# Freeboard: Personal Finance — Know what’s really available

> Know what’s really available (iPhone/iPad app by Jorn Wellniak.)

- Source: https://appshunter.io/ios/app/freeboard-personal-finance/id6805991391 (this page in markdown: same URL + `.md`)
- Developer: [Jorn Wellniak](https://appshunter.io/developer/6805991393)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 26.0 · 26 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, European Portuguese, European Spanish, Turkish
- Released: 2026-09-14
- Data updated: 2026-10-22

## What is Freeboard?

Your account balance only shows what is in your account right now. Freeboard looks ahead and shows how much will actually remain available after all known commitments. Freeboard also provides a day-by-day forecast of your account balance. An attractive chart immediately shows whether you might overdraw your account this month. Freeboard helps you avoid overdraft interest.

You do not need to record every individual expense or keep a detailed expense log. Set up recurring income and expenses once, along with any prepayments you want to spread over a longer period. Update them only when something changes. Day to day, simply enter your current account balance and check off completed transactions.

After every update, you can immediately see whether you still have money available to spend.

FEATURES AT A GLANCE

• Monthly forecast based on your account balances and planned transactions
• Day-by-day forecast of your account balance for the current month and, from mid-month, for the following month
• Recurring and one-time income and expenses
• Prepayments distributed automatically across the months they belong to
• Savings goals for larger payments due later
• Funds reserved for specific purposes
• Traceable breakdown of all calculated totals
• Undo and Redo for your entries
• Exportable backups with a restore function
• Demo Mode with sample data so you can explore every feature
• Support for iPhone Duo

ON YOUR APPLE DEVICES

Freeboard runs on iPhone, iPad, Mac, and Apple Watch. On iPhone, iPad, and Mac, you can use the app entirely locally without iCloud. You only need iCloud to synchronize between your devices and to use Freeboard on Apple Watch. Your devices must be signed in to the same Apple Account.

On Apple Watch, you can see the amount currently available and record one-time income or expenses in just a few steps—for example, a card payment right at the register.

PRIVATE BY DESIGN

Freeboard requires no user account and never connects to your bank. The app does not operate its own application server, includes no tracking, and collects no personal data. When synchronization is enabled, your financial data is synchronized in iCloud through your personal Apple Account. If Advanced Data Protection for iCloud is enabled, iCloud protects the synchronized data with end-to-end encryption.

Freeboard is for personal financial planning and deliberately creates no financial history. Instead of analyzing past spending, it shows what is available today and how known future income and expenses affect it. The app does not initiate payments, import bank transactions, or provide financial or tax advice.

Free to use, with no in-app purchases or advertising.

## Is Freeboard safe?

Not enough ratings yet to assess Freeboard.

## Is Freeboard legit?

Freeboard: Personal Finance has limited verification signals. The AppsHunter Legitimacy Score for Freeboard is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 2.4 — 2026-10-18

When confirming a booking, you can now choose whether Freeboard updates the account balance or keeps it unchanged. You can remember this choice for future bookings and change it in Settings.

### 2.3 — 2026-10-15

- A consistent notification display for important actions such as creating bookings, Undo, Redo, and more. The message appears at the bottom of the screen and disappears after a short time or as soon as you continue working.
- Small UI improvements reduce colored surfaces and create a clearer, more consistent overall appearance.
- On iPhone Duo, input and selection dialogs are arranged more clearly when the device is partially unfolded.
- Detailed breakdown of monthly headroom

### 2.2 — 2026-10-10

- Full support for iPhone Duo: When unfolded in landscape, you can use Freeboard across the entire screen or view Forecast and the overview screens side by side in split screen.
- On iPad, you can view Forecast and the overview screens side by side in Split View.
- Minor interface improvements, with better support for large text and increased contrast.

### 2.1 — 2026-10-06

- The iCloud status now appears directly on Overview and other main pages while syncing, when an upload is pending, or if a problem occurs.
- When the system allows it, iPhone, and iPad can refresh in the background to fetch new data and retry pending uploads.
- The time of the last successful background update appears in Info & Diagnostics and on the Watch.
- Minor fixes to the cutoff calculation for multi-month payments.

### 2.0 — 2026-10-03

- The new Forecast shows how your account balances could develop through the end of the month. Compare up to four accounts in charts, adjust how your available amount is allocated, and spot potential shortfalls or exceeded credit limits early.
- New regional demo datasets: es-ES (Spain), pt-PT (Portugal), en-GB (United Kingdom), en-CA (Canada), and fr-CA (Canada).

## Apps similar to Freeboard

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [GastandoYa - Personal Finance](https://appshunter.io/ios/app/gastandoya-personal-finance/id6756076765) | — | Free | Finance |
| [Monio: Money & Budget Tracker](https://appshunter.io/ios/app/monio-money-and-budget-tracker/id6767044945) | — | Free | Finance |
| [Kalendo: Budget Calendar](https://appshunter.io/ios/app/kalendo-budget-calendar/id6811653357) | — | Free | Finance |
| [4Budget](https://appshunter.io/ios/app/4budget/id6759730753) | — | $1.99 | Finance |
| [サブスク管理 月額いくら払ってる？](https://appshunter.io/ios/app/id6801503517) | — | Free | Finance |
| [Freeboard — Cash Flow](https://appshunter.io/ios/app/freeboard-cash-flow/id6810176353) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-22.*