Envelope Budget: Fukurowake

How much can you still spend before payday? Have you already overspent on groceries? How do you keep one budget with your partner? Fukurowake splits your monthly budget into envelopes and shows what's left at a glance. No account needed, and the developer never sees your records. Your records are stored on your device, and also in iCloud only if you turn on iCloud sync or sharing (a shared book lives in its owner's iCloud). The developer never sees your data, and fetching exchange rates sends only currency codes. Manage your finances simply while keeping your privacy. Key Features: - Split one payment across several envelopes - Set budgets for each envelope - Start your month on payday (moves to the previous weekday on weekends) - Track expenses and income - Transfer between envelopes - Monthly reports - Record fixed costs automatically (Pro) - Save monthly for big expenses (Pro) - Roll leftovers into next month (Pro) - Record in foreign currencies, with auto rates for most (Pro) - iCloud sync across your devices (Pro) - Share a book with family (only the person inviting needs Pro) - 36 currencies and 15 languages - Themes, including Dark mode - Home Screen and Lock Screen widgets - Backup and restore via iCloud Drive Free with up to 5 envelopes. Upgrade to Pro (one-time purchase) for unlimited envelopes. No ads. No subscriptions.