# FUPS — Manage your money safely > Secure digital wallet for payments, transfers, budgeting, and expense splitting. (iPhone/iPad app by Lydians Elektronik Para Hizmetleri A.S..) - Source: https://appshunter.io/ios/app/fups/id1529736037 (this page in markdown: same URL + `.md`) - Developer: [Lydians Elektronik Para Hizmetleri A.S.](https://appshunter.io/developer/1481444249) - Category: Finance - Price: Free - Rating: 2.80/5 from 24 App Store ratings · 84 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 226 MB - Languages: American English, Turkish - Released: 2021-09-09 - Data updated: 2026-07-28 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/fups/id1529736037/reviews.md ## What is FUPS? Download FUPS, create your account in seconds, and securely manage your money. With FUPS, you can track your budget, make payments, send and receive money, split before expenses, and use social account. Send and Receive Money via IBAN • Instantly transfer up to 100,000 TRY to any bank account using your FUPS IBAN with no fees. • Use Easy Address instead of IBAN to send money via a phone number, email, ID number, tax number, foreign ID, or passport number. FUPS QR Card • Create instantly and start using it. • Make payments at POS terminals without a physical card and withdraw cash from ATMs easily. Upgrade to FUPS Premium • Verify your ID and become a Premium member in minutes to unlock all features and increase your limits. Easy Top-Up • Load money effortlessly using your credit or debit card, bank transfer, or by depositing cash at ATMs. Order Your FUPS Card • Get a personalized FUPS Card delivered to your address directly from the app. Social Account • Assign a shared spending limit to selected people. If they don’t use it, the money stays with you. Split Payment Before Expense • Collect shared payments before spending to avoid unexpected costs. Split Payment • Easily split expenses with others after making a purchase. Secure In-App Chat • Chat securely with friends or groups, send and receive money, set up shared payments, and request money all within the app. Twin Account • Use one card for two different accounts. Assign a separate PIN for your second account, and your spending will be directed accordingly. Smart Virtual Card • Ensure secure recurring payments with a FUPS Virtual Card. Set a custom limit, and the specified amount will be deducted on your chosen date. Pay Bills • Make fast and secure bill payments directly through the app. Withdraw Cash from ATMs • Withdraw cash from any ATM. Use the Dual Account feature to select which FUPS account you want to withdraw from. Request Money via Payment Link • Request money from non-FUPS users by sending a payment link. The recipient can enter their card details and send money easily. FUPS TR QR Code • FUPS now supports payment transactions with TR QR Code, ensuring full compatibility with all banks and payment institutions. With FUPS TR QR Code, you can: Transfer money to an IBAN Make merchant payments Process cancellations/refunds Pay with a card or directly from your account ## Key features - Send and receive money via IBAN - QR Card for POS payments and ATM withdrawals - Split expenses before or after purchase - Secure in-app chat for financial coordination - Virtual card for secure recurring payments - Bill payments - Request money via payment link ## What do users think of FUPS? Overall sentiment: negative **Pros** - 👍 Easy and simple user interface - 🚀 Fast application performance - 💳 Multiple card types (real, unnamed, virtual) - 🔒 Detailed transaction security monitoring - 💰 No EFT time restrictions for transfers - 📱 Modern and clean design **Cons** - ❌ Card declined frequently in-person and online - 🚫 Severe restrictions on standard account features - 💸 Money withdrawal/transfer limitations - 🔐 Account blocking without clear explanation - ⚠️ Premium account paywall for basic features - 🌐 E-commerce purchases blocked on standard accounts - 🚫 International transfers no longer allowed - 💔 Poor customer support responsiveness - 🔒 Strict age verification (under 18 restrictions) - 📉 Reduced functionality compared to previous versions - 🚫 Contactless payment not working - 💰 Inability to withdraw deposited funds - 🔄 No money deposit option available - ⛔ Account access denied with funds trapped inside **Commonly reported bugs** - Application crashes and won't open - Login failures and account access issues - 3D verification timeout errors on iOS - Password recovery not working - OTP not functioning on iOS - Contactless payment malfunction - Endless loading screens after updates - Compatibility issues with iOS 17 - App crashes after blue screen - Invalid email error for support contact - Transaction errors with specific merchants (PlayStation, Amazon, Apple) **Most requested features** - Dark mode interface - Biometric login (Face ID/Touch ID) - Camera-based IBAN input instead of manual entry - Improved UI/interface redesign - Cashback and promotional campaigns - Personal IBAN for free deposits - Partner bank agreements and discounts - Support for non-Turkish phone numbers - Support for non-Turkish ID verification - Restore previous account features - Monthly subscription tier instead of premium paywall ## Recent user reviews (10 of 84) All indexed reviews: https://appshunter.io/ios/app/fups/id1529736037/reviews.md ### 1/5 — Trash. *2026-07-13* Absolute garbage ### 1/5 — card keeps declining everywhere even in person *2026-02-01, version 1.3.3* their card declined in the UK it says in person at a card machine says not authorised and declined including contactless ### 1/5 — Artık kullanmaya değmez *2025-10-16, version 1.3.1* Fups