# FreedomPilot

> Financial planning app showing safe spending and a roadmap to financial freedom. (iPhone/iPad app by FreedomPilot LLC.)

- Source: https://appshunter.io/ios/app/freedompilot/id6790032913 (this page in markdown: same URL + `.md`)
- Developer: [FreedomPilot LLC](https://appshunter.io/developer/6790032915)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 3.00/5 from 6 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 38 MB
- Languages: American English
- Released: 2026-08-21
- Data updated: 2026-10-14
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/freedompilot/id6790032913/reviews.md

## What is FreedomPilot?

Your bank shows what you have. FreedomPilot shows what you can safely spend.

FreedomPilot brings your cash, bills, credit cards, subscriptions, spending, investments, debt, and financial goals together—then helps turn that information into a clearer plan for what comes next.

KNOW WHAT YOU CAN SAFELY SPEND

A bank balance doesn’t tell the whole story. FreedomPilot’s Safe-to-Spend helps you understand what’s actually available after considering upcoming bills, credit card payments, subscriptions, and other obligations.

BUILD YOUR FREEDOM PLAN

Turn your financial goals into a step-by-step roadmap. See what to focus on now, what comes next, and how your progress can move you closer to financial freedom.

SEE WHERE YOUR MONEY GOES

Understand transactions, daily spending trends, and merchant activity so you can see where your money is going and make more informed decisions.

TRACK YOUR COMPLETE FINANCIAL PICTURE

Monitor cash, investments, liabilities, and net worth together. See more than individual account balances—understand the bigger picture.

ASK FREEDOMPILOT

Get personalized AI-powered guidance based on your FreedomPilot financial data. Ask about cash flow, upcoming bills, subscriptions, debt payoff, spending, retirement planning, and more.

STAY AHEAD

Morning Briefs, upcoming bill reminders, and financial insights help bring important information to you when it matters—not just when you remember to open the app.

USE FREEDOMPILOT YOUR WAY

Start in Manual Mode and manage your finances yourself, or use Connected Mode to securely connect supported financial accounts for automatic updates and deeper insights.

BUILT FOR THE ROAD AHEAD

Whether you’re trying to get control of spending, pay down debt, build savings, understand your net worth, or work toward greater financial freedom, FreedomPilot gives you one place to see where you stand and what comes next.

YOUR MONEY. YOUR PLAN. YOUR FUTURE.

Financial freedom doesn’t happen overnight. It starts with understanding where you are, deciding where you want to go, and having the right tools to help you get there.

https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Safe-to-Spend calculation
- Personalized financial goal planning
- Transaction and spending analysis
- Complete financial picture monitoring
- AI-powered financial guidance
- Proactive financial insights and reminders
- Manual and connected account modes

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FreedomPilot Basic | $6.99 | per month |
| FreedomPilot Basic Yearly | $69.99 | per year |
| FreedomPilot Pro Monthly | $10.99 | per month |
| FreedomPilot Pro Yearly | $109.99 | per year |
| FreedomPilot Wealth Builder Monthly | $15.99 | per month |
| FreedomPilot Wealth Builder Yearly | $159.99 | per year |


## Is FreedomPilot safe?

Not enough ratings yet to assess FreedomPilot.

## Is FreedomPilot legit?

FreedomPilot has limited verification signals. The AppsHunter Legitimacy Score for FreedomPilot is 50 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/freedompilot/id6790032913/reviews.md

### 1/5 — Clearly devoid of soul

*2026-09-27*

Once opening the app and signing in, you’re met with two options. The one that says it’ll direct you to plans instead relocates to a 10 step process that you cannot backtrack in. The interface is beyond unintuitive. Additionally, $16 dollars a month for the “wealth builder” option is blatantly criminal when the app feels like it was designed by 3 sloppy AI prompts and has lower maintenance cost than a gum-ball machine. 

App doesn’t track Kohl’s Cash.

“Enhanced AI financial planning” also costs $16 a month.
What’s the rest of the app for then? Just mediocre AI financial planning? The features listed are not clear on what they provide. 
No free trial.
Brightness button flashbanged me because it’s not in the settings tab where it should be.
Except it is already in the settings tab so why in gods name is it also an extra button at the top.

**Developer response:** Thanks for the feedback. FreedomPilot offers a free Manual plan, so a paid subscription isn’t required to use the app. The Wealth Builder tier includes expanded features, including support for connecting up to 15 financial institutions, which carries ongoing third-party data-service costs. I’m always reviewing constructive feedback that can improve the user experience.

### 1/5 — 1

*2026-09-03*

10-10 do not recommend. The whole thing seems poorly built compared to my other apps.

**Developer response:** Thank you for your feedback. We’d like to better understand your experience with FreedomPilot. We have not been able to identify an authenticated FreedomPilot account associated with this review. If you created an account or used the app’s features, please contact us at support@getfreedompilot.com using the email associated with your account and let us know specifically what didn’t meet your expectations. We take feedback seriously and actively address issues as they’re identified.

