# Future Balance — See Your Financial Future > Financial forecasting app to predict future balance and spending capabilities. (iPhone/iPad app by Eric Pabst.) - Source: https://appshunter.io/ios/app/future-balance/id6755646125 (this page in markdown: same URL + `.md`) - Developer: [Eric Pabst](https://appshunter.io/developer/1230838609) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 15.3 · 45 MB - Languages: English - Released: 2025-11-24 - Data updated: 2026-07-17 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/future-balance/id6755646125/reviews.md ## What is Future Balance? Find out when you will have enough money for what you want and then have fun buying it! Always have money for your needs by knowing the foreseeable future of your bank account balance. If there's a shortage coming up, know precisely when and how much it is so you can plan accordingly. 1. Add your future income, expenses, and wish list (bills, uncleared checks, common expenses, vacations, etc.). 2. Fill in your bank account balance. 3. See where you stand now and in the future: when you can afford wish list items, how much you're over or under each month, how much time you have before you’ll come up short, etc. Stop being overwhelmed trying to keep up with categorizing every transaction. Become a successful provider for your family by always being able to pay bills on time, save up for vacations, and know where you stand. When you add the transactions you expect to happen, along with your bank account balance, Future Balance will tell you how much extra money you have! If you'll come up short, it will tell you when and by how much. When you add a transaction without a date (marked as ASAP), it will figure out the date for you. You can prioritize these ASAP transactions. It's unlike other apps that give you the daily work of going through every transaction that shows up in your bank account, categorizing them, etc. With Future Balance, what's past is past. It is focused on the future. When you want to see the past, look at your bank's web site, mint.com, or another tool. Your information is safe! Future Balance doesn't even ask for permission to connect to the internet! Future Balance never asks for your bank's name or account number. Future Balance and its affiliates never use your data or share it with anyone (unless legally required). It does not contact your bank for any reason. In fact, the data never even leaves your device! For utilities or other bills that may change each month, you can estimate the amount. Often (especially utility companies) have an "equal payment" plan that evens out the payments throughout the year, which can simplify the work. If you don't use direct deposit for your paychecks, you may want to put the latest possible date that you'd deposit it to be safe. For bills that are automatically withdrawn, you may want to put the soonest date that it could come out of your bank account to be safe. For groceries and other spending that changes constantly, estimate the amounts. What may work even better is to set up automatic transfers to a separate bank account (or a few) for that spending. If you do that, you can see how much you have in those areas by simply looking at their dedicated bank account balance. This works because debit cards (and ATMs) show up immediately in your bank account. When you write a check, you can add the future cashing of it as an expected transaction. We love feedback and suggestions! Please send feedback to support@ericpabstlifecoach.com or post on "Eric Pabst Life Coach" on Facebook! ## Key features - Forecast future bank balance - Add future income and expenses - Track wish list item affordability - Identify upcoming financial shortfalls - Prioritize 'ASAP' transactions - Offline data storage ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/future-balance/id6755646125/reviews.md ### 5/5 — Perfect! *2026-04-15* Been using this app for years and thought it was discontinued. I’m so glad to see it back!!! ## Frequently asked questions about Future Balance ### How does Future Balance help me manage my money? Future Balance allows you to input your expected income, expenses, and wish list items. It then forecasts your bank account balance to show you when you can afford desired purchases and if any shortfalls are anticipated. ### Is Future Balance secure? Yes, Future Balance prioritizes your data security. It does not require internet access, never asks for bank account details, and all your financial data remains on your device. ### Can Future Balance handle variable bills like utilities? Yes, you can estimate amounts for bills that may change each month. The app also suggests considering 'equal payment' plans from utility companies to simplify forecasting. ### How does Future Balance differ from other finance apps? Unlike apps that require daily transaction categorization, Future Balance focuses on future financial planning. It helps you understand your financial trajectory without the burden of constant data entry for past transactions. ### What devices does Future Balance support? Future Balance is available for iPhone, iPad, and iPod devices, making it accessible for Apple users on the go. ### How often is Future Balance updated? The app was last updated on May 17, 2026, indicating ongoing development and support. The latest version is 1.7. ### What is the user sentiment for Future Balance? Based on the available data, Future Balance has received a perfect 5.0-star rating from one review, suggesting a highly positive initial user reception. ### Does Future Balance have advertisements? No, Future Balance is ad-free. As it is also free and does not have in-app purchases, users can enjoy the full functionality without interruptions or additional costs. ## Version history (last 5 releases) ### 1.8 (9) — 2026-07-08 - Fix Trends page displaying old recurring transactions as "starting" ### 1.7 — 2026-05-17 - Reflect debt stacking on Trends screen - Show what transactions are causing a trend change - Include a monthly amount for trends - Support "manual with delay" transactions - Show the "Debt Free Date for Stacked Debts" - Calculate interest based on # of days for single payments - Fix defect with stacking transactions of different frequencies - Include final balance on loan payment - Fix some date ranges ### 1.6 — 2026-01-25 -Fix defect with semi-month transactions getting generated in the wrong order ### 1.5 — 2025-12-21 -Support debt stacking -Add Payoffs screen -Add minimum payment for loans / extra amount -Show ASAP date while editing transaction -Require ASAP or specific date -Fix date input for other time zones -Capitalize account name and what if description -Suggest 9999 times if it will never pay off ### 1.4 — 2025-12-02 Fix not saving the default negative sign. Sort descriptions ignoring case. ## More apps by Eric Pabst - [Future Balance](https://appshunter.io/ios/app/future-balance/id1230838610) - [Breakthrough Path](https://appshunter.io/ios/app/breakthrough-path/id6747998728) All apps by Eric Pabst: https://appshunter.io/developer/1230838609 ## Related topics [eric pabst](https://appshunter.io/ios/topics/eric-pabst) · [pibst](https://appshunter.io/ios/topics/pibst) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*