# Future Balance

> Financial forecasting app to predict future bank balance and spending ability. (iPhone/iPad app by Eric Pabst.)

- Source: https://appshunter.io/ios/app/future-balance/id1230838610 (this page in markdown: same URL + `.md`)
- Developer: [Eric Pabst](https://appshunter.io/developer/1230838609)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 41 MB
- Languages: American English
- Released: 2017-05-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/future-balance/id1230838610/reviews.md

## What is Future Balance?

Find out when you will have enough money for what you want and then have fun buying it!
Always have money for your needs by knowing the foreseeable future of your bank account balance.
If there's a shortage coming up, know precisely when and how much it is so you can plan accordingly.

1. Add your future income, expenses, and wish list (bills, uncleared checks, common expenses, vacations, etc.).
2. Fill in your bank account balance.
3. See where you stand now and in the future: when you can afford wish list items, how much you're over or under each month, how much time you have before you’ll come up short, etc.

Stop being overwhelmed trying to keep up with categorizing every transaction.
Become a successful provider for your family by always being able to pay bills on time, save up for vacations, and know where you stand.

When you add the transactions you expect to happen, along with your bank account balance, Future Balance will tell you how much extra money you have!  If you'll come up short, it will tell you when and by how much.

When you add a transaction without a date (marked as ASAP), it will figure out the date for you.  You can prioritize these ASAP transactions.

It's unlike other apps that give you the daily work of going through every transaction that shows up in your bank account, categorizing them, etc.  With Future Balance, what's past is past.  It is focused on the future.  When you want to see the past, look at your bank's web site, mint.com, or another tool.

Your information is safe!  Future Balance doesn't even ask for permission to connect to the internet!  Future Balance never asks for your bank's name or account number.  Future Balance and its affiliates never use your data or share it with anyone (unless legally required).  It does not contact your bank for any reason.  In fact, the data never even leaves your device!

For utilities or other bills that may change each month, you can estimate the amount.  Often (especially utility companies) have an "equal payment" plan that evens out the payments throughout the year, which can simplify the work.

If you don't use direct deposit for your paychecks, you may want to put the latest possible date that you'd deposit it to be safe.  

For bills that are automatically withdrawn, you may want to put the soonest date that it could come out of your bank account to be safe.

For groceries and other spending that changes constantly, estimate the amounts.  
What may work even better is to set up automatic transfers to a separate bank account (or a few) for that spending.  
If you do that, you can see how much you have in those areas by simply looking at their dedicated bank account balance.  
This works because debit cards (and ATMs) show up immediately in your bank account.  

When you write a check, you can add the future cashing of it as an expected transaction.

We love feedback and suggestions!  Please send feedback to pabstsoftware@gmail.com or post on "Pabst Software" on Facebook!

## Key features

- Forecast future bank balance
- Add income and expenses
- Track wish list items
- Identify potential shortages
- Prioritize ASAP transactions
- No internet connection required

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 3 months of use | $0.99 | one-time |
| Lifetime use | $9.99 | one-time |
| Lifetime use | $9.99 | one-time |



## Frequently asked questions about Future Balance

### How does Future Balance help me manage my money?

Future Balance helps you manage your money by allowing you to input your future income, expenses, and desired purchases. It then forecasts your bank account balance, showing you when you can afford items and if you might face a shortage.

### Is Future Balance secure and private?

Yes, Future Balance prioritizes your privacy and security. It does not require internet access, never asks for bank details, and all your data stays on your device, never being shared or used by the developer.

### What kind of transactions can I add to Future Balance?

You can add various transactions including future income, bills, uncleared checks, common expenses, and even vacations. Transactions without a specific date can be marked as ASAP and prioritized.

### Does Future Balance require an internet connection?

No, Future Balance does not require an internet connection to function. This enhances your privacy and security as your financial data remains solely on your device.

### How does Future Balance differ from other finance apps?

Unlike apps that require daily transaction categorization, Future Balance focuses on future projections. It helps you plan ahead without the burden of meticulously tracking every past expense.

### What devices is Future Balance available on?

Future Balance is available on iPhone, iPad, and iPod devices, making it accessible for Apple users on the go.

### How often is Future Balance updated?

The latest version of Future Balance is 2.0.6, and it was last updated on October 15, 2022. This indicates a history of maintenance and potential improvements.

### What is the user sentiment for Future Balance?

Based on the available data, Future Balance has a perfect 5.0-star rating from 2 ratings, suggesting a very positive user experience among its current users.

## Version history (last 5 releases)

### 2.0.6 — 2022-10-15

Support semi-month transactions.
Eliminate initial trend when for too short a time.
Re-remove INTERNET permission since not needed yet.

### 2.0.3 — 2021-10-22

- Preserve data (after this upgrade) when upgrading iOS app.
- Fix check for owning the product to correctly allow access.

### 2.0.2 — 2021-09-19

Fixed drop-downs to function rather than being blank.

### 2.0.1 — 2021-09-03

- Support sub-accounts
- Fake the app faster
- Support transfer transactions
- Support adjusting balance with transfer
- Show Edit button for Account (suggested by Paul)
- Support looking more into the future
- Make Partial dialog show amount remaining
- Use calendar provided by browser
- Switch from Yested to ReactJS
- Upgrade to Kotlin 1.4.30
- Prevent users from accidentally choosing ASAP

### 1.0.58 — 2019-08-02

Fix marking an ASAP transaction with times as past.
Fix visually doubling up Tx rows while they are collapsing.
Technology upgrades such as using Kotlin Multiplatform build.

## Apps similar to Future Balance

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Bare Balance Book](https://appshunter.io/ios/app/bare-balance-book/id1485136051) | — | $1.99 | Finance |
| [CashflowPlan](https://appshunter.io/ios/app/cashflowplan/id1520646861) | 1.0 (1) | Free | Finance |
| [Balance Guide Lite](https://appshunter.io/ios/app/balance-guide-lite/id514090147) | 4.2 (13) | Free | Finance |
| [PBbanking Mobile](https://appshunter.io/ios/app/pbbanking-mobile/id1453586891) | 4.8 (526) | Free | Finance |
| [Budget Calendar](https://appshunter.io/ios/app/budget-calendar/id951672394) | 2.7 (51) | $2.99 | Finance |
| [Cash Predict \| Budget Forecast](https://appshunter.io/ios/app/cash-predict-budget-forecast/id6444193844) | 4.8 (30) | Free | Finance |

## More apps by Eric Pabst

- [Breakthrough Path](https://appshunter.io/ios/app/breakthrough-path/id6747998728)
- [Future Balance](https://appshunter.io/ios/app/future-balance/id6755646125)

All apps by Eric Pabst: https://appshunter.io/developer/1230838609

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
