# Funding Societies — user reviews > 82 indexed App Store user reviews of Funding Societies by FS Technologies Pte. Ltd., rated 4.30/5 from 8 ratings. - Source: https://appshunter.io/ios/app/funding-societies/id1108023092/reviews - App overview in markdown: https://appshunter.io/ios/app/funding-societies/id1108023092.md - Rating breakdown: 5★ 6 · 4★ 0 · 3★ 1 · 2★ 0 · 1★ 1 ## Newest reviews (20 of 82) ### 2/5 — Oh no. Singpass issue *2025-06-03, version 3.8.6* App is using obsolete access to Singpass, which is now blocked. ### 2/5 — Unable to login *2024-10-16, version 3.8.4* Couldn’t login via Face ID. When I click Login via password, it redirects me to the login page and then the Face ID pops up again. I’m stuck in an error loop. ### 1/5 — Keep refresh page when register *2022-11-02, version 3.0.0* Register, and when sending otp, click email notification, and when back to app it showed me login screen instead, tried 4 times, all 4 times the same, everytime move screen the app directly change from insert otp pages to login. ### 1/5 — Not able launch app *2022-09-23, version 3.0.0* Recently not able launch app. Asked to sign in all over again but yet not able maybe to launch the app. Kept back in loop to sign in page ### 1/5 — Can’t request to cash out *2022-09-20, version 3.0.0* The app don’t allowed us to click “.” And we can’t proceed to cash out like usual! ### 1/5 — Not able to login at all *2022-08-30, version 2.97.97* It just keeps saying my OTP is wrong, what a waste of time. Just wanted to login to check if there is any updates on my investment that went default, not one, but two! ### 2/5 — App keeps crashing recently *2022-08-20, version 2.97.97* The funding societies app has been working fine until few days ago out of no where the app keeps crashing whenever I tried to start it, have not been able to use the app since then, what should I do? ### 1/5 — Not transparent enough *2022-06-08, version 2.97.96* I am a beginner on investing and I came across this platform and thought like perhaps I could give a try. I invested into a portfolio with a considerably huge amount and unfortunately the portfolio has been declared as defaulted after a few months. Throughout the period from the day when the declaration of default was made to this date, Funding Societies has made a few announcements regarding their countermeasure protocols and actions. It has been six months but the situation has never been any better, and every announcement was giving little and little hope after all. In addition to that, Funding Societies has only been giving written explanations without any evidence provided, such as Letter of Demand or any kind of relevant information. I understand there is a risk of getting defaulted on any investment portfolio but ironically, the one had been declared as defaulted was the one I invested with the largest amount, even for the first time beginner. ;( ### 1/5 — Lousy app *2022-05-10, version 2.97.96* Please update your app as it keeps on crashing. ### 1/5 — Investment or charity? *2022-01-21, version 2.97.95* RM3800+ of my hard earned money going default. Almost half of my investment in your platform going default. Recovery of my money is basically hopeless. The risk is way more higher than you can ever imagine. Invest at your own risk! ### 1/5 — High default rate *2022-01-11, version 2.97.95* DO NOT fall for the 1.3% default rate. The default ratio is way higher than they said it was. ### 4/5 — Intuitive to use *2022-01-10, version 2.97.95* Could improve by using different colour for completed and ongoing under funding now section ### 1/5 — No integrity and lack of transparancy *2021-10-23, version 2.97.94* As a user, please becareful that lots of loan available here are actually from the same borrower that split into multiple contract.. you may having lots of contract end yet no diversification in your portfolio Second, their profit return is calculated based on your income from load, any principle default amount from your loan will not be reflected into your "annualized performance".. so you may see high "net income" yet in fact you are making lost ### 1/5 — You'll end up losing money *2021-07-29, version 2.97.92* It's not a sound investment if the default rates is alarmingly high and you end up losing money. You'll rather be looking at stashaway than losing money with Funding Societies ### 2/5 — TouchID *2021-04-14, version 2.97.88* Hard time to login after touchid aurhenticated ### 1/5 — Still unable to load *2021-04-13, version 2.97.87* After authentication, the app is not loaded ### 1/5 — Apps *2021-04-12, version 2.97.86* Something wrong with your apps. Cant open tge apps since last 2 weeks ### 1/5 — Default rate *2021-04-01, version 2.97.85* Im