# Freedm — Live smart. Earn more. Grow

> Live smart. Earn more. Grow (iPhone/iPad app by FTIPL Payments and Marketing Tech Pvt. Ltd.)

- Source: https://appshunter.io/ios/app/freedm/id6756290981 (this page in markdown: same URL + `.md`)
- Developer: [FTIPL Payments and Marketing Tech Pvt. Ltd](https://appshunter.io/developer/1859891318)
- Category: Finance
- Price: Free
- Age rating: 12+
- Requires: iOS 15.1 · 53 MB
- Languages: American English
- Released: 2026-02-01
- Data updated: 2026-08-22
- User reviews in markdown: https://appshunter.io/ios/app/freedm/id6756290981/reviews.md

## What is Freedm?

Freedm is your all-in-one personal finance app designed to help you manage money
smarter—every day.

With Freedm, you can:
- Pay utility bills seamlessly (electricity, gas, broadband, FASTag & more)
- Track loans, EMIs, credit cards, and repayments
- Get AI-powered insights on spending, bills, and credit health
- Discover savings opportunities, offers, and smarter financial actions
- Build better financial habits with timely reminders and nudges

Smart Insights, Not Just Data
Freedm analyzes your financial activity to surface meaningful insights—helping you save money,
avoid late fees, reduce interest costs, and improve your credit profile.

Actionable Nudges
No jargon. Just clear, actionable nudges like:
- Bill Payment Reminders
- Reduce unnecessary charges
- Improve credit behaviour
- Find better loan or savings options
- Credit Card Offers

Safe, Secure and Transparent
Your data security is our priority. Freedm uses bank-grade security and follows strict data privacy
practices. We never share your data without consent.

Built for India
Designed specifically for Indian users, covering Indian billers, payment methods, and financial
products.

Take charge of your money—pay smarter, save more, and build a stronger financial future with
Freedm.


## Version history (last 5 releases)

### 1.1.4 — 2026-08-18

We’re constantly improving Freedm to help you Live. Earn. Grow.

• Enhanced UI for a better experience

### 1.1.3 — 2026-08-17

Every update is designed to make your financial journey simpler and smarter.
• Experience a faster and more seamless onboarding journey

• Get nudges in your preferred language for a more personalized experience

• Explore an enhanced Reports section with better spending insights

• Squashed minor bugs

• Improved performance and overall stability

### 1.1.2 — 2026-08-03

Making your money journey smarter and simpler.
• Discover the new Reports section to better understand your spending habits
• Enjoy a more seamless onboarding experience
• Chat with us more easily through an improved chat experience
• Squashed minor bugs
• Improved performance and overall stability

### 1.1.1 — 2026-07-19

We’re constantly improving Freedm to help you Live. Earn. Grow.

• Enhanced UI for a better experience
• Squashed minor bugs
• Improved performance and overall stability

### 1.1.0 — 2026-07-17

We’re constantly improving Freedm to help you Live. Earn. Grow.

• Enhanced UI for a better experience
• Squashed minor bugs
• Improved performance and overall stability

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*