### 5/5 — Very effective

*2026-09-03*

As a college student, financials are always a worry. This app allows me to balance out when and how I should spend money to stay financially responsible. It’s still newer but I’d love to see more features and maybe even personalization options.

**Developer response:** Thank you for the review! Navigating finances as a college student can be incredibly stressful, so I'm thrilled the app is helping you stay on track. I'm already working on new customization options and features for upcoming updates, so stay tuned!

### 5/5 — Mother Clucker

*2026-09-03*

This app has helped my small business so much! It facilitated a realistic plan to pay down debt while building capital for future business investments. I never miss a bill and all funds are allocated appropriately due to Financial Freedom and its strategic planning assistance.

**Developer response:** Thank you so much for the incredible support! Hearing that FreedomPilot is actively helping you manage your small business finances, paying down debt, and stay ahead of your bills is exactly why I built this app. I'm honored to be part of your business journey

### 1/5 — Rocket money copycat app

*2026-08-27*

Copycat app to rocket money and all the major finance apps already out there, just not as good.

**Developer response:** Thanks for the feedback. FreedomPilot was independently built to help users get a clearer picture of their finances in one place. It combines account tracking, bill and subscription detection, debt payoff planning, household-income projections, Safe-to-Spend calculations, and AI-powered financial guidance based on the user’s own data.

There are several strong personal-finance apps available, and some features naturally overlap across the category. FreedomPilot’s focus is helping users understand not just what they have, but what they can safely spend and how to make better financial decisions from one place.

I’m continuing to improve the app and welcome specific feedback on any feature or experience you think could be better.

## Frequently asked questions about FreedomPilot

### What is FreedomPilot's Safe-to-Spend feature?

FreedomPilot's Safe-to-Spend feature calculates how much money you can safely spend by factoring in upcoming bills, credit card payments, and other financial obligations, providing a more accurate view than just your bank balance.

### How does FreedomPilot help with financial goals?

FreedomPilot allows you to build a personalized 'Freedom Plan' which acts as a step-by-step roadmap to achieve your financial goals, showing you what to prioritize now and how your progress contributes to your financial freedom.

### Can FreedomPilot track investments and net worth?

Yes, FreedomPilot enables you to monitor your cash, investments, liabilities, and net worth all in one place, offering a comprehensive view of your complete financial picture beyond individual account balances.

### Does FreedomPilot offer AI-powered financial advice?

Yes, FreedomPilot features an AI assistant that provides personalized guidance based on your financial data. You can ask it about cash flow, bills, subscriptions, debt payoff, retirement planning, and more.

### What are the subscription options for FreedomPilot?

FreedomPilot offers several subscription tiers including Basic, Pro, and Wealth Builder, with monthly and yearly payment options ranging from $6.99 to $109.99 per year.

### How often is FreedomPilot updated?

The latest version of FreedomPilot is 1.0.5, and it was last updated on October 2, 2026, indicating a recent update cycle.

### What devices does FreedomPilot support?

FreedomPilot is available for iPhone, iPad, and iPod, making it accessible across Apple's mobile ecosystem.

### What is the age rating for FreedomPilot?

FreedomPilot has an age rating of 4+, suggesting it is suitable for a wide audience and does not contain mature content.

## Version history (last 5 releases)

### 1.0.5 — 2026-10-02

FreedomPilot 1.0.5 is our biggest update yet.

• A redesigned Banking experience with a clearer Safe-to-Spend view
• New Freedom Plan tools to help map your path toward financial freedom
• Improved transaction insights and spending visibility
• Enhanced net worth and investment tracking
• Improved AI-powered FreedomPilot guidance
• Morning Briefs and smarter financial notifications
• Light Mode improvements throughout the app
• Reliability, authentication, billing, and account-sync improvements
• Numerous interface, performance, and stability improvements

Thank you for using FreedomPilot. We’re continuing to build tools that make your financial picture easier to understand and act on.

### 1.0.4 — 2026-09-04

Improved Google Sign-In reliability for iOS, along with authentication and stability improvements for a smoother FreedomPilot experience.

### 1.0.3 — 2026-08-28

This update improves account startup reliability and onboarding state handling for returning users.

We identified an intermittent issue where an existing authenticated user could briefly be shown onboarding during app launch even though their setup was already complete. This build adds additional verification to ensure returning users remain in their completed account state and are routed directly into the app.

We also improved startup reliability around user profile loading and preserved existing account data, connected accounts, subscription state, and onboarding completion status.

No changes were made to the app’s core financial functionality, subscription offerings, or account data model.

Test account behavior:

* New users should continue through onboarding normally.
* Returning users with completed setup should open directly into the app.

This build has been tested across repeated cold launches, force-closes, and reopen cycles to verify consistent returning-user behavior.

### 1.0.2 — 2026-08-23

Improved subscription pricing and purchase reliability.
Annual plan pricing now displays correctly, along with additional performance and stability improvements.

### 1.0.1 — 2026-08-22

Minor bug fixes and performance improvements. Fixed a connection issue with the native subscription checkout screen.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*