# Freedom First Mobile — user reviews

> 87 indexed App Store user reviews of Freedom First Mobile by Freedom First Federal Credit Union, rated 4.80/5 from 6,030 ratings.

- Source: https://appshunter.io/ios/app/freedom-first-mobile/id1104791332/reviews
- App overview in markdown: https://appshunter.io/ios/app/freedom-first-mobile/id1104791332.md
- Rating breakdown: 5★ 5,395 · 4★ 426 · 3★ 99 · 2★ 33 · 1★ 77

## What do users think of Freedom First Mobile?

Overall sentiment: neutral

**Pros**

- 🚀 Great service
- 👍 Personalized banking experience
- 🚀 Convenient mobile deposit
- 👍 Helpful staff
- 🚀 Effortless banking
- 🚀 Secure and reliable

**Cons**

- 🐛 App crashes and connection issues
- 💰 Minimum balance fees
- 🐛 Inconsistent app performance
- 🐛 Buggy updates
- 🐛 Compatibility issues with older devices

**Commonly reported bugs**

- App not refreshing or loading properly
- Login screen issues
- Inconsistent account balances and transaction details

**Most requested features**

- Improve account visibility and transaction history
- Enhance mobile deposit limits
- Provide 24/7 customer support

## Newest reviews (15 of 87)

### 2/5 — Mobile App

*2026-08-09, version 3.36.0*

Each time an update is made to the software it knocks out my other account, and that is extremely frustrating.
To explain when I go to switch user account I cannot access the other account! 
Please fix this issue so as it doesn’t happen, and no one has to call to fix or visit a branch too, or making anyone fix on their own.
Next up why would I or anyone have to choose between transferring money to and from different accounts needing to pay or wait 3 days for the money to transfer. We sometimes do these transfers for reasons of convenience to budget and make certain to place our money for important purposes.
Then we have the over drafts that are not what it use to be- just charged whatever they feel like doing to us customers.
A friend left banking with Freedom First for this same reason. I think things should go back to the it was in 2012.

Since a lot of banking changes being made I’m sure people are thinking about making changes to their banking needs.

### 3/5 — Mr

*2026-07-27, version 3.36.0*

This past weekend vs my app would not let me send money to PayPal. It was very frustrating.

### 4/5 — Wonderful Banking Experience

*2026-04-13, version 3.32.0*

Always had a good experience.

### 2/5 — Mobile App

*2026-03-19*

Each time an update is made to the software it knocks out my other account, and that is extremely frustrating.
To explain when I go to switch user account I cannot access the other account! 
Please fix this issue so as it doesn’t happen, and no one has to call to fix or visit a branch too, or making anyone fix on their own.
Next up why would I or anyone have to choose between transferring money to and from different accounts needing to pay or wait 3 days for the money to transfer. We sometimes do these transfers for reasons of convenience to budget and make certain to place our money for important purposes.

Since a lot of banking changes being made I’m sure people are thinking about making changes to their banking needs.

### 3/5 — Misinformation

*2026-01-20, version 3.30.0*

Hello

### 5/5 — I wish every bank app was this clear and simple

*2025-12-30, version 3.30.0*

Streamlined.  You can chat in real time with a human. Great app. Great bank! Love it here ♥️

### 5/5 — Business owner

*2025-12-17, version 3.30.0*

Very intuitive platform. Makes life so much easier. 
Thanks

### 5/5 — FF

*2025-10-16, version 3.27.0*

Great service. Tellers work with you and make sure you’re taken care of.

### 3/5 — App worked well for a while

*2025-08-15, version 3.26.0*

The freedom first app always worked good for me but here the past week I haven’t been able to use it at all, it started out as the app not refreshing, I called freedom first about it, they said to uninstall and reinstall along with resetting my phone, after that happened the app wouldn’t even make it to the login screen, I have been getting a connection failure that says there’s a server problem on there end http status 502, error 28, which all basically says that there’s a problem with the server has a bad gateway, went to my local branch today and they said that no issues show up on my account, stating that my phone is the problem, I am going to try again on my pc but id still like to access my account on my phone since I have that with me every day.

### 2/5 — Minimum balance fee

*2025-07-01, version 3.24.0*

Pretty sad you all are still choosing to charge your low income customers a minimum balance fee every month. Seems counter intuitive doesn’t it? How about putting those fees into a savings account for them instead?

### 3/5 — Banking With FFCU

*2025-04-27, version 3.22.0*

FFCU wants to help each account holder by personalizing your needs. They are always willing to talk to you about your financial situation and will teach you your options and how to streamline your banking process and needs. They will work with each persons financial needs to suite your life and educate you as well. FFCU is always available and willing to answer any questions you may have regarding your finances or account.

