# Freedom Mortgage — user reviews

> 298 indexed App Store user reviews of Freedom Mortgage by Freedom Mortgage, rated 4.90/5 from 111,253 ratings.

- Source: https://appshunter.io/ios/app/freedom-mortgage/id1562200496/reviews
- App overview in markdown: https://appshunter.io/ios/app/freedom-mortgage/id1562200496.md
- Rating breakdown: 5★ 102,079 · 4★ 7,547 · 3★ 1,063 · 2★ 149 · 1★ 415

## What do users think of Freedom Mortgage?

Overall sentiment: positive

**Pros**

- 👍 Convenient payment system
- 🚀 Easy to navigate app
- 🤝 Helpful and understanding customer service
- 💯 Great overall experience

**Cons**

- 🐛 Login and app issues
- 🤖 Lack of accessibility features
- 📢 Aggressive marketing and data sharing
- ⏱️ Slow payment processing

**Commonly reported bugs**

- Unable to login on app
- App crashes and data issues
- Inconsistent performance across devices

**Most requested features**

- Add Face ID/Biometric login
- Improve escrow payment options
- Provide more payment flexibility
- Enhance app functionality and stability

## Newest reviews (18 of 298)

### 2/5 — Needs reset

*2026-08-17, version 2.1463.3*

Works on my iPhone but not my iPad.  Used to….

### 1/5 — No FICO score. Annoying emails

*2026-07-05, version 2.1254.1*

The app is always emailing me that I can view my FICO score but there’s no where in the app that has it. And they even email me the link and it just goes to the homepage.

### 2/5 — Frequently forced updates

*2026-07-02, version 2.1254.1*

They update this app every 2 seconds and force you to update to use it. Moving things around constantly is annoying and I’m not seeing the benefit. I just want to pay my mortgage. Keep it simple

### 1/5 — Not easy to navigate

*2026-07-02, version 2.1254.1*

I don’t know what happened with that update but it should not be this hard for me to find my documents for MY house on this app. 
I just want a simple statement and it is no where to be found.

### 1/5 — You will have to update every month

*2026-06-30, version 2.1254.1*

This app is garbage

### 1/5 — Junk app and company

*2026-06-29, version 2.1254.1*

Shouldn’t have to still use a log in and password EVERY TIME after I enabled face ID. How much security do I need? Is a stranger going to pay my mortgage?? Duh!

### 1/5 — New app doesn’t authenticate

*2026-06-29, version 2.1254.1*

Log in, send code, get code, apply code, code is invalid. Not great.

### 1/5 — Worst Login Experience

*2026-06-23, version 2.1254.1*

This app takes 1st place in the worst login experience imaginable. Every time, I have to type my email and password over and over again.

### 2/5 — Face ID doesn’t work

*2026-06-08, version 2.1075.10*

Face ID doesn’t work

### 1/5 — What a cesspool

*2026-06-03, version 2.1075.10*

Over and over they update this app, and it continues to not work. It’s literal disappointment for the last 6 years we have had a mortgage through Freedom. Not sure why a multi-million dollar corporation can’t fix this, but it is a nightmare. I am so happy we are selling our house and our new mortgage is with a different company. This is such a cesspool.

### 1/5 — Poorly designed, focused on upsell and not customer needs

*2026-06-02, version 2.1075.10*

This App just updated for June 2026 and somehow it is WORSE than it already was. Customer’s want to see their balance but the font is so small that a child with readers in can’t see it. It used to be 3 clicks to find it (terrible UI) but now it’s just so small it’s pointless. Still tries to get you to take out other loans. Shows your home value and FICO score in size 32 don’t but your balance and loan rate in font size 6. Pop-ups will nag the heck out of you. Also tricks you into going paperless. It’s TERRIBLE! Reduced to 1 star. No longer can send a request for help - no “other option”. Terrible customer service.

### 1/5 — Update is Horrible!!!

*2026-06-02, version 2.1075.10*

Guess instead of helping you manage your account they just want to sell you something else. The app landing page is a mess. Have to click around to get to account info rather than all upfront as it was before.

### 1/5 — Can’t get past forgot password

*2026-06-01, version 2.1075.10*

The keypad will not go away after entering ssn preventing me from tapping the next button. Fix this

### 2/5 — Hate new version

*2026-05-21, version 2.1075.6*

The text about my loan is so small I can’t even read it!  But the offers and my credit score, the things I can care less about are 10x the font size. Please FIX!!!!

### 1/5 — Unable to selectively turn off promotional notifications

*2026-05-20, version 2.1075.6*

This is just a horrendous practice. App holding you hostage to their promotions or you won’t get account info notifications.

### 1/5 — Bad update!

*2026-05-17, version 2.1047.0*

Latest app update made it way less user friendly. Very difficult to use and noticeably less functionality.

### 2/5 — New app functionality

*2026-05-17, version 2.1047.0*

If this is an Ipad app please make work in landscape mode.

