# Frugalista: Expense Tracker — Simple AI Money Tracker > Simple AI Money Tracker (iPhone/iPad app by MIKITA HRYVITSKI.) - Source: https://appshunter.io/ios/app/frugalista-expense-tracker/id6767905221 (this page in markdown: same URL + `.md`) - Developer: [MIKITA HRYVITSKI](https://appshunter.io/developer/1896519127) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 26.4 · 16 MB - Languages: American English - Released: 2026-06-30 - Data updated: 2026-10-09 ## What is Frugalista? Frugalista is a simple expense tracker and AI money tracker for iPhone. Track spending with less effort, log expenses before you forget them, and understand where your money went at the end of the month. Frugalista is built for people who want a clear spending picture without maintaining a complicated budgeting system. Add expenses manually, capture spending with Shortcuts, speak multiple transactions at once, and review everything in your main currency. TRACK EXPENSES WITHOUT THE BUSYWORK Add expenses and income in a few taps. Frugalista keeps your transactions organized with categories, custom categories, charts, and monthly analytics. Use it as a daily spending tracker, income and expense tracker, or simple money tracker for everyday life. VOICE LOGGING WITH AI Say what you spent or earned in plain English. For example: “Today I spent $6.50 on coffee, bought two pizza slices for $3 each, and Sam paid me back $20.” Frugalista can turn that into clean transactions, detect expenses and income, understand merchants, choose categories, and handle simple math. Edit entries after saving if something needs a quick fix. APPLE WALLET AND SHORTCUTS AUTOMATION Set up iOS Shortcuts once and let Frugalista log Apple Wallet spending as it happens. Use Wallet automation, App Shortcuts, or the Action Button to make expense tracking feel more automatic, without connecting a bank account. MULTI-CURRENCY TRACKING Track expenses in different currencies and see your totals in your main currency. Useful for daily spending, trips, international purchases, subscriptions, and side income. Exchange rates update regularly, so your month stays easier to understand. MONTHLY AI SPENDING REPORTS At the end of the month, Frugalista can generate an AI report that explains what happened. See: • Spending by category • Income vs expenses • Month-to-month changes • Previous months for context • Unusual spending patterns • Practical suggestions for next month CHAT WITH YOUR REPORT Ask questions like: • Where did my money go? • What changed from last month? • Which category should I watch next? • What could I improve next month? Frugalista gives spending-focused insights and suggestions. It is not a financial advisor and does not provide investment, tax, or legal advice. ORGANIZE LATER In a hurry? Log transactions without categories. Uncategorized expenses go into Organize, where you can clean them up later with a fast, swipe-style category flow. Log first, sort later, and keep your spending picture clear without turning tracking into homework. PRIVATE BY DEFAULT Frugalista does not require a login or bank connection. Your transaction data is stored in your iCloud using CloudKit. Frugalista does not run a bank sync service and does not store your transaction database on its own server. AI features are processed through an external AI provider only when you use them. FREE TRACKING, PRO AI Frugalista includes free expense tracking features such as manual logging, Shortcuts logging, multi-currency tracking, categories, basic charts, and iCloud sync. Frugalista Pro unlocks the AI layer: • AI voice and batch transaction logging • Monthly AI spending reports • Report chat • Advanced money insights Subscriptions renew automatically unless canceled. You can manage or cancel your subscription in your Apple ID settings. Privacy Policy: https://frugalista.app/privacy Terms of Use: https://frugalista.app/terms Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Frugalista Pro Monthly | $4.99 | per month | | Frugalista Pro Annual | $39.99 | per year | ## Version history (last 4 releases) ### 1.0.3 — 2026-08-24 Updated onboarding flow Updated agreements sections Notifications for a logged via Shortcuts transactions ### 1.0.2 — 2026-08-03 Bugfix and small visual updates ### 1.0.1 — 2026-07-06 Better Voice Recognition ### 1.0 — 2026-06-30 No release notes. ## Apps similar to Frugalista | App | Rating | Price | Category | | --- | --- | --- | --- | | [Amounta : Expense Tracker](https://appshunter.io/ios/app/amounta-expense-tracker/id6801241656) | — | Free | Finance | | [Tipid Expense Calendar](https://appshunter.io/ios/app/tipid-expense-calendar/id6805757150) | — | Free | Finance | | [Wealth Tracker: Dribs](https://appshunter.io/ios/app/wealth-tracker-dribs/id6778946717) | — | Free | Finance | | [MoonTrip Finance](https://appshunter.io/ios/app/moontrip-finance/id6742852367) | — | Free | Finance | | [Trexp — Net Worth Tracker](https://appshunter.io/ios/app/trexp-net-worth-tracker/id6789192865) | — | Free | Finance | | [Dudget: Daily Budget Tracker](https://appshunter.io/ios/app/dudget-daily-budget-tracker/id6759871014) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*