### 5/5 — Hate app

*2025-04-11, version 3.22.0*

Always has a error. Hate this app

### 5/5 — Cash N Stash Joke

*2025-04-02, version 3.21.0*

Charging 7$ fee is ridiculous for not having 2500$ in checking at all times.  The name cash and stash sounds like you’re giving a checking and savings account to pre-teens for learning purposes until they graduate to checking and savings accounts. So dumb. Someone at the top was told this is a good idea, and everyone that works for him clapped and rolled their eyes.

### 5/5 — Great

*2025-03-05, version 3.20.0*

Great for all banking needs

### 2/5 — Recent Update

*2024-11-30, version 3.18.0*

Since the recent update the app takes several minutes to open. Then when it opens it does not load data for another several minutes. 

Prior to the update, the app worked as expected.

## Most critical reviews (10 lowest-rated)

### 1/5 — Find another bank.

*2026-06-01, version 3.34.1*

Find another bank. I’ve sat on hold almost an hour for one simple question.

It has never been this bad until recently. Get rid of them immediately and find a better one to control your money.

### 1/5 — $7 monthly

*2025-11-26, version 3.29.0*

I’m very  tired of all the small monthly charges just for having an account with FF.

### 1/5 — Worst Bank

*2025-03-17, version 3.21.0*

Have banked with them for over ten years. The over draft fees are ridiculous. The credit card is the worst. They’ll automatically take money from your account for one thing but not the credit card payment but when it’s paid on the due date they take days to pull it out of the account. I live out of state and there isn’t a branch here but when I go visit home I’ll definitely be closing my account.

### 1/5 — Bill Pay

*2025-01-07, version 3.18.0*

I Changed my mortage amount 3 months ago two trips int the branch & still no changes service could be better!!!!

### 1/5 — “Minimum average balance fee”

*2024-11-01, version 3.17.0*

Credit Union wants to be a big bank and is ripping their customers off in order to get ahead. If you can’t afford to keep $1000 in your account they charge you $7 now. I’ve been with them 24 years and am now looking to another bank.

### 1/5 — Terrible

*2024-10-13, version 3.16.0*

Will not open on I device

### 1/5 — App no longer works w iPhone 7

*2024-08-20, version 3.5.0*

For some reason your app only works w IOS  16 and newer. I would have to buy a new phone to use it. No other bank that I use has this problem.

### 1/5 — Bank is fraudulent

*2024-06-01, version 2.48.0*

This institution is fraudulent and willfully violated the customers rights . The staff is condescending and claims you to be wrong for seeking information about your account the app is dysfunctional and unstable . Tech support is none existent . When seeking help you are given the run around on TxT with promise to call never to be called . Bank with another institution save yourself the headache.

### 1/5 — Small credit Union turns into monster big bank.

*2024-04-11*

I’ve been a member since they were “Tech Federal Credit Union”. Since then they’ve raised they’re overdraft fees from 0-$32. They’ve tried selling us scammy life insurance policies through the mail and most recently since that didn’t work they are going to begin charging $7 a month for checking if you don’t hold at least $2500 in your account. “Get rid of all the poor people”. Nobody wants to pay for “member benefits” that do not benefit us.

### 1/5 — Limits?!?!?

*2021-03-04, version 2.27.0*

Will not allow me to online deposit 4000, so I tried $2000. Nope. What?!?  Plus my business account won’t let me do mobile deposits at all! It was advertised that I could. Very disappointed.

## Most praised reviews (10 highest-rated)

### 5/5 — Amazing people

*2026-08-28, version 3.37.0*

Love it

### 5/5 — Excellent

*2026-08-17, version 3.36.0*

I like being able to look up my account and move money from savings to checking when needed. I like that on a Sunday night I can pay my bills right from my accounts

### 5/5 — I really like the site

*2026-08-15, version 3.36.0*

I’ve only used the mobile site to deposit a check and it is so easy.
Just snap the front with the photo and snap the back with the photo… Just seems very easy

### 5/5 — Love Online Service

*2026-08-02, version 3.36.0*

The BEST

### 5/5 — Remote deposit

*2026-06-10, version 3.35.0*

Would like to write descriptive notes at the time of deposit

### 5/5 — Great app even better bank!

*2026-06-01, version 3.34.1*

App is really easy to navigate and customer service is great. Great job Freedom First!

### 5/5 — User friendly

*2026-04-10, version 3.32.0*

Very accurate and fast. Handled all my needs

### 5/5 — Easy!

*2026-02-24, version 3.30.0*

One of the easiest, if not the easiest, apps to use!  Thank you.

### 5/5 — Doesn’t work and nobody will help!

*2026-01-29, version 3.30.0*

Horrible app

### 5/5 — Review

*2026-01-14, version 3.30.0*

Dependable app. Easy to use.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
