# Frontwave Mobile Banking — user reviews

> 141 indexed App Store user reviews of Frontwave Mobile Banking by Frontwave Credit Union, rated 4.80/5 from 27,719 ratings.

- Source: https://appshunter.io/ios/app/frontwave-mobile-banking/id483138710/reviews
- App overview in markdown: https://appshunter.io/ios/app/frontwave-mobile-banking/id483138710.md
- Rating breakdown: 5★ 24,564 · 4★ 2,386 · 3★ 521 · 2★ 79 · 1★ 169

## What do users think of Frontwave Mobile Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Responsive and convenient
- 💡 Easy to navigate
- 👍 Friendly staff and good service
- 🚀 Quick and easy mobile deposit

**Cons**

- 🐛 Bugs and glitches in the app
- 🔒 Poor customer service and lack of support
- 🐛 Incorrect account reporting and errors
- 🔒 Difficult to make principal-only payments

**Commonly reported bugs**

- App crashes and freezes
- Inability to transfer funds or make deposits
- Incorrect account reporting and late payments
- Compatibility issues with older devices

**Most requested features**

- Add dark mode option
- Improve account identification in mobile deposit
- Provide 24/7 customer support
- Allow principal-only payments online or in the app

## Newest reviews (16 of 141)

### 4/5 — Refresh rate

*2026-07-10*

Honestly this is the best bank ever never had a major problem in the 3 and a half ish years I’ve been with them the only thing I don’t like is how long it takes to refresh to see you account after buying something. 

They also need to update the way it shows the description of what you bought it’s to vague and makes it such a hassle to back track different payments and to tell them apart.

**Developer response:** Hi, Thanks for your review and rating. We are aware of the issue you reported about a delay in your transaction history updates and are working with our developers to get this resolved. Thanks for your membership!

### 4/5 — Love the app!

*2026-03-16, version 4020.0.0*

I love this app but I really am disappointed that we still have not gotten Zelle. I’m literally the only one of all my friends.

### 3/5 — One annoying issue

*2026-03-09, version 4020.0.0*

Whenever I try to log in it will say “authentication error” for a whole day when I need to move funds. I’ve found no other way to report this issue except here.

### 4/5 — zelle??

*2026-03-09, version 4020.0.0*

wish we had the ability to use zelle and other payment apps but other than that everything is setup well and easy to use

### 5/5 — Kindness & knowledge

*2026-02-28, version 4020.0.0*

I’ve always had the best care from FRONTWAVE

### 5/5 — Financial Security

*2026-01-22, version 4019.1.0*

Great bank with loyalty.

### 5/5 — My confession

*2026-01-19, version 4018.1.1*

I love the smooth simple sleek design of the original source of your adult money

### 5/5 — Love!

*2026-01-13, version 4018.1.1*

Get money! Quick and care for their service members

### 5/5 — Tools

*2025-12-15, version 4018.1.1*

Can pay extra on my credit card, set up auto pay, good CD rates

### 5/5 — Good app

*2025-11-28, version 4018.1.1*

Good app to check my balance and make transfers. Pretty easy to use.

### 5/5 — Better banks

*2025-11-15, version 4018.1.1*

A lot of people hate on this bank but compared to others this bank has had my back since day 1.

### 5/5 — Refresh rate

*2025-10-31, version 4018.1.1*

Honestly this is the best bank ever never had a major problem in the 3 and a half ish years I’ve been with them the only thing I don’t like is how long it takes to refresh to see you account after buying something.

### 5/5 — Best bank

*2025-10-08*

I love Frontwave, they have helped so much they have approved me for credit cards loans and so much more as a marine I love Frontwave because when navy fed denied a 4k car loan front wave approved it and when navy fed gave me a credit card with a 500$ limit front wave gave me one for 2000$ I joined at 18 and had no established credit but Frontwave still treated me well unlike navy fed, I love Frontwave.

**Developer response:** Hi, Thanks for the 5-star rating and review. We're happy to know that we were able of provide you with the loan and credit card that you needed. We love our Marines and appreciate your membership! Have a great day!

### 4/5 — Good

*2025-10-06, version 4017.2.0*

Good user interface, support messaging works well once you find where it is and how to do it. Overall good application for managing multiple accounts and temp certificates

### 3/5 — Good for temporary use

*2025-09-28*

I’ve had this for a few years now and have waited to make a review because it seems unfair if I had it any less than I do now. Sure it give me my money 2 days in advance, but there’s more times than I like to admit where it will be a pending transaction for 5 whole days. The uncertainty of when pay is coming in makes baying pills and other necessities difficult and unpredictable. Not to mention when I was having fraud problems every other representative refused to help or send me a new card, only one individual helped me. Calling is impossible because if you work through their working hours, you’ll have to listen to an automated message which does not actually help. The support option in the app only throws out numbers to a customer service representative without offering any support. Very few times has this been reliable and predictable, and I mean that in a literal sense. Besides the constant unpredictable deposits of my checks, to no real support or help, the confusing nature of this app, it’s better to use this if you’re new to having your own bank. But prepare to switch to a more reliable and predictable service to be yet equipped to pay your bills and other necessities.

**Developer response:** Hi, We're sorry to hear that your experiences with Frontwave have not been positive, and that you're not getting the support you expect from our team. With regard to your use of the app, we would be interested in getting more information from you on the features that you find confusing so we can share your feedback with our developers. If you're able to call our Member Solution Center we'd really appreciate it!. We appreciate your feedback and look forward to hearing from you. Thanks for your Membership.

