# Free Financial Terms > Beginner's guide to financial statements, terms, and ratios for business analysis. (iPhone/iPad app by WinjiT technologies Pvt Ltd.) - Source: https://appshunter.io/ios/app/free-financial-terms/id416125005 (this page in markdown: same URL + `.md`) - Developer: [WinjiT technologies Pvt Ltd](https://appshunter.io/developer/393307304) - Category: Reference, Finance - Price: Free - Rating: 2.00/5 from 1 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 7.0 · 10 MB - Languages: American English - Released: 2011-01-28 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/free-financial-terms/id416125005/reviews.md ## What is Free Financial Terms? Financial statements need to be properly interpreted and effectively analyzed to get meaningful decisions (The Financial Analysis). Financial Analysis is a very effective tool of monitoring the firm from all perspectives i.e. stockholders, investors, creditors, managers. Financial analysis includes interpretation of financial statements and establishment of relationships between several items (or elements) of financial statements for specific conclusions. In simple words, Financial Analysis is a process to find out the performance, efficiency, profitability, financial soundness and future prospects of a business, based on the financial statements of a business. The relationships, in the form of ratios, can be established between the items of any one of the financial statements (P&L, B/S or C/F) or a combination thereof for a particular period. Sometimes, a trend (e.g. year on year growth etc) of various elements of financial statements or ratios for different periods is established to assess the long term performance of the business. The application is useful for those introducing themselves to the world of Finance and are keen to understand the fundamentals. The application will be the best guide for the beginners to understand key definitions and quick reference for most frequently used terms and ratios with easy navigation. The definitions have been provided in Part-I and in Part-II, the ratios are arranged according to five broad categories i.e. 1.Liquidity ratios 2.Capital Structure Ratios 3.Activity / Turnover Ratios 4.Profitability Ratios 5.Valuation Ratios We would love for you to rate us positively on the App store please. It won't even take 30 seconds & will go a long way in helping us build better apps for you. Criticism??? Please write to us on apps@winjit.com & we will write back to you. We can't have you unhappy, can we? Thanks, Team Winjit ## Key features - Financial statement interpretation - Key financial term definitions - Quick reference for financial ratios - Ratios categorized by type - Trend analysis guidance - Beginner-friendly finance fundamentals ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/free-financial-terms/id416125005/reviews.md ### 1/5 — Just a joke *2013-03-12* This app is a joke. I am surprised they dare to charge for it. I would like my $2.95 back !! ### 3/5 — Iphone 5 optimazion *2013-03-03* Iphone 5 optimazion ### 1/5 — Don't bother! *2012-10-30, version 1.1.0.1* This app has only about 10 terms - with minimal information on each and then you have to purchase to get more terms - useless! ### 5/5 — All perspectives covered!! *2012-08-13, version 1.1.0.1* Its like all my resources can be viewed and calculated in a single app.. great work... ### 1/5 — Rubbish *2012-03-18* Says its free but real cost is £1.99 if you want all the data. Why be so sneaky? ### 1/5 — Waste *2011-08-30* Unless you buy for $2.99, don't waste your time. ### 1/5 — Bait and Switch...don't bother *2011-08-30* The app was being offered for free today, but then your only given terms A - C, the rest you have to buy in-app ### 4/5 — Nice and Simple *2011-04-16, version 1.1.0.1* Very useful, Simple terms explained in simple way. Allows you to sample the app before you decide to buy the app. ### 1/5 — beware *2011-04-10, version 1.1.0.0* only a few terms offered. requires in-app purchase to download the rest! it seems quite deliberate that thisisn't mentioned in the app store spiel. ### 1/5 — Lame gateway app *2011-04-10* Only get terms starting with A, B, or C unless you pay