# FSB Now — FSB – myfsbonline.com

> Mobile banking app for account management, deposits, transfers, and bill payments. (iPhone/iPad app by Farmers State Bank Marion, IA.)

- Source: https://appshunter.io/ios/app/fsb-now/id1119192297 (this page in markdown: same URL + `.md`)
- Developer: [Farmers State Bank Marion, IA](https://appshunter.io/developer/1119192296)
- Category: Finance
- Price: Free
- Rating: 4.81/5 from 887 App Store ratings · 27 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 100 MB
- Languages: English
- Released: 2016-06-28
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/fsb-now/id1119192297/reviews.md

## What is FSB Now?

FSB Now allows its users to make banking decisions anywhere, anytime. With FSB Now, you can view account balances, make mobile deposits, transfer funds, pay bills, pay others, find branch locations, and much more.
The FSB Now app features (contact FSB for functionality questions):
-	Bill Pay*
-	Transaction history views
-	Simple Zelle® setup
-	Check Deposit
-	Funds transfer
-	Balance inquiry
-	Multi-user login
FSB has seven convenient locations located in Alburnett, Cedar Rapids, Hiawatha, Marion, and Tiffin. 
FSB’s mission is to provide you one more reason to be your financial solutions provider of choice. Essentially, our mission is to be all about you. We’re large enough to provide strategic financial solutions yet small enough to collaborate with customers on their financial needs. Message and Data rates may apply. Additional Terms and Conditions apply. Member FDIC
*No charge for Bill Pay when you use it each month to pay at least one bill ($3 per month if not used).

## Key features

- View account balances
- Mobile check deposit
- Funds transfer
- Bill Pay
- Transaction history
- Zelle® setup
- Find branch locations

## What do users think of FSB Now?

Overall sentiment: mixed

**Pros**

- 👍 User-friendly and easy to navigate
- 📱 Mobile deposit functionality works well
- 💰 Effective for account tracking and balance checking
- 🔄 Simple transfer and bill payment options
- 🏦 Customized design for FSB brand

**Cons**

- 🐛 Frequent crashes and bugs
- 🔐 Persistent login and lockout issues
- ⏳ App hangs and freezes on startup
- 😤 Requires repeated reinstallation
- 🚫 Cannot save username and password
- ❌ Unclear card locking functionality
- ⚠️ Inconsistent error messages without clear solutions

**Commonly reported bugs**

- White screen on app launch
- Face ID authentication fails to open account
- App crashes every few weeks requiring reinstall
- Error occurred message with no clear resolution
- Unexpected logout and inability to log back in
- Card lock feature not functioning as expected
- Inline verification hard locked requiring phone calls

**Most requested features**

- Transfer description or title capability
- Improved session management to prevent auto-logout
- Better password recovery process

## Recent user reviews (10 of 27)

All indexed reviews: https://appshunter.io/ios/app/fsb-now/id1119192297/reviews.md

### 5/5 — Great service & love online banking

*2026-08-05, version 26.1.331*

Our family has multiple person and business accounts with FBS.  They are kind, helpful, informative, and the online banking option with the FBS app is a wonderful resource to help busy individuals/families with their banking needs!

### 5/5 — The Neighbors bank

*2026-07-02, version 26.1.331*

I have dealt with Farmers State Bank since 2003 and still bank with them even after moving to Montana. The entire family and staff have been wonderful friends and it is a great privilege to continue with them, still taking care of my needs. A great bank to trust and work with.
Robb Ridgway

### 1/5 — Terrible following the update

*2026-06-19, version 26.1.331*

Made a big deal about shutting down and doing a brand new update only for that update to be some of the worst interface I’ve seen. This looks and feels like a desktop version from the early 2010s trying to fit into a mobile version. The old version was perfectly functional and actually looked like an app. Now it looks like I log into a website within the app.

### 1/5 — Annoyed

*2026-06-12, version 26.1.331*

Every time I login it asked me to review the app. There were a lot of unnecessary changes and you complicated a simple app.

### 5/5 — Great update!

*2026-06-12, version 26.1.331*

While it took some adjusting, the new app is great! I love all the new features.

### 1/5 — Menu

*2026-06-06, version 26.1.331*

Honestly really hating the menu setup. The older one was easier to navigate and easier on the eyes

### 1/5 — new update

*2026-06-05, version 26.1.331*

they updated the app 6/4/2026 and it’s horrible. it’s a mess, very confusing to work with, much more complicated compared to the last version, and downright frustrating. they should have fixed the bugs and left the look and layout of the app ALONE. it needs to be changed back immediately this is horrible

### 1/5 — Good bank bad app

*2026-03-04, version 25.1.30*

I love this bank, but the app is full of bugs and abrasive. It goes out it’s way to make it to where cannot save user name and password to phone. It hangs when you open the app and sometime will do Face ID and then not open my account at all. Locking the card on the app sometimes works, maybe someone needs to explain to me what locking the card is because I assumed it means people cannot pull money off my card but apparently not. Great bank buggy app. No stars if I had the choice for no stars

### 2/5 — Frequent trouble opening

*2026-01-08, version 25.1.30*

Multiple times when I open the app it says an “Error occurred.  Please call for assistance.”  I don’t need this during normal banking hours and it’s not clear if the app has crashed or what is happening.  Refreshing the app does nothing.

### 1/5 — Worst app ive ever used.

*2024-07-05, version 24.1.70*

Honestly this app is garbage, it breaks every couple weeks and you have to uninstall and redownload, and set it all up over again. Literally any app or bank is than these.

## Frequently asked questions about FSB Now

### What can I do with the FSB Now app?

The FSB Now app allows you to manage your banking decisions from anywhere. You can view account balances, make mobile deposits, transfer funds between accounts, pay bills, and even set up Zelle® for easy person-to-person payments. It also helps you find nearby branch locations.

### Is there a cost to use the FSB Now app?

The FSB Now app itself is free to download and use. However, standard message and data rates from your mobile carrier may apply. There are also terms and conditions associated with certain features, such as Bill Pay.

### How does Bill Pay work in the app?

The app includes a Bill Pay feature. There is no charge for Bill Pay if you use it to pay at least one bill each month. If you do not use the Bill Pay feature in a given month, a $3 per month fee may apply.

### What features are available for managing my accounts?

Key features for account management include balance inquiry, transaction history views, and the ability to transfer funds. The app also supports multi-user login, allowing multiple individuals to access accounts through the same app.

### Can I deposit checks using the app?

Yes, the app supports mobile check deposit. This feature allows you to deposit checks directly from your mobile device, saving you a trip to the bank branch or ATM.

## Version history (last 5 releases)

### 26.1.331 — 2026-06-04

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-03-11

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-06-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.50 — 2024-11-18

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-20

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*