# Friendly Debt - Track IOUs — Shared IOUs, settled simply

> Shared IOUs, settled simply (iPhone/iPad app by Waxwing Lab LLC.)

- Source: https://appshunter.io/ios/app/friendly-debt-track-ious/id6765790988 (this page in markdown: same URL + `.md`)
- Developer: [Waxwing Lab LLC](https://appshunter.io/developer/1726254000)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 20 MB
- Languages: American English
- Released: 2026-10-27
- Data updated: 2026-10-31

## What is Friendly Debt?

Friendly Debt helps you keep informal debts clear without turning them into a spreadsheet. Add the people you share expenses with, record what was paid, and see who owes what at a glance.

Use Friendly Debt for shared household costs, friend reimbursements, roommate expenses, family IOUs, and recurring costs you want to remember. Each person gets a simple ledger, so you can track balances, review past transactions, and avoid awkward mental math later.

Key features:

- Track balances by person
- Add transactions with dates, notes, amounts, and currencies
- Record shared expenses, reimbursements, and personal IOUs
- Share a person ledger through iCloud so invited participants stay in sync
- Set repeat rules for weekly or monthly expenses
- Import and export tabulations as CSV  

Friendly Debt is built for people who want a calm, private way to remember everyday IOUs. It does not move money or process payments. It simply helps you keep the record straight, so you can settle up however you already prefer.

Start with one person for free. Friendly Debt Premium unlocks unlimited people, iCloud sharing, and repeat rules.

Terms of Use: https://waxwinglab.com/#terms-of-service
Privacy Policy: https://waxwinglab.com/#privacy-policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FriendlyDebt Premium Weekly | $2.99 | per 7 days |
| FriendlyDebt Premium Yearly | $24.99 | per year |


## Is Friendly Debt safe?

Not enough ratings yet to assess Friendly Debt.

## Is Friendly Debt legit?

Friendly Debt - Track IOUs has limited verification signals. The AppsHunter Legitimacy Score for Friendly Debt is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-10-30

Removed the confusing "Upgrade to Premium" option from the main screen.

### 1.0 — 2026-10-28

No release notes.

## Related topics

[ious](https://appshunter.io/ios/topics/ious) · [us debt tracker](https://appshunter.io/ios/topics/us-debt-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*