0.1.9* Wow the app is super easy to navigate and helped me save a decent amount! Love it! ### 5/5 — Great UI *2025-03-06, version 0.1.9* App is super sleek and easy to navigate. Looking forward to all the tax savings I’ll get with Frec. ### 5/5 — Love it! *2025-03-06, version 0.1.9* I made the switch from Fidelity and haven’t looked back. Frec’s onboarding is straight forward, and enjoy seeing my harvested losses grow. Not to mention, their fees paired with the range of indices is unmatched. S&P500 starting at 0.1% ? Count me in. ### 5/5 — Love it! *2025-03-06, version 0.1.9* I love Frec! It’s been a game-changer for managing my portfolio. The app is simple and easy to use - I highly recommend it! ### 5/5 — Great way to maximize your investment returns! 💰 *2025-03-06* I’ve been using Frec for a few years now and it’s saved me thousands of dollars in taxes. The app is so easy and seamless to use, and their customer support is extremely responsive and friendly. I love Frec! 💙 ### 5/5 — Powerful financial tool *2025-03-05, version 0.1.9* Really enjoying the app. It’s polished and easy to use! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*