# ftcash

> Digital payment and business loan app for merchants and customers. (iPhone/iPad app by Nomisma Mobile Solutions Private Limited.)

- Source: https://appshunter.io/ios/app/ftcash/id998463502 (this page in markdown: same URL + `.md`)
- Developer: [Nomisma Mobile Solutions Private Limited](https://appshunter.io/developer/998463501)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 43 MB
- Languages: American English
- Released: 2015-06-26
- Data updated: 2026-06-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ftcash/id998463502/reviews.md

## What is ftcash?

Send money or receive money instantly via all payment methods – Debit card, Credit card, UPI, Net banking, and Wallets. Digital transactions can happen for all your daily needs

- Kirana stores
- Education
- Small retail stores
- Travel
- Car repair
- Insurance
- Restaurants, etc. 

ftcash enables you to receive invoices and initiate payments via credit and debit card directly to merchants. No need to store money in multiple wallets or look for exact change. Customers & Merchants receive instant confirmation on their phone, email id and notification alert. All payments are safe and secure with ftcash. All payments require an authentication using an OTP or a MPIN to complete the transaction. Merchants can also receive a business loan by applying in the app.

Top Features

- Pay and Receive money from the same app. Any merchant can start receiving money from customers easily. The sign-up process takes less than 2 minutes to enable merchant account. 
- Apply for a business loan from the app. Simple and easy documentation process.
- Your money is secure. You can reach out to customer support for any issues that you face with a transaction
- Merchants can send invoices to customers for payments and then keep track of all pending payments
- Money is credited directly to the bank account. There is no need to worry about wallet transaction limits
- Get rewarded for customer or merchant referrals. See terms & conditions for full details

ftcash allows you to enjoy your Sunday mornings with your family or catch up on sleep and not have to worry about the door bell ringing from vendors asking for payments. At ftcash our vision is to make it easy for merchants and customers to do business.

## Key features

- Instant money transfer
- Multiple payment methods
- Invoice generation
- Business loan application
- Secure transactions
- Merchant account setup


## Frequently asked questions about ftcash

### How secure are payments with ftcash?

All payments require authentication using an OTP or MPIN to complete the transaction, ensuring a high level of security. The app also offers customer support for any transaction-related issues.

### Can I apply for a business loan through ftcash?

Yes, merchants can apply for a business loan directly within the app through a simple and easy documentation process.

### What payment methods does ftcash support?

ftcash supports instant money transfers via Debit card, Credit card, UPI, Net banking, and Wallets for all your daily needs.

### How quickly can a merchant set up an account with ftcash?

Any merchant can start receiving money from customers easily. The sign-up process takes less than 2 minutes to enable a merchant account.

### Does ftcash have ads?

The provided data does not specify if ftcash contains advertisements. However, it is available for free.

### What devices is ftcash available on?

ftcash is available on iPhone and iPod devices, as indicated by the supported devices list.

### How often is ftcash updated?

The latest version of ftcash is 2.5.0, which was last updated on December 24, 2021. This suggests a moderate update frequency.

### What is the user sentiment for ftcash?

Based on the limited rating data, ftcash has received a perfect 5.0 stars from 1 rating, indicating a highly positive initial user experience.

## Version history (last 5 releases)

### 2.5.0 — 2021-12-24

Security features added
Bug fixes

### 2.4.1 — 2020-12-31

* MPOS Payment enhancements.
* Product Update for Loan Application

### 2.2.2 — 2019-10-29

* Product Update for Loan Application

### 2.2.1 — 2019-07-03

Product Update for Loan Application
Bug Fixes in Loan Application

### 2.2.0 — 2019-05-23

* Product Update for Loan Application

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-25.*