# Fructa: Money Market Funds KE — Compare Kenya MMF T-Bill Rates

> Compare Kenya MMF T-Bill Rates (iPhone/iPad app by George Gakuubi.)

- Source: https://appshunter.io/ios/app/fructa-money-market-funds-ke/id6789087329 (this page in markdown: same URL + `.md`)
- Developer: [George Gakuubi](https://appshunter.io/developer/1701828476)
- Category: Finance, Business
- Price: Free
- Age rating: 4+
- Requires: iOS 13.0 · 38 MB
- Languages: American English
- Released: 2026-07-16
- Data updated: 2026-08-28
- User reviews in markdown: https://appshunter.io/ios/app/fructa-money-market-funds-ke/id6789087329/reviews.md

## What is Fructa?

See what Kenya's money market funds, Treasury bills and bonds are actually paying today, side by side, with the net rate after tax and the real return after inflation.

Instead of comparing options across scattered websites, PDF factsheets and WhatsApp forwards, Fructa collects current rates for more than 144 funds and shows them in one clear, comparable format.


COMPARE RATES

Current yields across money market funds in Kenyan shillings and US dollars, plus Treasury bills, bonds, fixed income funds and SACCOs.

The numbers that matter: the gross rate, the net rate after the 15 percent withholding tax, and the real return measured against current inflation.

Rate history in simple charts, so you see how a fund has moved over time rather than a single snapshot.

Each fund set against benchmarks, including the current inflation rate, the Central Bank Rate and recent Treasury bill auction results.

Nairobi Securities Exchange prices and insurance products alongside the fixed income side of the market.


TRACK YOUR PORTFOLIO

Add the funds you already hold and see a single consolidated total in Kenyan shillings.

View your allocation across fund types at a glance.

Estimate how a holding could grow with the projection tools, with withholding tax applied so the figure reflects what you would actually keep.


BUILT FOR CLARITY

Consistent, comparable figures instead of marketing language.

Clean charts and readable numbers.

Rate data drawn from public sources including the Central Bank of Kenya, the Capital Markets Authority and fund managers. Fructa is not affiliated with, endorsed by or operated by any of these institutions.


IMPORTANT

Fructa is an information and comparison tool. It shows publicly available rate data and lets you track holdings you manage elsewhere. It does not hold your money, process transactions or place trades on your behalf.

Fructa does not provide financial, investment, tax or legal advice, and nothing in the app is a recommendation to buy or sell any product. Rates change, and past performance does not guarantee future results. Always confirm figures with the provider, and consider speaking to a licensed financial advisor before making a decision.


## Version history (last 3 releases)

### 1.0.2 — 2026-08-21

Faster start, sharper data.

NEW
Opening screen now shows Kenya's best live money market
rate the moment you launch.

LEARN
Daily lesson reminders keep your streak alive. Pick up
mid-lesson exactly where you stopped, and move straight
to the next lesson when you finish one.

DATA
Refreshed with the latest CMA quarterly figures. Fund
type breakdown redrawn so the numbers read clearly at
a glance.

FIXES
Smoother launch, quicker load, small polish throughout.

### 1.0.1 — 2026-08-04

Welcome to Fructa, Kenya's investment rates in one place.

- Compare money market, T-bill, bond and SACCO rates in KES and USD.
- See net returns after tax and real returns against inflation.
- Track your holdings with totals, allocation and projections.
- Follow rate history and live benchmarks.

Thanks for trying Fructa.

### 1.0.0 — 2026-07-16

No release notes.

## More apps by George Gakuubi

- [Culimix](https://appshunter.io/ios/app/culimix/id6467224431)
- [Culimix Store](https://appshunter.io/ios/app/culimix-store/id6467880441)
- [KenyaHomesHub](https://appshunter.io/ios/app/kenyahomeshub/id6473903281)
- [Kaaga Water Project](https://appshunter.io/ios/app/kaaga-water-project/id6760460241)
- [Monkey Hide: Hide & Seek](https://appshunter.io/ios/app/monkey-hide-hide-and-seek/id6761255749)
- [Eleanor: Queen of Shadows](https://appshunter.io/ios/app/eleanor-queen-of-shadows/id6770973724)

All apps by George Gakuubi: https://appshunter.io/developer/1701828476

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*