### 1/5 — Ridiculous update

*2026-05-13, version 2.1047.0*

I can’t update my password because it keeps saying I need a special $&@ and when I add one, it doesn’t acknowledge it. Fix the bugs please

## Most critical reviews (10 lowest-rated)

### 1/5 — Blegh

*2026-08-25, version 2.1526.0*

App is garbage, confusing to navigate.

Company is even bigger garbage and I had my mortgage sold to them so lucky me.

Screw this company.

### 1/5 — App won't load

*2026-08-18, version 2.1463.3*

Stopped loading after latest update

### 1/5 — Login loop

*2026-07-31, version 2.1419.0*

I’ve been trying to log in to this app for 30 minutes. I go from login screen through the 2FA to loading to login screen. It shouldn’t be this difficult to give a company money.

### 1/5 — Fail. Dysfunctional

*2026-07-30, version 2.1419.0*

Operators looking at something entirely different. Can’t setup auto play  pain to deal with

### 1/5 — Frustrating can’t get the app to download

*2026-07-16, version 2.1365.1*

Every time I use the app to make a house payment, monthly I have to update the app. Then I have to verify. It’s a nuisance that takes 20 minutes every month. The app doesn’t make Pain house payments easier. Ing and frustrating. I also have to close windows where they make sales pitches.

### 1/5 — Face id

*2026-07-15, version 2.1365.1*

Face id doesn’t work. Have to keep entering credentials

### 1/5 — App is trash

*2026-07-14, version 2.1365.1*

They change this thing more than I change my socks and screw it up every time more. The people you call are absolutely worthless.  Complete trash.  Trash.

### 1/5 — Horrible update

*2026-07-10, version 2.1365.1*

The new update is genuinely horrendous. If you were trying to make it more convenient, it isn't. I'm in my 20s and I personally preferred the old design. Not everything needs to be redone/redesigned.

### 1/5 — Horrible

*2026-07-10, version 2.1365.1*

Can't even download the app on iPhone.

### 1/5 — New update stinks

*2026-07-07, version 2.1254.1*

The newest update (second quarter 2026) has lots of bugs. The older version worked fine…fire the new dev team rehire the old team.

## Most praised reviews (10 highest-rated)

### 5/5 — App is not loading up on iOS 26.6

*2026-08-02, version 2.1419.0*

I would like to let you guys know that App is not loading up on 26.6 iOS

### 5/5 — Great app

*2026-08-01, version 2.1419.0*

The app is incredibly easy to use. Important info at a glance as soon as you open the app, one tap to pay my mortgage, and a sleek interface.

### 5/5 — I didn’t expect such a great update

*2026-05-07, version 2.1047.0*

Wow, this is so easier clear and every step that I wanna take is just one click

### 5/5 — Dan Waters Freedom Mortgage

*2026-03-20, version 2.1011.1*

Associates are always very attentive and knowledgeable, available to answer any questions.

### 5/5 — First time buyer and came back again my second  loan thru you guys

*2025-12-30, version 2.931.0*

I couldn’t ask for a better company very helpful always looking out for you

### 5/5 — freedom mortgage is top class

*2025-09-12, version 2.823.1*

The app is very effective and useful, but the company has been a wonderful asset for my family in purchasing our first home.

### 5/5 — Facial recognition

*2024-12-28, version 2.255.8*

Why has the facial recognition not on app?

### 5/5 — App works as expected, but not without its fallbacks (updated review!)

*2024-12-13, version 2.255.8*

::12/12/24 UPDATE::

It looks as though a FaceID feature was finally implemented in a recent update, and it’s exactly what I’ve been anticipating; no more jumping through login hoops just to pay my mortgage. For this reason, I’ve changed my review from 3 to 5 stars. Thanks, development team, for taking critical user feedback into consideration!

____________

As a user, this app is convenient to have at hand when the mortgage needs to be paid but I’m away from my desktop PC. Making payments is straightforward and quick with little to no issue. 

That being said, the issues begin at the login screen. There is no face scan ID login feature, nor is there a ‘keep me logged in’ option. Every time the app updates, it automatically logs me out of my account and I’m left fumbling through my ridiculous collection of passwords on the first of every month trying to remember the right one that will log me back in. Sure, the app offers the ability to enable a biometric fingerprint scan option, but nearly all phones of current manufacture in the past 5+ years have had the finger pad removed. It’s an obsolete option at this point. 

Once I DO manage to log in, I get bombarded with superfluous suggestions to add security to my account (the moot biometric fingerprint scan), sign up for e-statements, or to set up auto-payments - all of which I don’t want and wish I could permanently turn off in the settings. I guess it’s better than being advertised AT by third party companies, but no less annoying having to mash through the ‘NO’ and ‘REMIND ME LATER’ buttons every month.

I honestly think the biggest hinderance is the absence of Face ID authentication login. Once this feature gets implemented, (and it should be) it would make less of a headache to simply jump in and make my monthly mortgage payment. Only then I’d be willing to increase my overall rating of the app.

Thank you.

### 5/5 — First payment after mortgage transfer

*2024-08-30, version 2.152.5*

So far so good...... was quick and easy.

### 5/5 — Mortgage payments

*2024-08-28, version 2.152.5*

Love it ..easy use

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
