# FreedomDate — Tax-Aware Retirement Planning

> Tax-aware retirement planning and withdrawal projection tool. (iPhone/iPad app by Sue Strait.)

- Source: https://appshunter.io/ios/app/freedomdate/id6761445345 (this page in markdown: same URL + `.md`)
- Developer: [Sue Strait](https://appshunter.io/developer/1889707550)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 4 MB
- Languages: English
- Released: 2026-04-07
- Data updated: 2026-07-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/freedomdate/id6761445345/reviews.md

## What is FreedomDate?

FreedomDate helps you plan retirement withdrawals with a clear, tax-aware view of how your strategy may perform over time.

Build your plan using your own spending, income, account balances, and retirement timing. FreedomDate projects year by year through life expectancy so you can compare outcomes, understand tradeoffs, and make better retirement decisions.

Features include:
• Retirement drawdown projections from current age through life expectancy
• Tax-aware withdrawal planning across cash, brokerage, traditional, and Roth accounts
• Roth conversion planning with multiple strategy options
• Required Minimum Distribution (RMD) modeling
• Social Security timing inputs for you and your spouse
• Age-based spending adjustments and additional expense planning
• Market return assumptions with simple outlooks or changing return periods
• Results views with net worth, spending coverage, yearly cash flow, taxes, and account detail
• Scenario export and import for easy sharing and troubleshooting

FreedomDate is designed to help you explore retirement planning scenarios with more clarity, not to replace a licensed financial, tax, or legal professional.

## Key features

- Retirement drawdown projections
- Tax-aware withdrawal planning
- Roth conversion planning
- Required Minimum Distribution (RMD) modeling
- Social Security timing inputs
- Scenario export and import


## Frequently asked questions about FreedomDate

### What is FreedomDate?

FreedomDate is a free finance app designed to help users plan retirement withdrawals with a clear, tax-aware view of their strategy's performance over time. It projects financial outcomes year by year through life expectancy.

### How does FreedomDate handle taxes in retirement planning?

FreedomDate offers tax-aware withdrawal planning across various account types including cash, brokerage, traditional, and Roth accounts. It also includes Roth conversion planning with multiple strategy options and Required Minimum Distribution (RMD) modeling.

### What kind of financial data can I input into FreedomDate?

You can build your retirement plan using your own spending, income, account balances, and desired retirement timing. The app also allows for age-based spending adjustments and additional expense planning.

### Does FreedomDate support planning for couples?

Yes, FreedomDate includes Social Security timing inputs for both you and your spouse, allowing for joint retirement planning considerations.

### Can I share my retirement plan with others using FreedomDate?

Yes, FreedomDate allows for scenario export and import, making it easy to share your retirement plan for discussion or troubleshooting with financial professionals or family members.

### What devices is FreedomDate available on?

FreedomDate is available on iPhone and iPad devices, making it accessible for users on the go or at home.

### How often is FreedomDate updated?

The latest version of FreedomDate is 1.1, and it was last updated on April 24, 2026. This indicates a recent update, suggesting ongoing development and support.

### Is FreedomDate suitable for beginners in retirement planning?

FreedomDate is designed to help explore retirement planning scenarios with more clarity. While it provides detailed projections, it is intended to supplement, not replace, advice from licensed financial, tax, or legal professionals.

## Version history (last 2 releases)

### 1.1 — 2026-04-24

This update improves retirement planning accuracy and cash flow modeling, including better cash account behavior, improved Roth conversion and withdrawal handling across spouses, and more realistic survivor tax, Social Security, and spending projections.

### 1.0 — 2026-04-08

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*