# FundMind: Budget & Expenses — Offline budget & expenses

> Offline budget & expenses (iPhone/iPad app by Auto Dream Sp. z o.o..)

- Source: https://appshunter.io/ios/app/fundmind-budget-and-expenses/id6794284144 (this page in markdown: same URL + `.md`)
- Developer: [Auto Dream Sp. z o.o.](https://appshunter.io/developer/1889927427)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 15.1 · 102 MB
- Languages: American English
- Released: 2026-08-14
- Data updated: 2026-09-09
- User reviews in markdown: https://appshunter.io/ios/app/fundmind-budget-and-expenses/id6794284144/reviews.md

## What is FundMind?

FundMind is a personal finance manager that runs entirely on your phone. No account, no sign-up, no login. Your transactions, budgets and receipts stay on your device.

EVERYDAY FINANCES
• Transactions with categories, notes and fast search by amount
• Monthly budgets with planned vs. actual comparison
• Savings goals with progress tracking
• Spending-pace alerts when your budget is running out faster than the month

RECEIPTS AND DOCUMENTS
• Receipt and invoice scanning (on-device OCR)
• Receipt archive linked to transactions
• Timeline of bills, subscriptions and warranties

RECURRING COST CONTROL
• Subscription audit: monthly and annual cost of services
• Price-increase detection for recurring expenses

FINANCIAL HEALTH SCORE
• An A-F score calculated locally from your own data
• Clear indicators of what is pulling the score down

TAX AND CALCULATORS
• Crypto tax report for Polish PIT-38 with CSV export
• Salary calculator
• Loan and APRC calculator
• Interest and APY calculator

CONVENIENCE
• 9 interface languages
• 10 colour themes
• Exchange rates from NBP, crypto prices from CoinGecko
• Data export to CSV / JSON

PRIVACY
FundMind does not create an account for you and does not send your financial data to our servers. Everything stays local, and you can export or delete it at any time.

The AI assistant is optional. It is enabled only after your explicit consent, and you can withdraw that consent at any time in Settings. Until you do, no content leaves your device.

SUBSCRIPTION
FundMind Premium unlocks extended features. The subscription renews automatically unless cancelled at least 24 hours before the end of the period. You manage it in your Apple ID account settings.

Terms of Use: https://fundmindapp.com/terms
Privacy Policy: https://fundmindapp.com/privacy

FundMind is not a licensed financial advisor or a financial institution. The app provides tools to organise and analyse your own data.

Operator: Auto Dream Sp. z o.o., Warsaw, Poland.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FundMind Premium Monthly | $9.99 | per month |
| FundMind Premium Yearly | $79.99 | per year |



## Version history (last 4 releases)

### 1.1.2 — 2026-09-09

Bug fixes and performance improvements.

### 1.1.1 — 2026-09-01

Improved AI assistant reliability and general bug fixes.

### 1.1.0 — 2026-08-21

Multi-currency support: amounts now follow the currency you choose in settings, across all 9 languages.

New in Premium:
- Annual tax settlement with accountant-ready CSV export
- Ask about a document: photograph a contract or invoice and get an answer; text recognition runs on your device
- Shared household budget across several phones
- Quick start profiles: Personal, Investor, Business
- Subscription price-increase detection

Tax rules for 40+ countries, with corrected VAT and allowance figures.

Daily NBP exchange rates, with historical rates taken from the business day preceding the transaction.

Fixes: login is remembered, home tiles open the right sections, the keyboard no longer covers input fields, and financial health advice is now based on your real data.

### 1.0 — 2026-08-14

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*