# Fundlater — Funding later

> Low-cost savings plan for investment diversification and wealth building. (iPhone/iPad app by Investsmart Financial Services Pty Ltd.)

- Source: https://appshunter.io/ios/app/fundlater/id1597848697 (this page in markdown: same URL + `.md`)
- Developer: [Investsmart Financial Services Pty Ltd](https://appshunter.io/developer/1083732583)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 12.4 · 28 MB
- Languages: English
- Released: 2021-12-09
- Data updated: 2026-08-03
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/fundlater/id1597848697/reviews.md

## What is Fundlater?

A low-cost savings plan designed to overcome some of the hurdles of saving. Fundlater Lets you diversify your investment and seek to build wealth with a larger amount than you put down from day one.

## Key features

- Low-cost savings plan
- Investment diversification
- Build wealth
- Larger amount from day one
- Overcome saving hurdles

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/fundlater/id1597848697/reviews.md

### 5/5 — Fantastic Product and Service

*2024-11-03*

The fundlater app and loan is a great way to build a long term portfolio. Especially helpful in getting started. Mitchell from fundlater has been really helpful in answering all my questions and establishing my account. Well done.

## Frequently asked questions about Fundlater

### What is Fundlater?

Fundlater is a finance app designed to help users build wealth through a low-cost savings plan. It allows for investment diversification and aims to provide access to larger sums from the start.

### Is Fundlater free to use?

Yes, Fundlater is free to download and use. However, it does contain advertisements.

### What devices does Fundlater support?

Fundlater is available on iPhone and iPod devices.

### How secure is Fundlater?

While specific security measures are not detailed, financial apps typically employ industry-standard encryption and security protocols to protect user data and transactions.

### When was Fundlater last updated?

The latest version of Fundlater was updated on March 13, 2026.

### What is the age rating for Fundlater?

Fundlater has an age rating of 4+, making it suitable for a wide range of users.

### Does Fundlater offer different investment options?

The app is designed to let you diversify your investment, suggesting it offers various ways to spread your funds across different assets.

### What are the main benefits of using Fundlater?

Users can benefit from a low-cost savings plan, the ability to diversify investments, and the potential to build wealth with a larger amount than initially invested.

## Version history (last 5 releases)

### 2.71.5 — 2026-07-30

Updates to redraw and topup features

### 2.70.40 — 2026-03-13

Improve support for iOS 26

### 2.70.15 — 2025-04-04

- Add ability to dismiss in-progress application
- Add ability to delete an in-progress application

### 2.70.5 — 2024-11-27

Fixed and improved visibility of key personal account details.

### 2.70.4 — 2023-09-27

Add ability to topup

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## More apps by Investsmart Financial Services Pty Ltd

- [InvestSMART](https://appshunter.io/ios/app/investsmart/id1083732584)
- [Intelligent Investor](https://appshunter.io/ios/app/intelligent-investor/id1552659829)
- [Eureka Report](https://appshunter.io/ios/app/eureka-report/id1566855965)

All apps by Investsmart Financial Services Pty Ltd: https://appshunter.io/developer/1083732583

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-03.*