# Frost Bank

> Mobile banking app for account management, money transfers, and check deposits. (iPhone/iPad app by Frost Bank.)

- Source: https://appshunter.io/ios/app/frost-bank/id605494138 (this page in markdown: same URL + `.md`)
- Developer: [Frost Bank](https://appshunter.io/developer/605494141)
- Category: Finance, Business
- Price: Free
- Rating: 4.90/5 from 74,227 App Store ratings · 470 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 276 MB
- Languages: American English
- Released: 2013-03-07
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/frost-bank/id605494138/reviews.md

## What is Frost Bank?

Everything we do is aimed at giving our customers a better banking experience every time they interact with us. And our app is no exception.

Open an Account with the App
Banking better is easier than ever—simply download the app.
It only takes a few minutes to open and fund a checking account.

Send Money to Anyone
Send money to anyone with just their mobile number or email. Just select them from your contact list. No need to ask for their account information.

Deposit Checks
Securely deposit checks with a generous daily limit and next business day fund availability when you deposit before 9pm. 

Quick and Secure
Log in with an easy-to-use four digit PIN that is unique to your device or simply use your fingerprint.

Plaid Exchange
Securely connect your Frost account with over 18,000 financial institutions and 4,500 apps on the Plaid network 

Manage Account Connections
View a list of Plaid-connected financial institutions and apps and if you change your mind about any or all of them – easily cancel their access 

Link External Accounts
Securely link your accounts from other financial institutions to view all of your finances in one place

Personal Help 24/7
Talk directly to a Frost banker with the touch of a button.

Apple watch
Quickly see your balances and transactions on your Apple Watch.

Other Features Include:
* Send money to anyone, anywhere and make bill payments on the go
* Create memos for each transaction
* Locate 1,700+ Frost ATMs and 150+ financial centers
* View and zoom, save and print cleared check images
* See running balances, plus view and search transactions
* View upcoming payment and transfer activity

Member FDIC

## Key features

- Open and fund accounts
- Send money via mobile number or email
- Mobile check deposit
- Biometric login (PIN/fingerprint)
- Link external financial accounts
- 24/7 personal banking support
- Apple Watch integration

## What do users think of Frost Bank?

Overall sentiment: positive

**Pros**

- 👍 Excellent customer service
- 🚀 Convenient mobile banking
- 💳 Early paycheck availability
- 🤝 Personalized banking experience
- 🏦 Reliable and trustworthy bank

**Cons**

- 🐛 Inconsistent mobile deposit functionality
- ⏱️ Slow transaction updates in the app
- 🔒 Lack of security features (e.g., no password pasting)
- 🕰️ Frequent app maintenance and downtime

**Commonly reported bugs**

- App crashes after recent update
- Login issues due to 'slow network' error
- Inconsistent mobile deposit success rate

**Most requested features**

- Automatic round-up savings feature
- Budgeting and expense tracking tools
- Seamless integration with password managers
- Real-time transaction updates

## Recent user reviews (10 of 470)

All indexed reviews: https://appshunter.io/ios/app/frost-bank/id605494138/reviews.md

### 5/5 — Best Bank App

*2026-08-25, version 7.83*

This is without a doubt the best working bank app that I have ever used. I wish more banks would design their bank app with the same intuitive functionality.

### 3/5 — Maintenance schedule

*2026-08-25, version 7.83*

Maintenance at 1:20-1:30am comes at bad timing when out for drinks

### 5/5 — Transfer of Monies

*2026-08-25, version 7.83*

I love the transfer of monies which is seamless!

### 5/5 — It’s frost

*2026-08-25, version 7.83*

It’s frost

### 5/5 — Best bank Ever!

*2026-08-24, version 7.83*

So, so easy to get an actual person on the phone! And quickly!! Sign in to app, THEN call or chat! They know your name and all your info already (because you signed in to app first) and you can just start your business! Don’t need to verify anything, except a phone password word or phrase. And Wa-La! You start conducting business right away.!! 
So they’re on phone a shorter amount of time and so are you! Therefore, they can help more customers quicker!! ONLY BANK THAT DOES THAT!! YOU ACTUALLY GET A REAL LIVE PERSON!! If for some reason they are very busy, you can save your place in line and tgey can call you back, so you don’t beed to stay on hold! What a fantastic idea!! TEXAS BASED ALSO!! I want to work for them but they don’t let call center CSRs work remotely, dangit!! SA is a little too far for me to drive. And daily. I suppose that’s extra security though, so, a good thing. 😊
They never give me any grief about closing my accounts and opening new ones every 3-6 months for security purposes!

### 5/5 — online banking

*2026-08-22, version 7.83*

I love doing all of my banking via the Frost app. I make deposits, I do transfers between accounts, I make sure the bills are paid on time, so many things. on this app.

It gives me peace of mind accomplishing all these things, and not having to go to the local branch to do them. Not that I don’t like the local branches, because everyone is so friendly and helpful. I just love this app.

### 5/5 — Best Bank Ever

*2026-08-21, version 7.83*

Frost Bank is one of the things I love about Texas

They are true relationship focused bankers.

### 5/5 — Love Frost

*2026-08-20, version 7.83*

Easiest bank account I’ve ever had. Great Customer Service and Support!

### 5/5 — Exceptional Service!!!

*2026-08-20, version 7.83*

Celia and Chrissy were fantastic! Great customer service is not always the rule these days, but it is at Frost! Celia and Chrissy did an amazing job getting us a better car loan than we had, saving us >$2k 😎

### 5/5 — Review

*2026-08-19, version 7.83*

Very happy banking with Frost Bank

## Frequently asked questions about Frost Bank

### What can I do with the Frost Bank app?

The Frost Bank app allows you to open and fund checking accounts, send money to anyone using their mobile number or email, and deposit checks remotely. You can also securely link external financial accounts to view all your finances in one place and manage account connections.

### How do I log in securely?

The app offers quick and secure login options. You can set up a unique four-digit PIN for your device or use your fingerprint for easy and secure access to your accounts.

### Is there a cost to use the Frost Bank app?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core banking functionalities.

### Can I link accounts from other banks?

Yes, the app allows you to securely link your accounts from other financial institutions through the Plaid network. This enables you to view all your finances consolidated within the Frost Bank app.

### What kind of customer support is available?

The app provides 24/7 personal help, allowing you to talk directly to a Frost banker with the touch of a button. This ensures you can get assistance whenever you need it.

## Version history (last 5 releases)

### 7.84 — 2026-08-27

System Enhancements

### 7.83 — 2026-08-06

We're always working hard to bring you a better banking experience. To ensure you get the best experience, turn on auto-updates so you always have the latest version of the Frost App. What's new:
- Bug fixes
- New monitoring has been added to our Credit Score feature to notify customers when a new hard inquiry is made against their credit.

### 7.82 — 2026-07-10

We're always working hard to bring you a better banking experience. To ensure you get the best experience, turn on auto-updates so you always have the latest version of the Frost App.

### 7.81 — 2026-06-11

We're always working hard to bring you a better banking experience. To ensure you get the best experience, turn on auto-updates so you always have the latest version of the Frost App.

### 7.80 — 2026-05-30

We're always working hard to bring you a better banking experience. To ensure you get the best experience, turn on auto-updates so you always have the latest version of the Frost App.

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## More apps by Frost Bank

- [Frost Business Mobile Deposits](https://appshunter.io/ios/app/frost-business-mobile-deposits/id1501432380)
- [Frost Insurance Agency](https://appshunter.io/ios/app/frost-insurance-agency/id1534947332)

All apps by Frost Bank: https://appshunter.io/developer/605494141

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*