kartı ilk aldığımda para çekme yatırma ve internet üzerinden alış-veriş yapma vardı artık hiçbiri yok.para yatırmayı neden kaldırdıklarını anlayamadım ayrıca internet üzerinden alışveriş yapmayı niye kısıtlar zaten herhangi bir kartta bulunması gereken en önemli özellik bu ya sadece belirli siteler diyor bu sitelerin içinde Trendyol vardı yine aynı hatayı verdi. Benim kart temassızı çalışmıyor bu benden kaynaklı galiba bu nedenlerden ötürü Fupsu istemeyerek bıraktım. Bence premium hesap olayı tamamen kaldırılmalı ve tüm özellikler standart hesap gibi kullanılmalı premium hesap yerine aylık ücretle daha fazla ayrıcalığı olan bir hesap türü kullanılabilir çünkü Fupsun standart hesabı kesinlikle kullanılmaz aynı özellikler hiç uğraş gerektirmeden Papara ile kullanılabiliyor. Adam akıllı kampanya da yok acaba Fups çalışanları hiç mi düşünmüyor kesinlikle kullanılmaz kart ### 5/5 — Lütfen *2025-09-30* Yeni arayüz tasarımı getirin? ### 3/5 — Premium *2025-08-18, version 1.3.1* Premium için başvuruda bulundum ve 1 gün oldu halla geri dönülmedi ### 5/5 — EMEĞİNİZE SAĞLIK *2025-07-26, version 1.2.11* Çok muhteşem bir uygulama uzun zamandır böyle bir uygulama arıyordum yapanın emek verenin ellerine sağlık parayla arasınız bu uygulumayı bulamazsınız tavsiye ederim 100/100 sade şık her türlü imkanı sağlamışlar teşekkür saygılarımla 👌😊😊 ### 3/5 — Hızlı ve alıcı bir uygulama *2025-07-18, version 1.2.11* Uygulama çok hızlı. Kart harcamalarını online yaptığınızda da hata açıklamaları çok net, anlamsız metinler çıkmıyor. Cashback gibi kampanyaları hiç yok. Ama bunu aramıyorsanız en iyi epara uygulamalarından birisi ——— Yazmıştım ama, kimlik doğrulama işlemlerinde çok problem çıkarttı. Bolca BUG mevcut. ——— 5’ten 3’e düşürdüm yıldızları ### 4/5 — Para transferi sıkıntılı *2025-07-02, version 1.2.11* Ibanı yazmak yerine kamera ile olsadı iyi olurdu onun dışında çok iyi tavsiye ederim bazı eksikleride tamamlansa mükemmel olur ### 1/5 — SCAM! They can steal you money! *2025-06-08, version 1.2.9* I registered an account, and as test send to my account 10 €, be informed that without additional registration you cannot perform any actions with your money. In order to register all your data, they will ask you about several action that you cannot reject, and so my money stuck on their platform with no other options ### 1/5 — Çöp *2025-06-06, version 1.2.9* Paramı geri iade edemiyorum s böyle bir işi ## Frequently asked questions about FUPS ### What can I do with FUPS? FUPS allows you to securely manage your money by tracking your budget, making payments, sending and receiving money, splitting expenses, and using social accounts. You can also make instant transfers via IBAN, use a QR card for payments and ATM withdrawals, and pay bills directly through the app. ### How do I send and receive money? You can send money instantly to any bank account using your FUPS IBAN with no fees, up to 100,000 TRY. Alternatively, you can use Easy Address, which allows you to send money via a phone number, email, ID number, tax number, foreign ID, or passport number. You can also request money from non-FUPS users by sending a payment link. ### Is there a cost to use FUPS? The app offers a freemium model. While basic features are available for free, upgrading to FUPS Premium unlocks all features and increases your limits. Specific details on premium features and costs are available within the app. ### What devices is FUPS compatible with? The application data does not specify exact device compatibility. However, it is designed for mobile use, implying compatibility with most modern smartphones running iOS or Android operating systems. ### How can I use FUPS for shared expenses? FUPS offers several features for managing shared expenses. You can split expenses with others after a purchase, or use the 'Split Payment Before Expense' feature to collect shared payments before spending. The 'Social Account' feature also allows you to assign a shared spending limit to selected people. ## Version history (last 5 releases) ### 1.3.5 — 2026-07-28 Switching to a FUPS Premium Account is still completely free and now it’s easier than ever with this version! ### 1.3.4 — 2026-02-25 Switching to a FUPS Premium Account is still completely free and now it’s easier than ever with this version! ### 1.3.3 — 2025-11-28 Switching to a FUPS Premium Account is still completely free and now it’s easier than ever with this version! ### 1.3.2 — 2025-10-16 Switching to a FUPS Premium Account is still completely free and now it’s easier than ever with this version! ### 1.3.1 — 2025-08-04 Switching to a FUPS Premium Account is still completely free and now it’s easier than ever with this version! ## Apps similar to FUPS | App | Rating | Price | Category | | --- | --- | --- | --- | | [Ozan SuperApp](https://appshunter.io/ios/app/ozan-superapp/id1120101494) | 1.9 (58) | Free | Finance | | [Param: Receive & Spend Money](https://appshunter.io/ios/app/param-receive-and-spend-money/id1076585397) | 3.4 (15) | Free | Finance | | [iyzico](https://appshunter.io/ios/app/iyzico/id1436467445) | 4.4 (43) | Free | Finance | | [Papara](https://appshunter.io/ios/app/papara/id1146507477) | 4.8 (4,975) | Free | Finance | | [Sipay](https://appshunter.io/ios/app/sipay/id1521140345) | 4.6 (38) | Free | Finance | | [OlduBil](https://appshunter.io/ios/app/oldubil/id1508532550) | 2.6 (141) | Free | Finance | ## Related topics [fups](https://appshunter.io/ios/topics/fups) · [tosla](https://appshunter.io/ios/topics/tosla) · [ozan](https://appshunter.io/ios/topics/ozan) · [ozan superapp](https://appshunter.io/ios/topics/ozan-superapp) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*