# Frugality Pug — Budget, retirement & rentals

> Personal finance calculators for budgeting, retirement, and real estate planning. (iPhone/iPad app by PAIGE HAMILTON.)

- Source: https://appshunter.io/ios/app/frugality-pug/id6821125716 (this page in markdown: same URL + `.md`)
- Developer: [PAIGE HAMILTON](https://appshunter.io/developer/1896771991)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2026-10-16
- Data updated: 2026-10-26
- Monetization: free

## What is Frugality Pug?

Frugality Pug is a set of friendly money calculators for planning and daydreaming about your future. Everything stays on your iPhone: no account, no ads, no tracking.

CALCULATORS
• Budget: list your monthly income and expenses line by line. Categories are suggested as you type, and you can add your own.
• Take-Home Pay: see your paycheck after federal tax, Social Security, Medicare and state tax for all 50 states and DC. Monthly, semi-monthly or biweekly.
• Retirement: project your savings with contributions, employer match, raises, returns and inflation, in future and today’s dollars. Optionally add an estimated Social Security benefit.
• Net Worth: add up assets and debts by category.
• Rent vs Buy: compare renting and buying year by year, including the cost of the down payment you could have invested.
• Rental Property: check a rental against cash flow, cap rate, cash-on-cash return, debt coverage and the 1% rule, and get a quick verdict.
• Property Snowball: see how fast one rental can fund the next.
• Amortization: find what you’ll still owe on a loan at any point, and how much extra payments save.

MADE TO BE EASY
• Your entries are saved automatically.
• Charts and year-by-year tables.
• Press and hold to arrange the home screen your way.

Frugality Pug gives estimates for planning and fun. It is not financial, tax, legal or investment advice. Tax and Social Security figures use 2026 numbers.

## Key features

- Budgeting with income and expense tracking
- Take-home pay calculation with taxes
- Retirement savings projections
- Net worth tracking
- Rent vs. buy analysis
- Rental property investment analysis
- Loan amortization schedules

## Is Frugality Pug safe?

Not enough ratings yet to assess Frugality Pug.

## Is Frugality Pug legit?

Frugality Pug appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Frugality Pug is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Frugality Pug

### What financial calculators does Frugality Pug offer?

Frugality Pug includes calculators for budgeting, take-home pay after taxes, retirement savings, net worth, rent vs. buy analysis, rental property investment metrics, and loan amortization.

### Is Frugality Pug free to use?

Yes, Frugality Pug is completely free to download and use. There are no in-app purchases or subscription fees required.

### Does Frugality Pug have ads?

No, Frugality Pug is ad-free. The app is designed to provide a clean and uninterrupted user experience without any advertisements.

### How does Frugality Pug handle user data?

All your entries and calculations are saved automatically and stored locally on your iPhone. Frugality Pug does not require an account, and it does not track your data.

### What devices is Frugality Pug available on?

Frugality Pug is currently available for iPhone. It is designed to run on iOS devices.

### When was Frugality Pug last updated?

Frugality Pug was last updated on October 16, 2026, with version 1.0. This indicates it is a new application.

### What is the age rating for Frugality Pug?

Frugality Pug has an age rating of 4+. This suggests it is suitable for users of all ages and does not contain mature content.

### Does Frugality Pug provide financial advice?

No, Frugality Pug provides estimates for planning and fun. It explicitly states that it is not financial, tax, legal, or investment advice.

## Version history (last 1 release)

### 1.0 — 2026-10-16

No release notes.

## More apps by PAIGE HAMILTON

- [Live My Gospel for RMs](https://appshunter.io/ios/app/live-my-gospel-for-rms/id6771117387)
- [Conjugation Drop](https://appshunter.io/ios/app/conjugation-drop/id6792892174)

All apps by PAIGE HAMILTON: https://appshunter.io/developer/1896771991

## Related topics

[paige hamilton](https://appshunter.io/ios/topics/paige-hamilton)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-26.*