actually losing money by using this app. Be warned. The least they can do is using the fees to insure our investment but no, you bear all the risk. ### 1/5 — Misleading statistics *2021-03-31, version 2.97.85* Got unlucky and had 40% of my principal defaulted. I understand the risks involved and I don’t blame Funding Societies for the loss. However, despite incurring this loss, my account page shows my annualized returns as 10%, which is simply not true. My returns are negative and it should be reflected as such. I don’t understand how this 10% is calculated and is clearly a misrepresentation of the performance of this investment. ### 1/5 — Default rate is understated *2021-03-02, version 2.97.84* All investments carry risks, yada yada, that I can accept. But the default rate on the app is really understated by way of some accounting/definitional wizardry. All I can say is, invest at your own risk. ## Most critical reviews (10 lowest-rated) ### 1/5 — Make a reliable app *2025-03-10, version 3.8.4* Hi developer, the current app always ask me to login every single time. Can you update and make it a good app that wont ask user to login every single time. I will be redirected to browser page and login there. It is very annoying ### 1/5 — Getting more step every log in *2025-03-05, version 3.8.4* The Log In process is becoming increasingly cumbersome. Previously, logging in required only a fingerprint, but now it also requires an ID, password, and more. This makes investors feel more and more inconvenienced. Please improve this issue, or more investors may abandon this troublesome investment platform. ### 1/5 — High DEFAULT rate & Persistent login issue *2024-12-31, version 3.8.4* High DEFAULT rate & Persistent login issue ### 1/5 — Kick from apps *2024-11-19, version 3.8.4* Apps suddenly kick me and my deposit was not on the list.. tried to talk with live chat but no answer.. bad service ### 1/5 — Too many fail investment *2024-07-15, version 3.5.5* I invested 28 projects and there got 7 fails last few years and until now still no update. ### 1/5 — Fake default rates *2023-10-26, version 3.5.0* Default rates are higher than advertised. Most loans have zero chances of recovery. Scam. ### 1/5 — App lags very badly. Unable to login at times *2023-06-07, version 3.3.0* For some reason, the app starting lagging really badly after I changed phone. I made sure the app was update and all but still no use. Every other app on my phone works fine. So no idea what’s wrong with this app. Apart from that, returns of the loans going down even while we’re in an inflationary environment ### 1/5 — Mobile APP *2023-06-01, version 3.3.0* Keep jumping out after log in ### 1/5 — After download apps unable to use *2023-03-25, version 3.3.0* Hello why I downloaded this apps unable to use , please advise! My phone was iPhone 6 and version updated 12.5.7 ### 1/5 — Please fix ur app for iOS 16 and above *2022-11-14, version 3.0.0* Ur app is not working after the update…. ## Most praised reviews (10 highest-rated) ### 5/5 — Thanks FS *2019-10-29, version 2.97.42* Great performance so far. Being able to set maximum exposure also greatly helped reduced my risk of defaults. Great stuff ### 5/5 — Great UI and Customer Service *2019-07-20, version 2.97.20* I’ve been on the platform for 2 months so far, and have had great projected annual returns of 12%-13%. Really impressed by Funding Societies’ investment methodology, personal and responsive customer service. The website, mobile app are easy to use and designed well. The banks in Singapore have a lot to learn from the benchmark that these guys have set for how investments and all financial products and services should be. Keep it up guys. :) ### 5/5 — Awesome Platform *2019-07-15, version 2.97.18* Loving the app and this platform to grow my money! ### 5/5 — User friendly app *2019-07-06, version 2.97.17* The app is awesome and user friendly. I like the UI/UX very much. Welcome to add a new feature to display how much interest is earn for current month. ### 5/5 — Good app for safe investment *2019-05-24, version 2.97.8* Good app for safe investment ### 5/5 — Invest with Funding Society *2019-04-19, version 2.96.2* A good platform to earn passive income. Low risk. ### 5/5 — Great App *2018-12-20, version 2.82* Good job people! User friendly app. ### 5/5 — Well Done! *2018-12-18, version 2.82* Much improvement made by FS and the team of people. Keep up your good work. Wishing you, your family and loved ones a Merry Christmas and Joyous New Year 2019. ### 5/5 — Feedback *2018-06-24, version 2.67* Loved the layout and UX ### 5/5 — New *2018-04-26, version 2.56* Deposit VIA FPX is so Good very like --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*