more. This is nothing more than some basic definitions. Wikipedia or an intro fin ace book has more complete info. Save yourself the trouble. I downloaded as a free app, deleted within 5 min. ## Frequently asked questions about Free Financial Terms ### What is Free Financial Terms? Free Financial Terms is a reference application designed to help beginners understand financial statements, key definitions, and frequently used financial ratios. It categorizes ratios into five broad groups for easy navigation. ### Who is Free Financial Terms for? This application is best suited for individuals who are new to the world of finance and want to grasp the fundamentals of financial analysis and business performance monitoring. ### What types of financial ratios are included in Free Financial Terms? The app includes ratios arranged into five main categories: Liquidity ratios, Capital Structure Ratios, Activity / Turnover Ratios, Profitability Ratios, and Valuation Ratios. ### Does Free Financial Terms offer offline access? The provided data does not specify whether Free Financial Terms offers offline access. However, it is designed as a reference tool, suggesting it may be accessible without an internet connection. ### How often is Free Financial Terms updated? The latest version of Free Financial Terms is 4.0.0.0, last updated on July 29, 2015. This indicates infrequent updates in recent years. ### What devices support Free Financial Terms? Free Financial Terms is supported on iPhone, iPad, and iPod devices. It is suitable for users aged 4 and above. ### What is the user rating for Free Financial Terms? Free Financial Terms has a rating of 2.0 stars from 1 rating. This suggests a low user satisfaction based on the available feedback. ### How can I provide feedback or report issues with Free Financial Terms? You can share your criticism or feedback by writing to the developers at apps@winjit.com. They aim to respond to user concerns. ## Version history (last 5 releases) ### 4.0.0.0 — 2015-07-29 This app has been updated by Apple to display the Apple Watch app icon. - all content completely free - iOS 8 support - iPhone 6 & 6+ support - performance improvements ### 3.0.0.0 — 2014-11-19 - Updated Designs - iOS 8 Support - iPhone 6 & 6 Plus support - bug fixes ### 2.0.0.0 — 2013-07-25 - Adding terms to favorites - Custom user terms can be added - View my terms - add pictures to associate my term with description - Push notifications - Help screens added to view the flow of the app - iPhone 5 supported - Bug fixed ### 1.1.0.1 — 2011-04-13 Minor Bug Fixing included and Increased User Usability. ### 1.1.0.0 — 2011-04-04 Now post the term on facebook and twitter! ## Apps similar to Free Financial Terms | App | Rating | Price | Category | | --- | --- | --- | --- | | [geotimescale enhanced](https://appshunter.io/ios/app/geotimescale-enhanced/id388459688) | 5.0 (2) | $0.99 | Reference | | [New York CPLR 2026](https://appshunter.io/ios/app/new-york-cplr-2026/id788294073) | 5.0 (13) | $19.99 | Reference | | [The Book of Jargon® - Crypto](https://appshunter.io/ios/app/the-book-of-jargon-crypto/id1455257589) | — | Free | Reference | | [Japanese Idioms and Proverbs](https://appshunter.io/ios/app/japanese-idioms-and-proverbs/id1527106013) | — | $1.99 | Reference | | [Law & Legal Terminology](https://appshunter.io/ios/app/law-and-legal-terminology/id1669524544) | 5.0 (1) | Free | Reference | | [American Heritage® Deluxe](https://appshunter.io/ios/app/american-heritage-deluxe/id304875834) | 4.7 (178) | $16.99 | Reference | ## More apps by WinjiT technologies Pvt Ltd - [Accounting terms - Accounting dictionary now at your fingertips!](https://appshunter.io/ios/app/accounting-terms-accounting-dictionary-now-at-your-fingertips/id406337801) - [Hanuman Chalisa - Audio](https://appshunter.io/ios/app/hanuman-chalisa-audio/id411894449) - [Water Polo Terms](https://appshunter.io/ios/app/water-polo-terms/id419330903) - [VolleyBall Terms](https://appshunter.io/ios/app/volleyball-terms/id427124405) - [Art Terms](https://appshunter.io/ios/app/art-terms/id430312483) All apps by WinjiT technologies Pvt Ltd: https://appshunter.io/developer/393307304 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*