### 5/5 — My account

*2025-09-10, version 4017.2.0*

Front wave  is the best bank in California you Rock

## Most critical reviews (10 lowest-rated)

### 1/5 — GET NAVYFED MARINE!

*2026-07-22, version 4021.1.3*

Frontwave replaced all their call center marine spouses with people from India who hate you. They also list numbers on their app for member support that just hang up on you. Please young marine, I EAS’d in February 2026 before this new war, get navy fed and close your Frontwave account.

### 1/5 — Mobile Deposit

*2026-07-08, version 4021.1.3*

The most insufferable experience I’ve ever had attempted to deposit a check. Non of the prompts work and no matter what angle it rejects your check.

### 1/5 — Horrible bank do not use

*2026-06-27, version 4021.1.3*

I’ve been hacked into and had money taken multiple times and they always say they’re on it and then don’t do anything and tell the user that it’s they’re responsibility to do the investigation themselves

### 1/5 — Frontwave In General

*2026-04-17*

Firstly; the app is solid enough. No complaints there. But seeing as Frontwave isn’t allowing me to leave a direct review of Security Services on the phone or with a manager, I’ll just do it here. Frontwave Security services hung up on me twice when I was trying to ask questions about fraudulent purchases made from my account. It’s stressful enough to get robbed of 300 dollars, getting hung up on just makes the whole thing so much more frustrating. And I’ll gladly acknowledge any situation where my attitude or tone was a problem. This was not one of those situations. I just asked what the dispute process was like and general questions like that to try to understand what to do and the lady got frustrated and hung up. I know people have bad days but that is just not okay. My bills that pull tomorrow aren’t gonna get paid now and the people supposed to help me just hung up. I’ve been with Frontwave since I was a baby faced 18 year old Marine in Cali. 12 years later, I lose 300 dollars and get hung up on when trying to figure out how and why. Pain.

**Developer response:** Hi, Thank you for your feedback. we are sorry that you have had some difficulty with getting your issue resolved with our team. I am forwarding your feedback to the appropriate individuals at Frontwave. We appreciate your membership and want to ensure that you are satisfied with our service.

### 1/5 — Weird clonky

*2025-07-09, version 4017.2.0*

Good credit union. Outdated app.

### 1/5 — Frontwave

*2025-06-03, version 4015.2.3*

Would not recommend.

### 1/5 — STILL Can’t Make Principal-Only Payments on loans

*2024-11-02*

Added a comment back in Feb. Was asked to contact support and provide feedback about the issues I’m having with making principal-only payments online or through the app. The issue is that it’s still not an option. Why can I do that online and in mobile banking at other financial institutions for years now, but Frontwave still doesn’t allow me to do it? It’s very time consuming for me to have to call in every single time to have someone else do it.  Not giving us the option and making it harder for us won’t make us not want to make the principal-only payments.. it just makes us want to switch lenders and give someone else my money .. Frontwave is very behind the times in this area … very frustrating.

**Developer response:** Hi Taylor, We're following up with you to let you know that we will be adding the principal-only payments on loans in early June. Please check your app after June 3 and you should see this when viewing your loan payment options. We hope your find this helpful - and thanks for the feedback!

### 1/5 — No help

*2024-08-02, version 4013.2.0*

Customer service was useless couldn’t event gain access to my account gonna change banks

### 1/5 — App signs me out every month

*2024-07-23, version 4013.2.0*

Whenever I need my app to check the balance or look at my account it signs me out for no reason then the password reset is like a 10 minute process and it’s super annoying.

### 1/5 — Garbage service

*2023-09-18, version 4008.1.0*

No matter what I do I cant transfer funds. I go through every option possible and it won’t let me do anything. Screw your error pages you made a garbage app for accessing my bank account.

## Most praised reviews (10 highest-rated)

### 5/5 — User Friendly HUD

*2026-08-15, version 4021.1.3*

The app is easy to maneuver and easy to read. Very clear with where things are located. Only thing I would like to see if there could be an online assistant in case of any issues or questions that can be addressed quickly.

### 5/5 — Very secure

*2026-08-08, version 4021.1.3*

We moved our account to Frontwave because of a security issue with our former bank.

### 5/5 — i love it

*2026-07-20, version 4021.1.3*

best cyber security in town

### 5/5 — Very Satisfying Experience

*2026-07-13, version 4021.1.3*

A well-developed app with customer experience in mind, this app has been and is being geared towards user-friendliness and I am loving how easy it is to find exactly what I am looking for directly on the Frontwave Mobile Banking app!

### 5/5 — Chingon

*2026-06-23, version 4021.1.3*

Easy and practical

### 5/5 — Best Union Bank app around

*2026-06-18, version 4021.1.3*

Anything and everything I want to do I can do, I do on this app. It’s amazingly convenient for moving money around and checking balances. I love it.

### 5/5 — Love

*2026-04-02, version 4020.0.0*

I love this app

### 5/5 — Excellent customer service!

*2026-03-19, version 4020.0.0*

Our local Frontwave has the nicest most helpful tellers and bankers! I’m really grateful to be banking at Frontwave!

### 5/5 — Great

*2026-03-19, version 4020.0.0*

Easy to use and love the union banking first time banking with them

### 5/5 — best credit union

*2026-03-04, version 4020.0.0*

best credit union out there

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
